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$249,900
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Property Description
SELLER FINANCING AVAILABLE WITH $50,000 DOWN @ 3.5% INTEREST - TERM NEGOTIABLE. This CHARMING mid‑centURY, thoughtfully RENOVATED ranch near ST. ANDREWS BAY offers a blend of CHARACTER and MODERN UPDATES, featuring CUSTOM WOODWORK, UPDATED INTERIOR AND EXTERIOR PAINT, and a SPACIOUS CARPORT. Inside, the PRACTICAL layout includes a COMFORTABLE living area, efficient kitchen, and a BEAUTIFULLY RENOVATED BATHROOM. Step outside to a LARGE, PRIVATE BACKYARD with room for ENTERTAINING, GARDENING, or FUTURE ENHANCEMENTS. With NO HOA, enjoy added FLEXIBILITY and FREEDOM in how you use the property. Located minutes from WATERFRONT PARKS, LOCAL DINING, BOAT RAMPS, and the HISTORIC ST. ANDREWS DISTRICT, this home delivers convenience and a COASTAL LIFESTYLE. Whether you're seeking a PRIMARY RESIDENCE, SECOND HOME, or INVESTMENT OPPORTUNITY, 1305 Flower Drive offers VERSATILITY in a DESIRABLE COASTAL LOCATION.
Full Property Details
Full Property Details for 1305 Flower Dr
General
- Price: $249,900
- Taxes: $1,560 (2024)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 782603
- Updated: 1/17/2026
- Added to Site: 38 day(s) ago
Interior
- Number of Rooms: 4
- Appliances: Electric Range, Electric Water Heater
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Exterior
- Porch/Patio/Deck: Covered, Porch
Parking
- Covered Spaces: 1
Location
- County: Bay
- Subdivision: No Named Subdivision
- Driving Directions: On 15th St turn South on Frankford Ave Left on 13th St Left on Flower Dr House is straight back on left ***13th St is a dirt road currently undergoing utility upgrades in the area.***
School Information
- Elementary School: Lucille Moore
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Forced Air
Utilities
- Sewer: Public Sewer
Structural Information
- Architectural Style: Ranch
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 1954
Lot Features
- Lot Size (Acres): 0.24
- Lot Size (Sq. Ft.): 10,542
- Lot Size: .24
- Lot Dimensions: irregular
- Frontage: City Street
- Zoning: Resid Single Family
- Fencing (Description): Partial
Financial Considerations
- Tax Amount: $1,560
- Tax Year: 2024
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: SUDDUTH'S 18TH ADD. LOT 29 BLK A ORB 3892 P 710
- Property ID: 19015-000-000
Listed by Coastal Living Realty & Associates
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Schools
Schools serving 1305 Flower Dr
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Lucille Moore Elementary School 1900 Michigan Avenue, Panama City, FL 32405 | PK-5 | 1.3 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 1.3 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 1.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1305 Flower Dr
Date
Details
Price
Change
Source
12/11/2025
Listed
$249,900
371.51%
MLS
2/08/2002
Sold
$53,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1305 Flower Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,560
10%
$90,731
23%
2023
$1,413
18%
$73,780
21%
2021
$1,199
-3%
$61,135
-6%
2022
$1,241
4%
$64,724
11%
2021
$1,199
28%
$58,265
1%
2019
$934
3%
$57,800
-3%
2018
$904
1%
$59,678
—
2017
$892
-3%
$59,528
—
2016
$915
-3%
$59,683
-1%
2015
$946
1%
$59,986
—
2014
$936
5%
$59,896
-3%
2013
$894
—
$61,774
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1305 Flower Dr
1305 Flower Drive, Panama City, FL 32401 (MLS# 782603) is a Single Family property with 3 bedrooms and 1 full bathroom. 1305 Flower Drive is currently listed for $249,900 and was received on December 11, 2025. Want to learn more about 1305 Flower Drive? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

