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$194,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • Updated 3 days ago
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Welcome to this inviting 3-bedroom, 1-bath single-family home offering 1,040 square feet of comfortable living space, ideally situated on a spacious .21-acre corner lot in the heart of Panama City. Built in 1960, this home blends classic character with modern convenience. Step inside to find vinyl plank and ceramic tile throughout, complemented by a modern sleek kitchen featuring newer appliances as well as an updated bathroom. A versatile bonus room provides the perfect space for a home office, dining area, or second living room--tailored to fit your lifestyle. Outside, enjoy your own private retreat with a fully fenced backyard ideal for your pets or for relaxing and entertaining. Major improvements include a newer roof & HVAC (approx. 2019) and water heater (2022), adding peace of mind for years to come. This home is conveniently located just minutes from historic St. Andrews, downtown Panama City, and local marinas. Easy access to shopping, dining, local colleges, waterfront attractions, and the world-famous Panama City Beach, makes it an ideal primary residence, second home, or investment opportunity. Don't miss your chance to own a move-in-ready home in a central, highly accessible location. Survey Available.

Full Property Details for 1516 Clay Ave

General

  • Price: $194,900
  • Taxes: $2,839 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 786971
  • Updated: 3/18/2026
  • Added to Site: 3 day(s) ago

Interior

  • Number of Rooms: 3
  • Appliances: Electric Range, Electric Water Heater
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Parking

  • Parking Features: Paved

Location

  • County: Bay
  • Subdivision: No Named Subdivision
  • Driving Directions: From the intersection of Frankford Avenue and West 15th Street, travel on Frankford for .2 mile and then take a left onto W. 17th Street. Then turn left onto Clay. Home is on the left.

School Information

  • Elementary School: Lucille Moore
  • Middle School: Jinks
  • High School: Bay

Community

  • Community Name: 02 - Bay County - Central

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer

Structural Information

  • Architectural Style: Florida
  • Construction: Block, Vinyl Siding
  • Roof: Asphalt
  • Sq. Ft. Source: Appraiser
  • Year Built: 1960

Lot Features

  • Lot Size (Acres): 0.21
  • Lot Size (Sq. Ft.): 9,148
  • Lot Size: .21
  • Lot Dimensions: 66 x 139
  • Frontage: City Street
  • Lot Features: Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced

Financial Considerations

  • Tax Amount: $2,839
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: 36 3S 15W SE1/4 LOT 18 BLK 32 ORB 4579 P 1679
  • Property ID: 29570-000-000

Listed by Triple Crown Realty Team

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Listing agents

— 1516 Clay Ave —

  • Triple Crown Realty Team

  • Triple Crown Realty Team

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1516 Clay Ave

School District:Bay County School District
NameGradesDistance
Lucille Moore Elementary School
1900 Michigan Avenue, Panama City, FL 32405
PK-50.9 mi
Jinks Middle School
600 West 11th Street, Panama City, FL 32401
6-81.6 mi
Bay High School
1200 Harrison Avenue, Panama City, FL 32401
9-122 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1516 Clay Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/18/2026
Listed
$194,900
21.81%
MLS
6/17/2022
Sold
$160,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1516 Clay Ave

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,539
-4%
$160,746
8%
2024
$2,644
3%
$148,668
6%
2023
$2,579
25%
$139,916
26%
2021
$2,056
-2%
$111,183
-4%
2022
$2,090
2%
$115,594
5%
2021
$2,056
703%
$109,893
169%
2019
$256
12%
$40,860
2%
2018
$229
7%
$40,098
2%
2017
$214
4%
$39,271
2%
2016
$206
-1%
$38,463
1%
2015
$208
3%
$38,196
1%
2014
$202
13%
$37,893
2%
2013
$179
—
$37,333
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Triple Crown Realty Team

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1516 Clay Avenue, Panama City, FL 32405 (MLS# 786971) is a Single Family property with 3 bedrooms and 1 full bathroom. 1516 Clay Avenue is currently listed for $194,900 and was received on March 18, 2026. Want to learn more about 1516 Clay Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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