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$228,000 -$60,000 (-20.83%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 2 Full Baths
  • Updated 1 day ago
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This home in the St. Andrews area is ready to move in. This 2 bedroom, 2 bath house features an attached garage, covered front porch, screened in back porch, and the back yard has a privacy fence. It was built in 2000 and been well maintained. It is flat, no steps, new roof in 2018 and leaf guards on the gutters, and the hot water heater was replaced in 2024. The big eat-in kitchen has a ton of cabinets, plenty of counter space, recessed lighting, stainless steel double sink, a wall oven, wall microwave, dishwasher and a refrigerator with ice and water through the door. All the appliances are Kitchen Aid. The garage has a sealed concrete floor painted gray with sprinkles for a neat appearance. Both bedrooms have carpet, and the living room and hall bathroom has new luxury vinyl plank flooring. There are 2 windows in the kitchen that overlook the privacy fenced back yard. The 12x12 screened back porch is a quiet place to relax. About 4 blocks is a cute park on St. Andrews Bay to watch the sun go down. Less than a quarter mile is St. Andrews Marina that has a variety of restaurants, shopping, free boat launch and parking. Come check it out!

Full Property Details for 1111 Clay Ave

General

  • Price: $228,000
  • Taxes: $586 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 795106
  • Updated: 9/7/2026
  • Added to Site: 1 day(s) ago

Interior

  • Number of Rooms: 2
  • Interior Features: Shower Only
  • Appliances: Electric Cooktop, Electric Oven, Electric Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Exterior

  • Exterior Features: Covered Patio, Porch, Rain Gutters
  • Porch/Patio/Deck: Deck, Covered, Porch, Screened

Parking

  • Garage: Yes
  • Garage Spaces: 1

Location

  • County: Bay
  • Subdivision: [No Recorded Subdiv]
  • Driving Directions: From St. Andrews Marina, go east on 11th Street to left on Clay Avenue, house on left.

School Information

  • Elementary School: Lucille Moore
  • Middle School: Jinks
  • High School: Bay

Community

  • Community Name: 02 - Bay County - Central

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s), Heat Pump
  • Heating Type: Electric, Heat Pump

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Ranch
  • Construction: Brick, Vinyl Siding
  • Roof: Shingle
  • Windows: Double Pane Windows
  • Stories/Levels: 1
  • Sq. Ft. Source: Appraiser
  • Year Built: 2000

Lot Features

  • Lot Size (Acres): 0.21
  • Lot Size (Sq. Ft.): 9,148
  • Lot Size: .21
  • Lot Dimensions: 66.0 ft x 140.0 ft
  • Frontage: City Street
  • Lot Features: Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced, Privacy

Financial Considerations

  • Tax Amount: $586.6
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: 1 4S 15W NE1/4 LOT 3 BLK 31 ORB 1884 P 964
  • Property ID: 29881-000-000

Listed by Counts Real Estate Group

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Listing agent

— 1111 Clay Ave —

  • Counts Real Estate Group

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1111 Clay Ave

School District:Bay County School District
NameGradesDistance
Lucille Moore Elementary School
1900 Michigan Avenue, Panama City, FL 32405
PK-51.2 mi
Jinks Middle School
600 West 11th Street, Panama City, FL 32401
6-81.5 mi
Bay High School
1200 Harrison Avenue, Panama City, FL 32401
9-122 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1111 Clay Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/07/2026
Listed
$228,000
1420%
MLS
6/23/1999
Sold
$15,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1111 Clay Ave

Year
Property Taxes
Change
Tax Assessment
Change
2025
$436
-59%
$107,712
3%
2024
$1,066
-5%
$104,676
3%
2023
$1,128
-2%
$101,627
6%
2021
$1,156
-3%
$95,793
-3%
2022
$1,197
4%
$98,667
4%
2021
$1,156
40%
$94,470
2%
2019
$828
4%
$92,542
—
2018
$795
3%
$92,916
1%
2017
$775
-3%
$91,667
—
2016
$800
-5%
$92,109
-1%
2015
$839
-1%
$92,772
-1%
2014
$849
10%
$93,766
2%
2013
$769
—
$91,931
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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with our affiliated lender
NMLS#: 1598647

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Listed by Counts Real Estate Group

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1111 Clay Avenue, Panama City, FL 32401 (MLS# 795106) is a Single Family property with 2 bedrooms and 2 full bathrooms. 1111 Clay Avenue is currently listed for $228,000 and was received on September 07, 2026. Want to learn more about 1111 Clay Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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