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$337,500 Just Listed
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Property Description
Welcome to 109 Saw Grass Way, a beautifully maintained 4-bedroom, 2-bath home in the desirable Villages of Mill Bayou. From the moment you arrive, it's clear this home has been well cared for--and the setting makes it even more special. Inside, the open floor plan creates a bright, comfortable space that's perfect for everyday living and entertaining. The spacious kitchen features granite countertops, custom cabinetry, a breakfast bar, and an adjoining dining area, all flowing naturally into the main living space. Durable LVP flooring adds both style and easy maintenance, while the generous primary suite includes a private bath with granite countertops and a relaxing soaking tub. One of the best features of this home is what you'll find out back. Step onto the screened-in back porch and enjoy a peaceful view of the pond--an ideal place for morning coffee, evening drinks, or simply unwinding at the end of the day. The backyard is fully fenced while still preserving the beautiful water view, giving you the benefit of an enclosed yard without sacrificing the scenery. With no homes directly behind you, the backyard feels open, peaceful, and private. The Villages of Mill Bayou offers a welcoming community atmosphere with sidewalks, opportunities for kayaking and fishing, and a community pool located just a short walk from the house. Outdoor recreation is also close at hand with Lynn Haven Bayou Park & Preserve nearby, along with easy access to the bay for boating, fishing, kayaking, paddleboarding, and other water activities. The location is convenient to shopping, dining, area schools, and everyday necessities, while still offering the relaxed feel of a neighborhood tucked close to the water. If you're looking for a move-in-ready home with plenty of space, a fantastic backyard setting, water views, and a community you'll enjoy coming home to, 109 Saw Grass Way deserves a closer look.
Full Property Details
Full Property Details for 109 Saw Grass Way
General
- Price: $337,500
- HOA FEE: $105/month
- Taxes: $4,681 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 794931
- Updated: Today (9/2/2026)
- Added to Site: Today
Interior
- Number of Rooms: 9
- Interior Features: Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)
- Appliances: Electric Range
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Additional Information
- Pool: Yes
- Pool Description: In Ground, Community
Exterior
- Exterior Features: Porch
- Porch/Patio/Deck: Covered, Porch, Screened
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Garage, Garage Door Opener
Location
- County: Bay
- Subdivision: Mill Bayou Phase 1
- Driving Directions: Heading north on US-231, turn right onto County Rd 390. Turn right onto Mill Bayou Blvd. Turn left onto Shoreview Dr. Turn left onto Saw Grass Way.
School Information
- Elementary School: Deer Point
- Middle School: Merritt Brown
- High School: Mosley
Community
- Community Name: 02 - Bay County - Central
- Association: Yes
- Assoc. Fees Include: Pool(s)
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Utility Description: Underground Utilities
Structural Information
- Architectural Style: Ranch
- Construction: HardiPlank Type
- Roof: Composition, Shingle
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 2019
Lot Features
- Property View: Other
- Lot Size (Acres): 0.17
- Lot Size (Sq. Ft.): 7,405
- Lot Size: .17
- Lot Dimensions: 65.0 ft x 120.0 ft
- Lot Features: Paved
- Land Lease Avail: Yes
- Fencing (Description): Fenced
Water Features
- Water Front: Yes
- Water Front Desc.: Other
- Water Front View: Other
Financial Considerations
- Association Fee: $105
- Assoc Fee Freq.: Monthly
- Tax Amount: $4,681.59
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: VILLAGES OF MILL BAYOU/ SHORELINE VILLAGE PH 1B ORB 4569 P 356 LOT 62
- Property ID: 11352-760-210
Listed by Bastion Realty LLC
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Schools
Schools serving 109 Saw Grass Way
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Deer Point Elementary School 4800 Highway 2321, Panama City, FL 32404 | K-5 | 1.3 mi |
Merritt Brown Middle School 5044 Merritt Brown Way, Panama City, FL 32404 | 6-8 | 2.2 mi |
A. Crawford Mosley High School 501 Mosley Drive, Lynn Haven, FL 32444 | 9-12 | 3.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 109 Saw Grass Way
Date
Details
Price
Change
Source
9/02/2026
Listed
$337,500
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 109 Saw Grass Way
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,664
—
$299,756
-2%
2024
$4,664
6%
$304,513
3%
2023
$4,401
18%
$295,718
17%
2021
$3,718
1%
$252,385
-1%
2022
$3,692
-1%
$253,760
13%
2021
$3,718
356%
$225,139
300%
2019
$816
2%
$56,243
3%
2018
$798
1%
$54,349
2%
2017
$792
790%
$53,125
808%
2016
$89
—
$5,848
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 109 Saw Grass Way
109 Saw Grass Way, Panama City, FL 32404 (MLS# 794931) is a Single Family property with 4 bedrooms and 2 full bathrooms. 109 Saw Grass Way is currently listed for $337,500 and was received on September 02, 2026. Want to learn more about 109 Saw Grass Way? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

