121 N Cove Lane, Panama City, FL 32401 - Photo 1

1/1

$378,500

Sold
Closed
Single Family
3 Beds
2 Full Baths

1/1

Property Description

Tucked away in the heart of the charming Cove neighborhood, this beautifully updated 3-bedroom, 2-bath home offers a perfect blend of classic character and modern comfort. Inside, natural light pours across refinished hardwood floors and luxury vinyl plank, creating a warm and welcoming atmosphere. The kitchen is equipped with sleek stainless-steel appliances and abundant cabinetry, while the adjacent dining area is ideal for both everyday meals and special gatherings. The spacious family room is a true highlight, featuring large windows and skylights that flood the space with light. A cozy gas fireplace anchors the room, making it a perfect spot to relax on cooler evenings. Step outside to enjoy the low-maintenance vinyl siding, new windows, and doors that enhance both curb appeal and energy efficiency. The privacy-fenced backyard is a peaceful retreat - perfect for entertaining, playing, or quiet moments under the sky. A roomy storage shed with a lean-to and alley access adds practical storage for tools, toys, and outdoor gear. Situated in a vibrant waterfront community, this home offers access to Watson Bayou and Saint Andrews Bay - perfect for kayaking, fishing, or scenic walks along the shoreline. Just a short stroll away, Sudduth Park invites you to enjoy even more outdoor recreation and community charm. Don't miss the chance to experience life in The Cove - where timeless style meets every day ease in a truly inspiring setting.

Full Property Details

Full Property Details for 121 N Cove Ln

General

Sold For: $378,500
Taxes: $1,470 (2024)
Status: Closed
Type: Single Family
Source: Bay_County
MLS ID: 772019
Added to Site: 277 day(s) ago

Interior

Number of Rooms: 7
Interior Features: Utility Room
Fireplace: Yes
Fireplace(s): Gas
Appliances: Electric Range, Gas Water Heater, Water Purifier Owned
Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

Total Bathrooms: 2
Full Bathrooms: 2

Bedrooms

Total Bedrooms: 3

Exterior

Porch/Patio/Deck: Open, Porch

Location

County: Bay
Subdivision: Cove Terrace 2nd Add
Driving Directions: Go South on Cove Blvd.; turn left onto Hwy. 98; turn right onto 4th St.; turn left onto Mercedes Ave.; turn left onto 3rd Ct.; take the 1st exit from roundabout onto Cove Pointe Dr.; take the 1st exit from roundabout onto Tyndall Dr.; turn right onto N. Cove Ln. and the home is on the right.

School Information

Elementary School: Cherry Street
Middle School: Jinks
High School: Bay

Community

Community Name: 02 - Bay County - Central

Heating & Cooling

Central air: Yes
Air Conditioning: Yes
Cooling Type: Central Air, Ceiling Fan(s)
Heating Type: Central, Electric, Fireplace(s)

Utilities

Sewer: Public Sewer
Utility Description: Electricity Available

Structural Information

Architectural Style: Traditional
Construction: Wood Frame
Windows: Double Pane Windows
Sq. Ft. Source: Appraiser
Year Built: 1950

Additional Structures

Other Structures: Shed(s)

Lot Features

Lot Size (Acres): 0.24
Lot Size (Sq. Ft.): 10,498
Lot Size: .24
Lot Dimensions: 75 x 140
Frontage: City Street
Lot Features: Sprinkler System, Paved
Zoning: Resid Single Family
Fencing (Description): Fenced, Privacy

Financial Considerations

Tax Amount: $1,470
Tax Year: 2024

Disclosures and Reports

Special Conditions: Listed As-Is
Legal Description: COVE TERRACE 2ND ADD. LOT 3 BLK 92 ORB 4732 P 442
Property ID: 21925-000-000

Listed by Counts Real Estate Group
Sold by Counts Real Estate Group Inc

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Schools

Schools serving 121 N Cove Ln

School District:Bay County School District

Name	Grades	Distance
Merriam Cherry Street Elementary School 1125 Cherry Street, Panama City, FL 32401	PK-5	0.4 mi
Jinks Middle School 600 West 11th Street, Panama City, FL 32401	6-8	2.3 mi
Bay High School 1200 Harrison Avenue, Panama City, FL 32401	9-12	2 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 121 N Cove Ln

Date

Details

Price

Change

Source

9/12/2025

Sold

$378,500

-5.14%

MLS

5/27/2025

Price Reduced

$399,000

-4.77%

MLS

4/16/2025

Listed

$419,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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121 N Cove Lane, Panama City, FL 32401 (MLS# 772019) is a Single Family property that was sold at $378,500 on September 12, 2025. Want to learn more about 121 N Cove Lane? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

121 N Cove Ln Panama City, FL 32401