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$199,000
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Property Description
Irresistible Florida COTTAGE CHARM meets modern convenience in historic Saint Andrews! Located in the Oak Hill community of Saint Andrews, this is THE PICTURESQUE SETTING you've been looking for! Need a quiet hideaway? Looking for roots for your small family? Require an OFFICE SETTING in your home? Maybe an affordable rental property! This thoughtfully-designed, one bedroom two bath home maximizes every square foot offering a seamless open floor plan perfect for coastal living. The design offers a flexible living area that will accommodate the occasional guest, a dining area with a new counter height table to serve as both a breakfast bar AND additional prep space, AND a well-equipped kitchen. There are two FULL bathrooms... one with a shower; one with a tub. The LARGE BEDROOM is furnished with a KING bed, two large nightstands, and an armoire. Besides the full bathroom with shower in the bedroom, there is also a closet already equipped with Maytag washer and dryer, and an additional closet. Taking care of business at home? An OFFICE ALCOVE is neatly tucked between the bedroom and the living area and could easily be partitioned off for additional privacy. With its FENCED corner location and new road surfaces and sidewalks being placed, it's a pleasant walk to Saint Andrew Bay. Public, private, charter, and specialty school options are all nearby. The cottage is located 15 minutes to a Panama City Beach public parking lot...and it's off to the SUGAR SHORE and emerald waters of world renowned beaches! There is no HOA so NO HOA fees or new buyer fees or contributions required. This low maintenance cottage is 2005 construction and sits in the shade amongst picturesque tilted oaks on a pretty corner lot. It can be available with some furniture.
Full Property Details
Full Property Details for 1328 Friendship Ave
General
- Price: $199,000
- Taxes: $2,651 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 790616
- Updated: 6/1/2026
- Added to Site: 46 day(s) ago
Interior
- Number of Rooms: 2
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 1
Location
- County: Bay
- Subdivision: Oak Hill
- Driving Directions: Travel toward the east on Hathaway Bridge, stay in the far left lanes to access highway 98, follow that to turn right onto Friendship, home is on the left corner of 14th St. and Friendship Avenue. Note that there is no sign on Friendship Avenue off of Highway 98... Friendship is one street past Fortune.
School Information
- Elementary School: Oakland Terrace
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Structural Information
- Architectural Style: Florida
- Sq. Ft. Source: Appraiser
- Year Built: 2005
Lot Features
- Lot Size (Acres): 0.11
- Lot Size (Sq. Ft.): 4,792
- Lot Size: .11
- Lot Dimensions: 37 x 129
Financial Considerations
- Tax Amount: $2,651
- Tax Year: 2025
Disclosures and Reports
- Legal Description: OAK HILL PLAT LOT 1 LESS E 6' ORB 3742 P 1514
- Property ID: 18940-000-000
Listed by Sugar Shore Properties
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Schools
Schools serving 1328 Friendship Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Lucille Moore Elementary School 1900 Michigan Avenue, Panama City, FL 32405 | PK-5 | 1.4 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 1.1 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 1.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1328 Friendship Ave
Date
Details
Price
Change
Source
6/01/2026
Listed
$199,000
13.71%
MLS
5/06/2024
Sold
$175,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1328 Friendship Ave
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,438
—
$148,861
102%
2024
$1,438
9%
$73,755
12%
2023
$1,315
15%
$65,716
16%
2021
$1,139
-2%
$56,483
-4%
2022
$1,168
3%
$58,963
10%
2021
$1,139
39%
$53,416
5%
2019
$822
1%
$50,826
-5%
2018
$811
—
$53,572
-1%
2017
$811
-3%
$54,148
-1%
2016
$840
10%
$54,760
13%
2015
$763
-15%
$48,369
-16%
2014
$899
5%
$57,472
-3%
2013
$854
—
$58,995
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1328 Friendship Ave
1328 Friendship Avenue, Panama City, FL 32401 (MLS# 790616) is a Single Family property with 1 bedroom and 2 full bathrooms. 1328 Friendship Avenue is currently listed for $199,000 and was received on June 01, 2026. Want to learn more about 1328 Friendship Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

