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$215,000
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Property Description
'OPEN HOUSE SUNDAY, MAY 24TH FROM 12-2PM' Welcome to coastal charm and opportunity at 100 N Church Ave in Panama City! This freshly painted and absolutely adorable Florida cottage sits on a desirable corner lot just steps from the water, offering the perfect blend of lifestyle and investment potential. Built in 1950 and thoughtfully maintained, this 2-bedroom, 1.5-bath home features 926 square feet of inviting living space with timeless character and durable construction. As you arrive, you're greeted by an open front porch that faces the water--an ideal spot to enjoy morning coffee while overlooking the nearby marina. Boating enthusiasts will love being just 0.1 miles from a public boat ramp, making it incredibly easy to get out on the water at a moment's notice. This location places you right in the heart of a thriving boating community. Inside, the home offers a functional layout with cozy living spaces and plenty of natural light. The kitchen is equipped with a gas stove, and the home also features a gas tankless water heater for added efficiency and on-demand hot water. Step out back to a large covered porch overlooking the fully fenced backyard--perfect for entertaining, relaxing, or storing your outdoor gear. The property also includes a detached one-car garage, ideal for boat storage, a workshop, or additional storage space. This home is built with longevity in mind, featuring pier and beam construction, durable Hardie board siding, a metal roof, and Carolina shutters throughout--providing both charm and added protection. City water and sewer services add to the convenience. Whether you're looking for a primary residence, a second home, or an income-producing property, this one checks the boxes. With its prime location and proximity to the water, this home offers excellent short-term rental potential (buyer to verify local regulations). Conveniently located approximately 6 miles to Tyndall Air Force Base, 10 miles to downtown Panama City, 18 miles to Panama City Beach and Pier Park, and about 20 miles to Northwest Florida Beaches International Airport (ECP), you're never far from work, travel, dining, and entertainment. Don't miss your chance to own a piece of Old Florida charm with modern-day possibilities!
Full Property Details
Full Property Details for 100 N Church Ave
General
- Price: $215,000
- Taxes: $1,010 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 789422
- Updated: 5/19/2026
- Added to Site: 16 day(s) ago
Interior
- Number of Rooms: 11
- Interior Features: Entrance Foyer
- Appliances: Gas Range, Gas Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Additional Information
- Security/Safety: Security System Owned, Carbon Monoxide Detector(s), Smoke Detector(s)
Exterior
- Exterior Features: Deck, Patio, Outdoor Shower
- Porch/Patio/Deck: Deck, Enclosed, Patio, Covered, Porch
Parking
- Garage: Yes
- Garage Spaces: 1
- Parking Features: Circular Driveway
Location
- County: Bay
- Subdivision: No Named Subdivision
- Driving Directions: from down town panama city marina head east on hwy 98, turn right on N East Ave, follow this road south then turn right on N Church ave, home is on the corner of Church just across from the boat yard/
School Information
- Elementary School: Cherry Street
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Florida
- Construction: HardiPlank Type
- Roof: Metal
- Sq. Ft. Source: Appraiser
- Year Built: 1950
Lot Features
- Property View: Bay, Bayou
- Lot Size (Acres): 0.22
- Lot Size (Sq. Ft.): 9,540
- Lot Size: .22
- Lot Dimensions: 65 x 147
- Frontage: City Street
- Lot Features: Paved
- Zoning: City, Resid Single Family
- Fencing (Description): Fenced
Water Features
- Water View: Yes
Financial Considerations
- Tax Amount: $1,010
- Tax Year: 2025
Disclosures and Reports
- Legal Description: MAGNOLIA VIEW LOT 11 BLK A ORB 1917 P 1011 ORB 4405 P 453
- Property ID: 22962-000-000
Listed by Anchor Realty Florida
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Schools
Schools serving 100 N Church Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Merriam Cherry Street Elementary School 1125 Cherry Street, Panama City, FL 32401 | PK-5 | 1.1 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 3 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 2.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 100 N Church Ave
Date
Details
Price
Change
Source
5/05/2026
Listed
$215,000
152.94%
MLS
5/06/2021
Sold
$85,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 100 N Church Ave
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,122
—
$96,452
3%
2024
$1,122
-36%
$93,734
3%
2023
$1,740
273%
$90,685
434%
2021
$467
-64%
$16,987
-76%
2022
$1,295
177%
$72,221
321%
2021
$467
187%
$17,162
-52%
2018
$163
-1%
$35,737
-1%
2017
$164
-5%
$35,970
-1%
2016
$173
-5%
$36,268
-1%
2015
$182
6%
$36,565
2%
2014
$172
-3%
$36,018
-3%
2013
$178
—
$37,276
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 100 N Church Ave
100 N Church Avenue, Panama City, FL 32401 (MLS# 789422) is a Single Family property with 2 bedrooms, 1 full bathroom and 1 partial bathroom. 100 N Church Avenue is currently listed for $215,000 and was received on May 05, 2026. Want to learn more about 100 N Church Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

