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$179,900
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Property Description
Welcome to this delightful 2-bedroom, 1-bathroom home in the heart of St. Andrews. Situated on a large corner lot, there's ample room to add a pool and create your own outdoor oasis. This cozy cottage has been thoughtfully updated over the years, including a metal roof, updated windows, flooring, and a refreshed kitchen and bathroom. Additionally, a new water heater was installed in June 2021. Perfectly positioned, this property is just a short walk to the marina, bay, and local tennis and basketball courts. Close to shopping a restaurants in Historic Downtown Panama City and Downtown St. Andrews, and only a 15 min drive to the white sandy beaches of PCB. Whether you're looking for a primary residence, a vacation getaway, or an investment, this home is ready to welcome you! Don't miss out-schedule a tour today and see the charm for yourself!
Full Property Details
Full Property Details for 1400 Clay Ave
General
- Sold For: $179,900
- Taxes: $2,564 (2023)
- Status: Closed
- Type: Single Family
- Source: Bay_County
- MLS ID: 765065
- Added to Site: 468 day(s) ago
Interior
- Number of Rooms: 2
- Appliances: Dishwasher, Refrigerator
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Exterior
- Porch/Patio/Deck: Covered, Patio
Parking
- Garage: Yes
- Garage Spaces: 1
Location
- County: Bay
- Subdivision: No Named Subdivision
- Driving Directions: From the intersection of 15th St. and Frankford, head south on Frankford to 14th St., right side. The home is on the corner of Clay Ave. and 14th St.
School Information
- Elementary School: Lucille Moore
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Utilities
- Sewer: Public Sewer
Structural Information
- Architectural Style: Florida
- Sq. Ft. Source: Appraiser
- Year Built: 1935
Lot Features
- Lot Size (Acres): 0.21
- Lot Size (Sq. Ft.): 9,148
- Lot Size: .21
- Lot Dimensions: 66 x 140
- Lot Features: Corner Lot, Paved
Financial Considerations
- Tax Amount: $2,564
- Tax Year: 2023
Disclosures and Reports
- Legal Description: 1 4S 15W NE1/4 LOT 10 BLK 1 ORB 4436 P 1730
- Property ID: 29644-010-000
Listed by Beachy Beach Real Estate
Sold by Beachy Beach Real Estate
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Schools
Schools serving 1400 Clay Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Lucille Moore Elementary School 1900 Michigan Avenue, Panama City, FL 32405 | PK-5 | 1.1 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 1.5 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1400 Clay Ave
Date
Details
Price
Change
Source
4/14/2025
Sold
$179,900
-0.06%
MLS
2/19/2025
Price Reduced
$180,000
-2.7%
MLS
2/13/2025
Price Reduced
$185,000
-2.63%
MLS
2/08/2025
Price Reduced
$190,000
-2.56%
MLS
1/13/2025
Price Reduced
$195,000
-2.01%
MLS
12/30/2024
Price Reduced
$199,000
-2.93%
MLS
11/26/2024
Price Reduced
$205,000
-4.65%
MLS
11/14/2024
Listed
$215,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
1400 Clay Avenue, Panama City, FL 32401 (MLS# 765065) is a Single Family property that was sold at $179,900 on April 14, 2025. Want to learn more about 1400 Clay Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

