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$299,000
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Property Description
Spacious, Fully Furnished Duplex - Excellent Income Potential! Welcome to 1202 Christel Avenue - a true duplex offering versatility, comfort, and income potential in a quiet Panama City neighborhood. The upstairs unit features 4 bedrooms and 1.5 bathrooms, providing ample space for family living or extended stays. The downstairs unit includes 2 bedrooms and 1 full bath, with an open-concept kitchen, dining, and living area that creates a welcoming, functional layout. Both units come fully furnished and include their own washer and dryer, making this property completely turnkey and ready for immediate occupancy or rental. Live in one and rent the other, or lease both for an excellent income-producing investment. Conveniently located near Historic St. Andrews, shopping, dining, and local pubs, this property combines the best of neighborhood tranquility with easy access to everything Panama City has to offer. Enjoy nearby walking and biking paths and the relaxed coastal lifestyle this location provides. Whether you're searching for a primary residence with a mother-in-law suite or a smart rental investment, 1202 Christel Avenue delivers flexibility, location, and lasting value. Don't miss this opportunity to own a move-in ready duplex in the heart of Panama City!
Full Property Details
Full Property Details for 1202 Christel Ave
General
- Price: $299,000
- Taxes: $5,561 (2024)
- Status: Active
- Type: Duplex
- Source: Bay_County
- MLS ID: 780103
- Updated: 12/4/2025
- Added to Site: 101 day(s) ago
Interior
- Number of Rooms: 6
- Appliances: Electric Cooktop, Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 6
Exterior
- Exterior Features: Patio
- Porch/Patio/Deck: Patio
Location
- County: Bay
- Subdivision: Caroline Add Unit 2
- Driving Directions: Take Lisenby Ave south from 15th Street/US 98 - turn left on 12th Court which bends to the left turning into Christel Avenue - House on the right.
School Information
- Elementary School: Northside
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric
Utilities
- Utility Description: Cable Connected
Structural Information
- Architectural Style: Duplex
- Structure Type: Duplex
- Construction: Brick Veneer
- Sq. Ft. Source: Appraiser
- Year Built: 1960
Lot Features
- Lot Size (Acres): 0.28
- Lot Size (Sq. Ft.): 11,979
- Lot Size: .28
- Lot Dimensions: 100 x 120
- Frontage: City Street
- Lot Features: Paved
Financial Considerations
- Tax Amount: $5,561
- Tax Year: 2024
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: CAROLINE ADD. UNIT #2 LOT 11 & LOT A-2 PARCEL A-UNIT #3 BLK 9-A ORB 4581 P 552
- Property ID: 18897-000-000
Listed by LoKation Real Estate
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Schools
Schools serving 1202 Christel Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Northside Elementary School 2001 Northside Drive, Panama City, FL 32405 | PK-5 | 1.1 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 0.9 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 1.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1202 Christel Ave
Date
Details
Price
Change
Source
12/04/2025
Price Reduced
$299,000
-8%
MLS
10/08/2025
Listed
$325,000
1.56%
MLS
6/27/2022
Sold
$320,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1202 Christel Ave
Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,561
12%
$341,655
25%
2023
$4,963
77%
$273,524
71%
2021
$2,809
-38%
$159,857
-45%
2022
$4,566
63%
$290,887
125%
2021
$2,809
291%
$129,229
52%
2019
$718
-46%
$85,247
-33%
2018
$1,320
3%
$127,053
2%
2017
$1,280
-1%
$124,840
1%
2016
$1,297
-3%
$124,044
—
2015
$1,334
2%
$123,619
1%
2014
$1,308
6%
$122,638
-1%
2013
$1,231
—
$123,330
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1202 Christel Ave
1202 Christel Avenue, Panama City, FL 32401 (MLS# 780103) is a Duplex property with 6 bedrooms and 2 full bathrooms. 1202 Christel Avenue is currently listed for $299,000 and was received on October 08, 2025. Want to learn more about 1202 Christel Avenue? Do you have questions about finding other Duplex real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

