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$162,000

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 1 Full Bath
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St Andrews Florida cottage south of 15th Street. This cute 2 bedroom 1 bath needs a little love and has great potential. The large fenced yard has a well and sprinkler system, a seperate workshop/garage for projects or storage, and a backdeck for relaxing and outdoor grilling. The house has a sunroom, living room/dining room, kitchen, mudroom/laundry room, 2 bedrooms and 1 bath. The bath has been updated. Put your toolbelt on and make this a dreamhome, it is the St Andrews location you have been looking for.

Full Property Details for 1311 Clay Ave

General

  • Price: $162,000
  • Taxes: $1,538 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 780370
  • Updated: 11/30/2025
  • Added to Site: 95 day(s) ago

Interior

  • Number of Rooms: 7
  • Interior Features: Mud Room
  • Appliances: Gas Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Exterior

  • Exterior Features: Covered Patio, Deck, Patio
  • Porch/Patio/Deck: Deck, Patio, Covered, Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Parking Features: Additional Parking

Location

  • County: Bay
  • Subdivision: Hursts Replat
  • Driving Directions: From 11th Street and Frankford Ave head West on 11th Street and make the first right on to Clay Ave. Go three blocks down and house will be on the left.

School Information

  • Elementary School: Lucille Moore
  • Middle School: Jinks
  • High School: Bay

Community

  • Community Name: 02 - Bay County - Central

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available, Natural Gas Available

Structural Information

  • Architectural Style: Florida
  • Windows: Double Pane Windows
  • Stories/Levels: 1
  • Sq. Ft. Source: Appraiser
  • Year Built: 1951

Additional Structures

  • Other Structures: Garage(s), Outbuilding, Workshop

Lot Features

  • Lot Size (Acres): 0.26
  • Lot Size (Sq. Ft.): 11,456
  • Lot Size: .26
  • Lot Dimensions: 82 x 140
  • Frontage: City Street
  • Lot Features: Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Chain Link, Fenced, Privacy

Financial Considerations

  • Tax Amount: $1,538
  • Tax Year: 2024

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: 1 4S 15W NE1/4 HURST'S REPLAT LOT 2 BLK 4 ORB 4217 P 390
  • Property ID: 29618-000-000

Listed by Keller Williams Success Realty

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Listing agent

— 1311 Clay Ave —

  • Keller Williams Success Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1311 Clay Ave

School District:Bay County School District
NameGradesDistance
Lucille Moore Elementary School
1900 Michigan Avenue, Panama City, FL 32405
PK-51.1 mi
Jinks Middle School
600 West 11th Street, Panama City, FL 32401
6-81.5 mi
Bay High School
1200 Harrison Avenue, Panama City, FL 32401
9-122 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1311 Clay Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/12/2025
Price Reduced
$162,000
-9.5%
MLS
10/14/2025
Listed
$179,000
23.45%
MLS
1/31/2020
Sold
$145,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1311 Clay Ave

Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,538
-5%
$134,623
3%
2023
$1,616
11%
$130,702
6%
2021
$1,454
-8%
$123,199
-3%
2022
$1,578
9%
$126,895
90%
2021
$1,454
267%
$66,646
5%
2019
$396
6%
$63,602
2%
2018
$372
2%
$62,514
2%
2017
$363
-2%
$61,228
—
2016
$371
-3%
$61,138
—
2015
$384
-2%
$61,049
-1%
2014
$391
-1%
$61,382
-7%
2013
$396
—
$65,761
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Keller Williams Success Realty

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1311 Clay Avenue, Panama City, FL 32401 (MLS# 780370) is a Single Family property with 2 bedrooms and 1 full bathroom. 1311 Clay Avenue is currently listed for $162,000 and was received on October 14, 2025. Want to learn more about 1311 Clay Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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