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$295,000 Just Listed
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Property Description
NOTE: The two bonus rooms and laundry room are not included in square footage. Spacious ranch style home, with tons of natural lighting, located in quiet St. Andrews neighborhood walking distance to St. Andrews bay. This home is centrally located between St Andrews area and downtown Panama City and only a 5 min drive to both! Wonderfully updated with 2019 metal roof, newer kitchen cabinets, granite countertops, stainless steel applicances, paint and flooring throughout, and updated bathrooms as well. Another nice addition was the mini AC splitter system that helps keep the home cooled/heated more efficiently while providing lower power costs. Large Master bedroom with bonus room that could be used as an office or walk-in closet. A Tankless hot water heater was also installed to help with the efficientcy of the home. Another bonus room adjacent to the dining room could be used a nice sitting area or office. Large screened in porch that leads to very spacious backyard with massive storage/work shed and shaded Pergula. The circular drive way and additional parking is great for families or large gatherings. Home was well cared for and it shows!
Full Property Details
Full Property Details for 1204 W 12th St
General
- Price: $295,000
- Taxes: $2,918 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 790305
- Updated: 5/26/2026
- Added to Site: 4 day(s) ago
Interior
- Number of Rooms: 6
- Appliances: Electric Cooktop, Electric Oven, Gas Water Heater, Ice Maker, Tankless Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Exterior
- Exterior Features: Porch
- Porch/Patio/Deck: Porch, Screened
Parking
- Parking Features: Additional Parking, Circular Driveway, Paved
Location
- County: Bay
- Subdivision: Caroline Addition
- Driving Directions: South on Balboa on 11th Street, Right on Buena Vista, Left on 12th Street, Home on Right.
School Information
- Elementary School: Northside
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Ranch
- Construction: Stucco, Wood Frame
- Roof: Metal
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 1959
Additional Structures
- Other Structures: Gazebo, Shed(s), Workshop
Lot Features
- Lot Size (Acres): 0.27
- Lot Size (Sq. Ft.): 11,761
- Lot Size: .27
- Lot Dimensions: 85 x 140
- Frontage: City Street
- Zoning: Resid Single Family
- Fencing (Description): Fenced
Financial Considerations
- Tax Amount: $2,918
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: CAROLINE ADD. UNIT #2 LOT 1 BLK 10-A ORB 4556 P 1482
- Property ID: 18899-000-000
Listed by Quora Realty
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Schools
Schools serving 1204 W 12th St
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Northside Elementary School 2001 Northside Drive, Panama City, FL 32405 | PK-5 | 1 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 0.7 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 1.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1204 W 12th St
Date
Details
Price
Change
Source
5/23/2026
Listed
$295,000
20.41%
MLS
4/25/2022
Sold
$245,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1204 W 12th St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,768
-3%
$217,287
2%
2024
$2,862
-2%
$213,573
3%
2023
$2,908
97%
$207,352
80%
2021
$1,477
-34%
$115,136
-9%
2022
$2,236
51%
$125,877
11%
2021
$1,477
38%
$113,546
6%
2019
$1,073
-4%
$107,201
-6%
2018
$1,114
-5%
$113,452
-3%
2017
$1,167
-2%
$117,322
—
2016
$1,187
-5%
$116,840
-1%
2015
$1,244
-31%
$117,960
2%
2014
$1,815
6%
$116,075
-2%
2013
$1,711
—
$118,204
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1204 W 12th St
1204 W 12th Street, Panama City, FL 32401 (MLS# 790305) is a Single Family property with 3 bedrooms and 2 full bathrooms. 1204 W 12th Street is currently listed for $295,000 and was received on May 23, 2026. Want to learn more about 1204 W 12th Street? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

