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$219,000
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Property Description
Charming Coastal Cottage in the heart of historic ST. ANDREWS just one block from St Andrews Bay. This property features two bedrooms, 1 full bath, living room, kitchen/dining area, office area and two screened porches. Property has a large 60 x 120 lot with plenty of room for outdoor fun or an additional out buildings. The home is zoned for the St Andrews neighborhood/CRA revitalization area (NR) and can be used for a primary home, second home, or short term rental, Walk or ride your golf cart to the nearby restaurants, shopping, parks, downtown St Andrews for dining/shopping/festivals or taking in the sunsets over the Bay.
Full Property Details
Full Property Details for 1609 Billings Ave
General
- Price: $219,000
- Taxes: $1,862 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 795084
- Updated: 9/25/2026
- Added to Site: 57 day(s) ago
Interior
- Number of Rooms: 4
- Interior Features: Main Level Primary
- Appliances: Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Exterior
- Exterior Features: Porch
- Porch/Patio/Deck: Porch, Screened
Location
- County: Bay
- Subdivision: St Andrews Bay Dev Co
- Driving Directions: From Highway 98, turn onto Billings Avenue. Property is located on the right.
School Information
- Elementary School: Lucille Moore
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Bungalow
- Construction: HardiPlank Type, Wood Frame
- Roof: Composition, Shingle
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 1944
Lot Features
- Lot Size (Acres): 0.21
- Lot Size (Sq. Ft.): 9,148
- Lot Size: .21
- Lot Dimensions: 66.0 ft x 140.0 ft
- Frontage: City Street
- Lot Features: Paved
- Zoning: City, Resid Single Family
Financial Considerations
- Tax Amount: $1,862.29
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: 36 3S 15W W1/2 OF SW1/4 LOT 5 BLK 23 ORB 4563 P 2206
- Property ID: 29048-000-000
Listed by Coastal Real Estate Group, Inc
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Schools
Schools serving 1609 Billings Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Lucille Moore Elementary School 1900 Michigan Avenue, Panama City, FL 32405 | PK-5 | 0.4 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 2.4 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 2.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1609 Billings Ave
Date
Details
Price
Change
Source
9/25/2026
Price Reduced
$219,000
-2.67%
MLS
9/05/2026
Listed
$225,000
55.17%
MLS
3/05/2020
Sold
$145,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1609 Billings Ave
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,950
—
$150,446
3%
2024
$1,950
-23%
$146,206
7%
2023
$2,518
22%
$136,565
15%
2021
$2,068
-6%
$118,638
-3%
2022
$2,206
7%
$122,709
156%
2021
$2,068
169%
$47,938
1%
2019
$769
-10%
$47,593
-16%
2018
$857
6%
$56,569
5%
2017
$807
—
$53,831
2%
2016
$810
-2%
$52,839
1%
2015
$828
2%
$52,477
1%
2014
$812
7%
$51,951
-1%
2013
$756
—
$52,246
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1609 Billings Ave
1609 Billings Avenue, Panama City, FL 32401 (MLS# 795084) is a Single Family property with 2 bedrooms and 1 full bathroom. 1609 Billings Avenue is currently listed for $219,000 and was received on September 05, 2026. Want to learn more about 1609 Billings Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

