This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/14
$115,000
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/14
Property Description
OPPORTUNITY AWAITS AT 1109 CYPRESS AVENUE! Situated on an oversized lot in an established Panama City neighborhood, this property offers a unique opportunity for a builder, investor, or buyer looking to create something of their own. The previous home was damaged by fire and is being sold in its current condition, with the existing foundation and portions of the framing remaining. The real value here is in the possibilities! The generously sized lot offers significantly more space than many surrounding properties, providing an excellent canvas for rebuilding, redesigning, or starting fresh, subject to applicable zoning and building requirements. Conveniently located near Historic St. Andrews, St. Andrews Marina, Oaks by the Bay Park, local restaurants, shopping, and waterfront activities along St. Andrews Bay. Downtown Panama City, schools, everyday conveniences, and major roadways also nearby. Whether you're searching for your next investment project or a homesite with room to bring your vision to life, 1109 Cypress Avenue offers location, lot size, and potential that are hard to overlook. Property is being sold AS-IS. Buyer to verify all measurements, zoning, building requirements, and feasibility of existing improvements.
Full Property Details
Full Property Details for 1109 Cypress Ave
General
- Price: $115,000
- Taxes: $2,095 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 793745
- Updated: 9/4/2026
- Added to Site: 48 day(s) ago
Interior
- Number of Rooms: 3
- Interior Features: Storage
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Bay
- Subdivision: Rosenwald Heights
- Driving Directions: From Hwy 98: Turn north onto Frankford Avenue, turn right onto 11th Street, then turn left onto Cypress Avenue. Property will be on your right.
School Information
- Elementary School: Patterson
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Utilities
- Sewer: Public Sewer
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Contemporary
- Sq. Ft. Source: Appraiser
- Year Built: 1959
Lot Features
- Lot Size (Acres): 0.35
- Lot Size (Sq. Ft.): 15,246
- Lot Size: .35
- Lot Dimensions: 120.0 ft x 130.0 ft
Financial Considerations
- Tax Amount: $2,095.58
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: ROSENWALD HEIGHTS LOTS 19, 20 BLK 2 ORB 4303 P 1738
- Property ID: 16876-000-000
Listed by Keller Williams Success Realty
Get Pre-Approved Today
Schools
Schools serving 1109 Cypress Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Cedar Grove Elementary School 2826 East 15th Street, Panama City, FL 32405 | PK-5 | 1.4 mi |
Mowat Middle School 1903 County Road 390, Lynn Haven, FL 32444 | 6-8 | 4.6 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1109 Cypress Ave
Date
Details
Price
Change
Source
9/04/2026
Price Reduced
$115,000
-8%
MLS
8/07/2026
Listed
$125,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1109 Cypress Ave
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,951
—
$110,241
-3%
2024
$1,951
7%
$113,506
9%
2023
$1,817
20%
$103,819
31%
2021
$1,509
-2%
$79,421
-4%
2022
$1,544
2%
$82,825
12%
2021
$1,509
629%
$74,006
23%
2019
$207
—
$60,165
2%
2018
$206
—
$59,043
2%
2017
$206
1%
$57,829
2%
2016
$203
-5%
$56,640
1%
2015
$213
-2%
$56,246
-1%
2014
$217
5%
$56,850
1%
2013
$207
—
$56,010
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1109 Cypress Ave
1109 Cypress Avenue, Panama City, FL 32401 (MLS# 793745) is a Single Family property with 3 bedrooms and 1 full bathroom. 1109 Cypress Avenue is currently listed for $115,000 and was received on August 07, 2026. Want to learn more about 1109 Cypress Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

