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$189,900 Just Listed
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Property Description
Charming and inviting, this 2-bedroom, 1-bath stucco home offers comfort and functionality in a cozy setting. A covered front porch welcomes you in--perfect for relaxing mornings or unwinding in the evening. Inside, you'll find wood flooring that adds warmth and character throughout the living spaces. The kitchen comes fully equipped with a stove/oven, microwave, and refrigerator, making meal prep a breeze. Just off the kitchen and dining area, a conveniently tucked-away laundry room provides added practicality without sacrificing space and don't forget the tankless water heater! The bathroom features a classic tub/shower combination. this home is within walking distance to a local park and school, and perfectly positioned between St. Andrews State Park and historic downtown Panama City. Plus, you're just minutes from the bay, offering easy access to some of the area's best coastal amenities. Whether you're looking for a primary residence, vacation home, or investment property, this move-in ready gem checks all the boxes. Situated in a desirable area, this home is within walking distance to a local park and school, and perfectly positioned between St. Andrews State Park and historic downtown Panama City. Plus, you're just minutes from the bay, offering easy access to some of the area's best coastal amenities. Whether you're looking for a primary residence, vacation home, or investment property, this move-in ready gem checks all the boxes
Full Property Details
Full Property Details for 1225 Clay Ave
General
- Price: $189,900
- Taxes: $1,529 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 788273
- Updated: 4/13/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 2
- Appliances: Electric Oven, Electric Range, Tankless Water Heater
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Exterior
- Porch/Patio/Deck: Covered, Porch
Location
- County: Bay
- Subdivision: No Named Subdivision
- Driving Directions: Heading s on frankford, turn right on w 13th st, turn left on clay
School Information
- Elementary School: Lucille Moore
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central
Utilities
- Sewer: Public Sewer
Structural Information
- Architectural Style: Florida
- Sq. Ft. Source: Appraiser
- Year Built: 1947
Lot Features
- Lot Size (Acres): 0.17
- Lot Size (Sq. Ft.): 7,405
- Lot Size: .17
- Lot Dimensions: 53 x 140
- Lot Features: Paved
- Zoning: Resid Single Family
Financial Considerations
- Tax Amount: $1,529
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: 1 4S 15W NE1/4 LOT 2 LESS N 5' BLK 18 ORB 1168 P 951 NOW KNOWN AS: BEG SE COR LOT 2 BLK 18 TH W 140' TO SW COR TH N 53' E 140' TO W ROW LI OF CLAY AVE TH S 53' TO POB ORB 4108 P 981
- Property ID: 29743-010-000
Listed by Keller Williams Success Realty
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Schools
Schools serving 1225 Clay Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Lucille Moore Elementary School 1900 Michigan Avenue, Panama City, FL 32405 | PK-5 | 1.1 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 1.5 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1225 Clay Ave
Date
Details
Price
Change
Source
4/13/2026
Listed
$189,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1225 Clay Ave
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,229
-14%
$101,633
7%
2024
$1,428
12%
$94,820
10%
2023
$1,274
48%
$86,263
111%
2021
$861
-2%
$40,909
-4%
2022
$883
3%
$42,761
8%
2021
$861
42%
$39,464
5%
2019
$607
-23%
$37,578
-28%
2018
$793
5%
$52,354
4%
2017
$756
-2%
$50,458
—
2016
$773
-3%
$50,389
—
2015
$793
1%
$50,320
—
2014
$787
4%
$50,311
-4%
2013
$759
—
$52,434
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1225 Clay Ave
1225 Clay Avenue, Panama City, FL 32401 (MLS# 788273) is a Single Family property with 2 bedrooms and 1 full bathroom. 1225 Clay Avenue is currently listed for $189,900 and was received on April 13, 2026. Want to learn more about 1225 Clay Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

