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$239,900
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Property Description
Charming Florida Cottage in the Highly Sought-After Cove! This beautifully maintained 2-bedroom, 1.5-bath home showcases exceptional pride of ownership and is move-in ready. Major updates include a newer HVAC system, a 2018 roof with a 50-year shingle, new windows installed in 2019, a tankless water heater, and a stunning Bath Fitter walk-in shower installed in 2017. The home also features quality carpeting with premium padding for added comfort, and a quality tile. Step outside to your private backyard oasis, where you'll enjoy a beautiful covered back porch overlooking a meticulously maintained lawn, mature shade trees, and fruit trees. The property includes a 275-gallon irrigation system to keep the landscaping lush, a commercial-grade 6-foot privacy fence, a termite bond with a local company, a spacious 20' x 25' detached shed/workshop with the potential to serve as a garage, and an additional 10' x 12' storage shed. The concrete driveway was poured within the last 10 years, adding to the home's long list of improvements. Conveniently located in one of Panama City's most desirable neighborhoods, this charming cottage is just minutes from downtown, shopping, dining, schools, parks, and the beautiful St. Andrews Bay. Schedule your private showing today and discover why life on the Florida Coast is calling! All measurements are approximate and should be verified by buyer.
Full Property Details
Full Property Details for 123 Rowe Ave
General
- Sold For: $239,900
- Taxes: (2025)
- Status: Closed
- Type: Single Family
- Source: Bay_County
- MLS ID: 792737
- Added to Site: 70 day(s) ago
Interior
- Number of Rooms: 7
- Interior Features: Shower Only
- Appliances: Electric Oven, Electric Range, Tankless Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Exterior
- Porch/Patio/Deck: Open, Porch, Screened
Parking
- Parking Features: Paved
Location
- County: Bay
- Subdivision: Sudduths 4th Add
- Driving Directions: South on Cove Blvd, turn left on Cherry Street, left on N Rowe Ave, home is on the left
School Information
- Elementary School: Cherry Street
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Natural Gas
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, Electricity Available
Structural Information
- Architectural Style: Florida
- Construction: Vinyl Siding
- Roof: Composition, Shingle
- Sq. Ft. Source: Appraiser
- Year Built: 1960
Additional Structures
- Other Structures: Shed(s), Workshop
Lot Features
- Lot Size (Acres): 0.22
- Lot Size (Sq. Ft.): 9,583
- Lot Size: .22
- Lot Dimensions: 75.0 ft x 130.0 ft
- Frontage: City Street
- Zoning: County
- Fencing (Description): Chain Link
Financial Considerations
- Tax Year: 2025
Disclosures and Reports
- Legal Description: SUDDUTHS 4TH ADD. LOT E REPLAT E1/2 BLK 67 ORB 3791 P 1004
- Property ID: 21302-000-000
Listed by CENTURY 21 Commander Realty
Sold by eXp Realty LLC
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Schools
Schools serving 123 Rowe Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Merriam Cherry Street Elementary School 1125 Cherry Street, Panama City, FL 32401 | PK-5 | 0.1 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 2.1 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 1.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 123 Rowe Ave
Date
Details
Price
Change
Source
8/17/2026
Sold
$239,900
—
MLS
7/16/2026
Listed
$239,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
123 Rowe Avenue, Panama City, FL 32401 (MLS# 792737) is a Single Family property that was sold at $239,900 on August 17, 2026. Want to learn more about 123 Rowe Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

