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$550,000
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Property Description
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to 114 Lake Merial Trail, an exceptional 2026 custom-built residence gracefully positioned on .57 acres within the highly sought-after Lake Merial community. Surrounded by untouched wooded parcels on both sides and backing to serene natural landscape, this property offers a rare level of privacy and tranquility. Enjoy peaceful mornings and golden-hour evenings where native wildlife, including white-tailed deer, become part of your everyday backdrop. Designed with both elegance and functionality in mind, the home features a well-executed split floor plan, placing three guest bedrooms privately opposite the primary suite. At the heart of the home, the designer kitchen makes a striking impression with Satori Calcatta Dorado porcelain tile backsplash, quartz countertops, custom soft-close cabinetry, a statement island, and a range hood centerpiece. A farmhouse sink perfectly frames the picturesque views of mature oak and pine trees beyond. The oversized, customized walk-in pantry offers abundant storage, while a conveniently located half bath enhances the space for entertaining. Refined finishes carry throughout, including 10-foot ceilings, 8-foot single-panel doors, recessed lighting, and custom closet systems in every bedroom. The primary suite is a true retreat, featuring a dual vanity and an expansive floor-to-ceiling tiled shower with built-in bench. The warm tones of luxury vinyl plank flooring pair beautifully with the timeless Greek Villa paint palette, creating a cohesive and elevated interior aesthetic. A versatile mudroom off the two-car garage offers flexible use as a home office, nursery, playroom, or additional storage space, adapting effortlessly to your lifestyle needs. Built with energy efficiency in mind, the home includes spray foam insulation, 2x6 exterior wall framing, and generous attic storage. A private well-fed irrigation system keeps landscaping lush while maintaining low utility costs, and the extended driveway provides ample parking for guests. Lake Merial is known for its 300-acre spring-fed lake, ideal for kayaking, paddleboarding, and fishing, along with scenic walking trails, green spaces, and a vibrant calendar of community events. From festive holiday celebrations to food truck nights and golf cart-friendly streets, this neighborhood offers a lifestyle that is both relaxed and engaging. Residents enjoy convenient access to the pristine, spring-fed waters of Lake Merial through three designated community access points. Two of these locations are ideal for launching kayaks, canoes, and paddleboards, while a larger, primary access area accommodates fishing boats--offering effortless enjoyment of the lake's recreational lifestyle. A rare opportunity to own a newly constructed, never-lived-in home with exceptional privacy, refined finishes, and access to one of Bay County's most desirable communities. Schedule your private showing and experience the lifestyle that sets Lake Merial apart.
Full Property Details
Full Property Details for 114 Lake Merial Trail
General
- Sold For: $550,000
- HOA FEE: $118/month
- HOA FEE FREQ.: Quarterly
- Taxes: $2,282 (2025)
- Status: Closed
- Type: Single Family
- Source: Bay_County
- MLS ID: 789169
- Added to Site: 111 day(s) ago
Interior
- Number of Rooms: 14
- Interior Features: Double Vanity, Main Level Primary, Walk-In Closet(s), Entrance Foyer, Pantry
- Appliances: ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
Additional Information
- Shared Amenities: Beach Rights
- Security/Safety: Gated Community, Security Gate
Exterior
- Exterior Features: Boat Ramp, Dock
- Porch/Patio/Deck: Covered, Patio, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Garage, Garage Door Opener, Paved, Gated
Location
- County: Bay
- Subdivision: Lake Merial Phase One
- Driving Directions: From Walmart Supercenter in Lynn Haven, head north on FL-77. Continue onto Hwy 77 for approximately 12 miles. Lake Merial gated subdivision will be located on the right. Enter through gate, and then proceed approximately .2 miles. Take your first right at the stop sign. Proceed approximately .3 miles and 114 Lake Merial Trail will be located on your right.
School Information
- Elementary School: Deane Bozeman
- Middle School: Deane Bozeman
- High School: Deane Bozeman
Community
- Community Name: 04 - Bay County - North
- Association: Yes
- Assoc. Fees Include: Association Management, Boat Ramp, Fishing Rights, Legal/Accounting, Maintenance Grounds
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment
- Heating Type: Central, Electric, ENERGY STAR Qualified Equipment
Utilities
- Utility Description: Electricity Available, Underground Utilities
Structural Information
- Architectural Style: Contemporary
- Construction: HardiPlank Type
- Roof: Shingle
- Sq. Ft. Source: Listing Agent
- Year Built: 2026
Lot Features
- Lot Size (Acres): 0.57
- Lot Size (Sq. Ft.): 24,829
- Lot Size: .57
- Lot Dimensions: 110 x 227 x 110 x 227
- Lot Features: Sprinkler System, Paved
- Zoning: Resid Single Family
Water Features
- Water Front Desc.: Boat Dock/Slip
- Water Front View: Boat Dock/Slip
- Boat Dock Slip: Yes
Green Features
- Energy Efficient: Appliances
Financial Considerations
- Association Fee: $353
- Assoc Fee Freq.: Quarterly
- Tax Amount: $2,282
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: Lot 147, Lake Merial Phase One, according to the map or play thereof, as recorded in Plat Book 22, Page(s) 4 to 7, of the Public Records of Bay County, Florida.
- Property ID: 07504-247-000
Listed and Sold by ERA Neubauer Real Estate, Inc
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Schools
Schools serving 114 Lake Merial Trail
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Deane Bozeman School 13410 Florida 77, Panama City, FL 32409 | PK-5 | 1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 114 Lake Merial Trail
Date
Details
Price
Change
Source
7/29/2026
Sold
$550,000
-4.35%
MLS
6/20/2026
Price Reduced
$575,000
-2.38%
MLS
6/05/2026
Price Reduced
$589,000
-1.67%
MLS
4/30/2026
Listed
$599,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
114 Lake Merial Trail, Panama City, FL 32409 (MLS# 789169) is a Single Family property that was sold at $550,000 on July 29, 2026. Want to learn more about 114 Lake Merial Trail? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

