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$455,000 -$7,000 (-1.52%) Price Reduced
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Full Property Details for MLS# 788872
General
- Price: $455,000
- HOA FEE: $888/month
- HOA FEE FREQ.: Quarterly
- Taxes: $5,675 (2025)
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 788872
- Updated: 10/5/2026
- Added to Site: 168 day(s) ago
Interior
- Number of Rooms: 3
- Interior Features: Balcony, Double Vanity, Tub Shower
- Appliances: Washer/Dryer Stacked, Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Stacked
Additional Information
- Shared Amenities: Beach Rights, Barbecue, Sauna, Spa/Hot Tub
- Pool: Yes
- Pool Description: Gunite, Indoor, In Ground, Community
- Spa Description: Community
- Security/Safety: Building Security, Closed Circuit Camera(s), Fire Sprinkler System, Security Lights, Fire Alarm, Smoke Detector(s), Security Service
Exterior
- Porch/Patio/Deck: Balcony
Parking
- Garage: Yes
- Garage Spaces: 1
- Parking Features: Additional Parking
Location
- County: Bay
- Subdivision: Ocean Reef
- Driving Directions: From Hwy 98 (Back Beach Rd.) turn south on Nautilus Street. At Front Beach Rd., turn right heading west. Ocean Reef is the first high-rise building immediately on your left.
School Information
- Elementary School: Hutchison Beach
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
- Assoc. Fees Include: Association Management, Clubhouse, Fitness Facility, Internet, Legal/Accounting, Maintenance Grounds, Pest Control, Pool(s), Sewer, Security, Trash, Water
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Heat Pump
- Heating Type: Heat Pump
Utilities
- Sewer: Public Sewer
Structural Information
- Architectural Style: High Rise
- Construction: Block, Concrete, Stucco
- Roof: Membrane
- Elevator: Yes
- Stories/Levels: 23
- Sq. Ft. Source: Plans
- Year Built: 2008
- Other Struct. Feat.: Dumpster
Lot Features
- Property View: Gulf, Water
- Lot Dimensions: 0 x 0
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Gulf, Shoreline - Sand
- Water Front View: Gulf, Shoreline - Sand
Financial Considerations
- Association Fee: $2,663
- Assoc Fee Freq.: Quarterly
- Tax Amount: $5,675
- Tax Year: 2025
Disclosures and Reports
- Legal Description: OCEAN REEF, A CONDOMINIUM UNIT 805 2BR 2BA ORB 3042 P 236 ORB 3111 P 48 TYPE B 923 H&C 257 BALC . PRKNG SPACE #24 2ND LEVEL
- Property ID: 40001-250-022
Listed by Distinctive Beach Real Estate
Schools serving MLS# 788872
| Name | Grades | Distance |
|---|---|---|
Hutchison Beach Elementary School 12900 Middle Beach Rd, Panama City, FL 32407 | K-5 | 1.1 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 0.4 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 2.5 mi |
Price & Sales History for MLS# 788872
Estimate the Cost for MLS# 788872
MLS# 788872, Panama City Beach, FL 32413 (MLS# 788872) is a Condo property with 2 bedrooms and 2 full bathrooms. MLS# 788872 is currently listed for $455,000 and was received on April 24, 2026. Want to learn more about MLS# 788872? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

