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$2,449,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • Updated 13 days ago
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Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - where elegance meets effortless living. This fully furnished, professionally decorated AR Homes by Arthur Rutenberg Home offers over 5,000 total square feet under roof and is ready for immediate move-in. Situated on 154 feet of deep-water bayou frontage, this 4-bedroom plus den residence showcases soaring vaulted ceilings, exposed beams, and designer finishes throughout. The home includes a Home Delivery Center for secure, contact-free package drop-off, and features expansive disappearing glass walls that open to a resort-style outdoor living area with a vanishing-edge pool, outdoor kitchen, lanai, and cabana. Located in the upscale community of Cove Pointe, with low HOA dues, this exceptional property offers direct access to Shell Island and the Gulf of America. Offered fully furnished, this is a rare opportunity to own a turnkey luxury waterfront home designed for both everyday comfort and high-end entertaining.

Full Property Details for 1164 Cove Pointe Dr

General

  • Price: $2,449,000
  • Taxes: $16,092 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 774663
  • Updated: 1/6/2026
  • Added to Site: 17 day(s) ago

Interior

  • Number of Rooms: 9
  • Interior Features: Smart Thermostat, Instant Hot Water
  • Appliances: Convection Oven, ENERGY STAR Qualified Appliances, Gas Cooktop, Gas Water Heater, Tankless Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Shared Amenities: Dock
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Gunite, Gas Heat, In Ground, Private
  • Security/Safety: Security System, Smoke Detector(s)

Exterior

  • Exterior Features: Outdoor Kitchen
  • Porch/Patio/Deck: Covered, Porch

Parking

  • Garage: Yes
  • Garage Spaces: 3
  • Covered Spaces: 3
  • Parking Features: Garage, Garage Door Opener

Location

  • County: Bay
  • Subdivision: Cove Pointe
  • Driving Directions: Headed South on Martin Luther King Jr Blvd, left onto Bus 98, right onto E Fourth st, becomes Mercedes, left onto E Third Ct, enter into Cove Pointe, take a right and follow circle, pass round about and home is on the right.

School Information

  • Elementary School: Cherry Street
  • Middle School: Jinks
  • High School: Bay

Community

  • Community Name: 02 - Bay County - Central
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Multi Units, Zoned
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Utility Description: High Speed Internet Available

Structural Information

  • Construction: HardiPlank Type, Wood Frame
  • Sq. Ft. Source: Plans
  • Year Built: 2023

Lot Features

  • Lot Size (Acres): 0.56
  • Lot Size (Sq. Ft.): 24,394
  • Lot Size: .56
  • Lot Dimensions: Irregular
  • Lot Features: Sprinkler System, Paved
  • Zoning: Resid Single Family

Water Features

  • Water Front: Yes
  • Water Front Desc.: Bayou, Shoreline - Natural
  • Water Front View: Bayou, Shoreline - Natural

Green Features

  • Energy Efficient: Appliances

Financial Considerations

  • Tax Amount: $16,092
  • Tax Year: 2024

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: COVE POINTE LOT 6 ORB 4506 P 176
  • Property ID: 21267-106-000
Buyer's Brokerage Compensation: 2.5%
Not binding unless confirmed by separate agreement among applicable parties.

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— 1164 Cove Pointe Dr —

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NMLS#: 1598647

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Schools serving 1164 Cove Pointe Dr

School District:Bay County School District
NameGradesDistance
Merriam Cherry Street Elementary School
1125 Cherry Street, Panama City, FL 32401
PK-50.4 mi
Jinks Middle School
600 West 11th Street, Panama City, FL 32401
6-82 mi
Bay High School
1200 Harrison Avenue, Panama City, FL 32401
9-121.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1164 Cove Pointe Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/18/2025
Price Reduced
$2,449,000
-1.65%
MLS
6/09/2025
Listed
$2,490,000
591.67%
MLS
12/28/2021
Sold
$360,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1164 Cove Pointe Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$16,092
288%
$1,001,471
304%
2023
$4,152
1%
$247,978
-5%
2022
$4,121
10%
$261,504
10%
2021
$3,746
—
$237,300
16%
2021
$3,746
13%
$205,264
—
2019
$3,318
7%
$205,264
—
2018
$3,108
1%
$205,264
—
2017
$3,076
-2%
$205,264
—
2016
$3,130
7%
$205,264
11%
2015
$2,925
6%
$184,801
10%
2014
$2,754
25%
$168,001
10%
2013
$2,211
—
$152,728
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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1164 Cove Pointe Drive, Panama City, FL 32401 (MLS# 774663) is a Single Family property with 4 bedrooms and 4 full bathrooms. 1164 Cove Pointe Drive is currently listed for $2,449,000 and was received on January 02, 2026. This property is listed by Luisa Dick from our Panama City Beach - Thomas Dr. Office.Want to learn more about 1164 Cove Pointe Drive? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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