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$289,900
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Property Description
''CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'' Welcome to 1305 Ware Drive, a charming 3-bedroom, 1.5-bath home nestled in the heart of Historic St. Andrews in Panama City, Florida. Designed with both comfort and entertaining in mind, this home offers spacious living areas inside and out. Inside you will find an expansive family room/ flex space that can be a home office, large family room, or even an in home gym. Continue on to the main attraction, a chef's dream with quartz countertops and stainless steel appliances where you can cook with natural gas. The open flow to the living area and dining make this ideal for entertaining. Whether it's just a few friends or the whole family over during the holidays, the space is sure to please. Step outside to your private backyard retreat featuring a summer kitchen with natural gas grill, green egg and pergola which make for a functional and enjoyable setting for outdoor meals. The gas fire pit, spacious covered patio and 8' privacy fenced in backyard make this home perfect for hosting gatherings year-round. The generous outdoor space provides plenty of room to relax, dine, and enjoy Florida living at its best. A private well allows for you to water your lawn and plants at your leisure without breaking the bank. This highly sustainable, cost effective feature allows you to maintain a thriving landscape. Off of the primary suite and walk in closet you will find an opportunity to create your own dream ensuite. Already plumbed for vessel tub, large walk in shower, double vanity and water closet, the majority of fixtures have been purchased and are on site. French doors open up to a separate landing where you can enjoy a morning cup of coffee or wind down at the end of a long day. Freshly paved roads with new infrastructure including sewer, water and fire hydrant. Ideally located just minutes from St. Andrews Bay and downtown Panama City and a short drive to the world-renowned white sugar sand beaches, this home combines convenience, character, and a coastal lifestyle. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property offers it all. Call today to schedule your showing! A few notable upgrades include complete re-roof in 2019 (post Hurricane Michael), and new tankless water heater (September 2025). Located in Flood Zone X. *Please note, the fireplace in formal living/dining area has an electric insert. Chimney and flu have been removed. **Buyer to verify all information and measurements, if important* ***Listing agent is related to seller.
Full Property Details
Full Property Details for 1305 Ware Dr
General
- Price: $289,900
- Taxes: $993 (2025)
- Status: Under Contract
- Type: Single Family
- Source: Bay_County
- MLS ID: 788802
- Updated: 10/5/2026
- Added to Site: 122 day(s) ago
Interior
- Number of Rooms: 6
- Interior Features: Main Level Primary
- Appliances: Electric Oven, Gas Cooktop, Ice Maker, Tankless Water Heater
- Flooring: Concrete
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Additional Information
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Fire Pit
- Porch/Patio/Deck: Covered, Open, Patio, Porch
Location
- County: Bay
- Subdivision: Oakland Terrace Add
- Driving Directions: Head East from Hathaway Bridge on Hwy 98. Go 1.8 miles and take a right onto Frankford Ave. COntinue 0.2 miles and turn left onto W 13th St.. Go 0.2 miles and take a left onto Ware Drive. Home is at the end of cul de sac.
School Information
- Elementary School: Lucille Moore
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric, Heat Pump
Utilities
- Sewer: Public Sewer
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Contemporary
- Construction: Block, HardiPlank Type
- Roof: Composition, Shingle
- Sq. Ft. Source: Listing Agent
- Year Built: 1954
Lot Features
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,120
- Lot Size: .23
- Lot Dimensions: 76 x 127 x 70 x 132
- Frontage: City Street
- Lot Features: Cul-De-Sac, Paved
- Zoning: Resid Single Family
- Fencing (Description): Fenced, Privacy
Financial Considerations
- Tax Amount: $993
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: SUDDUTH'S 18TH ADD LOT 23 BLK A ORB 1896 P 1523
- Disclosures/Rstr.: Accepting Backup Offers
- Property ID: 19009-000-000
Listed by CENTURY 21 Ryan Realty Inc
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Schools
Schools serving 1305 Ware Dr
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Lucille Moore Elementary School 1900 Michigan Avenue, Panama City, FL 32405 | PK-5 | 1.3 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 1.3 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 1.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1305 Ware Dr
Date
Details
Price
Change
Source
9/25/2026
Price Reduced
$289,900
-6.45%
MLS
9/10/2026
Price Reduced
$309,900
-1.59%
MLS
8/24/2026
Price Reduced
$314,900
-3.11%
MLS
7/19/2026
Price Reduced
$324,999
-1.52%
MLS
7/05/2026
Price Reduced
$329,999
-2.3%
MLS
6/26/2026
Price Reduced
$337,777
-0.36%
MLS
5/21/2026
Listed
$339,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1305 Ware Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$956
—
$95,404
3%
2024
$956
-8%
$92,715
3%
2023
$1,034
3%
$90,015
6%
2021
$1,008
-4%
$84,848
-3%
2022
$1,047
4%
$87,393
4%
2021
$1,008
89%
$83,677
17%
2019
$534
10%
$71,821
6%
2018
$487
2%
$67,714
2%
2017
$478
—
$66,321
2%
2016
$480
-3%
$64,957
1%
2015
$494
1%
$64,505
1%
2014
$487
8%
$63,993
2%
2013
$450
—
$63,047
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1305 Ware Dr
1305 Ware Drive, Panama City, FL 32401 (MLS# 788802) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 1305 Ware Drive is currently listed for $289,900 and was received on June 11, 2026. Want to learn more about 1305 Ware Drive? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

