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$337,500 Just Listed
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Property Description
Welcome to 109 Saw Grass Way, a beautiful 4-bedroom, 2-bathroom residence tucked into the scenic and highly desirable Villages of Mill Bayou in Panama City, FL. Situated on a premium waterfront lot, this home offers a peaceful, established backdrop paired with an array of attractive interior upgrades. Inside, you'll find an inviting open floor plan featuring durable LVP flooring, custom cabinetry, and a large living area that flows effortlessly into a spacious kitchen and breakfast nook layout. The kitchen and bathrooms both shine with sleek granite countertops, complete with a functional breakfast bar for easy dining, while the primary bath features a relaxing soaking tub. Beyond your back door, enjoy a fenced yard and no rear neighbors just a peaceful waterview. The Mill Bayou community invites an active lifestyle with access to kayaking, fishing, sidewalks, and a community pool, all while being just a stone's throw from the top-rated schools, shopping. dining and more. Tour today!
Full Property Details
Full Property Details for 109 Saw Grass Way
General
- Price: $337,500
- HOA FEE: $105/month
- Taxes: (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 793313
- Updated: 7/30/2026
- Added to Site: 4 day(s) ago
Interior
- Number of Rooms: 7
- Interior Features: Main Level Primary
- Appliances: Electric Range
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Additional Information
- Pool: Yes
- Pool Description: In Ground, Community
Exterior
- Exterior Features: Porch
- Porch/Patio/Deck: Porch, Screened
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Bay
- Subdivision: Mill Bayou Phase 1
- Driving Directions: Going north on Hwy 231, turn left on Hwy 390, turn right
School Information
- Elementary School: Deer Point
- Middle School: Merritt Brown
- High School: Mosley
Community
- Community Name: 02 - Bay County - Central
- Association: Yes
- Assoc. Fees Include: Pool(s)
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Utility Description: Underground Utilities
Structural Information
- Architectural Style: Ranch
- Construction: HardiPlank Type
- Roof: Composition, Shingle
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 2019
Lot Features
- Lot Size (Acres): 0.18
- Lot Size (Sq. Ft.): 7,405
- Lot Size: .18
- Lot Dimensions: 65.0 ft x 120.0 ft
- Lot Features: Paved
- Fencing (Description): Fenced
Water Features
- Water Front: Yes
- Water Front Desc.: Other
- Water Front View: Other
Financial Considerations
- Association Fee: $105
- Assoc Fee Freq.: Monthly
- Tax Year: 2025
Disclosures and Reports
- Legal Description: VILLAGES OF MILL BAYOU/ SHORELINE VILLAGE PH 1B ORB 4569 P 356 LOT 62
- Property ID: 11352-760-210
Listed by Redfin Corporation
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Schools
Schools serving 109 Saw Grass Way
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Deer Point Elementary School 4800 Highway 2321, Panama City, FL 32404 | K-5 | 1.3 mi |
Merritt Brown Middle School 5044 Merritt Brown Way, Panama City, FL 32404 | 6-8 | 2.2 mi |
A. Crawford Mosley High School 501 Mosley Drive, Lynn Haven, FL 32444 | 9-12 | 3.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 109 Saw Grass Way
Date
Details
Price
Change
Source
7/30/2026
Listed
$337,500
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 109 Saw Grass Way
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,510
-3%
$299,756
-2%
2024
$4,664
6%
$304,513
3%
2023
$4,401
18%
$295,718
17%
2021
$3,718
1%
$252,385
-1%
2022
$3,692
-1%
$253,760
13%
2021
$3,718
356%
$225,139
300%
2019
$816
2%
$56,243
3%
2018
$798
1%
$54,349
2%
2017
$792
790%
$53,125
808%
2016
$89
—
$5,848
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 109 Saw Grass Way
109 Saw Grass Way, Panama City, FL 32404 (MLS# 793313) is a Single Family property with 4 bedrooms and 2 full bathrooms. 109 Saw Grass Way is currently listed for $337,500 and was received on July 30, 2026. Want to learn more about 109 Saw Grass Way? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

