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$899,900
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Property Description
Welcome to Bay Point--one of Panama City Beach's most sought-after gated communities--where waterfront living and a true coastal lifestyle come together effortlessly. This beautifully maintained 3-bedroom, 2-bath home sits on an oversized lot with approximately 70 feet of canal frontage, perfectly positioned at the meeting of two canals, offering peaceful water views and easy access to the bay. From the moment you arrive, you'll notice the lush tropical landscaping and inviting curb appeal, along with a brick paver driveway that includes additional side parking--ideal for guests, a golf cart, or all of your water toys. Inside, the home opens to vaulted ceilings and a light-filled, open-concept layout designed for both everyday living and entertaining. The living area features a cozy wood-burning fireplace, built-in entertainment center, and wet bar that flows seamlessly into the dining space--all overlooking the water. The kitchen is spacious and functional, offering ample cabinetry, generous counter space, a pantry, breakfast area, and a center island that makes gathering easy. The primary suite is privately situated and offers a peaceful retreat with a large custom walk-in closet and a dedicated office space with water views. The ensuite bath features dual vanities, a soaking tub, and a walk-in shower. One of the standout features of this home is the seamless indoor-outdoor living. The sunroom, accessible from both the living room and primary suite, opens to a spacious deck overlooking the canal--perfect for relaxing or entertaining. From there, step down to your private dock and seawall, with plenty of room for a larger boat and direct access to the bay and Shell Island. Living in Bay Point means enjoying 24/7 gated security, golf-cart-friendly streets, a Jack Nicklaus-designed golf course, full-service marina, and an on-site restaurant--all just minutes from St. Andrews State Park, the beach, and some of the area's best dining and shopping. This is what coastal waterfront living is all about--easy, inviting, and made to be enjoyed.
Full Property Details
Full Property Details for 1509 Trout Ln
General
- Price: $899,900
- Taxes: $3,013 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 786468
- Updated: 3/30/2026
- Added to Site: 28 day(s) ago
Interior
- Number of Rooms: 9
- Appliances: Electric Cooktop, Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Shared Amenities: Gated, Gazebo, Picnic Area
- Tennis: Yes
- Security/Safety: Gated Community, Security Gate, Smoke Detector(s), Security Service
Exterior
- Exterior Features: Boat Slip, Deck, Dock
- Porch/Patio/Deck: Deck, Covered, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Gated
Location
- County: Bay
- Subdivision: Bay Point Unit 1
- Driving Directions: Take 2nd gate into Bay Point. Follow Bay Point Rd to the right and take first left on Marlin Cir. Follow to Wahoo and turn left. Follow to Trout Ln and turn right. home will be on your left.
School Information
- Elementary School: Patronis
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Ductless, Electric, Fireplace(s)
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, Electricity Available, Natural Gas Available, Underground Utilities
Structural Information
- Architectural Style: Contemporary
- Construction: Stucco, Wood Siding
- Roof: Composition, Shingle
- Windows: Double Pane Windows
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 1983
Lot Features
- Property View: Canal
- Lot Size (Acres): 0.22
- Lot Size (Sq. Ft.): 9,583
- Lot Size: .22
- Lot Dimensions: 70 x 125
- Frontage: Private Road
- Lot Features: Sprinkler System, Paved
- Zoning: Resid Single Family
- Fencing (Description): Fenced
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Canal Access, Seawall
- Water Front View: Canal Access, Seawall
Financial Considerations
- Tax Amount: $3,013
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: BAY POINT UNIT 1 LOT 438 ORB 3713 P 1311
- Property ID: 30933-532-000
Listed by Counts Real Estate Group Inc
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Schools
Schools serving 1509 Trout Ln
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Patronis Elementary School 7400 Patronis Dr, Panama City Beach, FL 32408 | K-5 | 1.6 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 7.4 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 5.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1509 Trout Ln
Date
Details
Price
Change
Source
3/22/2026
Price Reduced
$899,900
-9.56%
MLS
3/07/2026
Listed
$995,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1509 Trout Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,973
2%
$281,381
3%
2024
$2,919
2%
$273,451
3%
2023
$2,871
11%
$265,486
6%
2021
$2,588
—
$250,246
-3%
2022
$2,581
—
$257,753
4%
2021
$2,588
2%
$246,791
2%
2019
$2,545
1%
$241,242
2%
2018
$2,531
2%
$236,744
2%
2017
$2,491
1%
$231,875
2%
2016
$2,475
5%
$227,106
7%
2015
$2,353
1%
$212,206
1%
2014
$2,328
14%
$210,522
1%
2013
$2,047
—
$207,411
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1509 Trout Ln
1509 Trout Lane, Panama City Beach, FL 32408 (MLS# 786468) is a Single Family property with 3 bedrooms and 2 full bathrooms. 1509 Trout Lane is currently listed for $899,900 and was received on March 07, 2026. Want to learn more about 1509 Trout Lane? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

