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$290,000 -$9,000 (-3.01%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,832 Sq. Ft.
  • Updated 3 days ago
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Seller will cover $5000 towards buyers closing cost with an acceptable offer. Welcome to 177 Osprey Lake Road, a beautifully maintained residence offering the perfect blend of comfort, privacy, and coastal convenience in the heart of Panama City Beach. Ideally situated in a desirable setting, this home features a functional and inviting layout designed for both everyday living and effortless entertaining. Spacious living areas are complemented by abundant natural light, creating a warm and welcoming atmosphere throughout. The kitchen is thoughtfully designed with ample cabinetry and workspace, seamlessly connecting to the main living and dining areas--perfect for hosting family and guests. The bedrooms are generously sized, including a well-appointed primary suite that offers a relaxing retreat. Step outside to enjoy a private outdoor space ideal for enjoying Florida's year-round sunshine. Whether you're looking to relax, entertain, or simply unwind, the property provides the flexibility to suit a variety of lifestyles. Located just minutes from the white sand beaches of Panama City Beach, as well as shopping, dining, and entertainment, this home offers both convenience and a highly desirable coastal lifestyle. Whether you are searching for a primary residence, second home, or investment opportunity, 177 Osprey Lake Road presents an exceptional opportunity to own in one of the Gulf Coast's most sought-after markets.

Full Property Details for 177 Osprey Lake Rd

General

  • Price: $290,000
  • Taxes: $3,675 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 1000263
  • Updated: 5/28/2026
  • Added to Site: 52 day(s) ago

Rental Information

  • Complex Features: Fishing, Pets Allowed, Picnic Area, Pool

Interior

  • Number of Rooms: 6
  • Interior Features: Ceiling Raised, Kitchen Island, Washer/Dryer Hookup
  • Appliances: Dishwasher, Disposal, Freezer, Ice Machine, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Water Heater - Elect
  • Furnishings: Furnished - None
  • Flooring: Floor Vinyl, Floor WW Carpet

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Pool: Yes
  • Pool Description: Pool Type
  • Security/Safety: Fire Alarm/Sprinkler

Exterior

  • Exterior Features: Rain Gutter, BBQ Pit/Grill
  • Porch/Patio/Deck: Patio Covered, Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: Bridge Harbor
  • Driving Directions: Head south on N Tyndall Pkwy until you reach Boat Race RD. Take a left on Boat Race Rd and proceed to Bridge Harbor Dr. Make a right on Bridge Harbor and then take your first left onto Osprey Lake Road.

School Information

  • Elementary School: Parker
  • Middle School: Rutherford ( Middle )
  • High School: Rutherford

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Legal

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Public Water

Structural Information

  • Architectural Style: Craftsman Style
  • Construction: Siding Vinyl
  • Exterior Const.: Siding Vinyl
  • Stories/Levels: 1
  • Square Feet: 1,832
  • Sq. Ft. Source: County PA Records
  • Year Built: 2019

Lot Features

  • Lot Size (Acres): 0.18
  • Lot Size (Sq. Ft.): 7,840.8
  • Lot Dimensions: 50 x 116
  • Frontage: City Street
  • Street/Road Desc.: Paved
  • Lot Features: Cul-De-Sac, Dead End
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced Lot-All, Fenced Privacy

Financial Considerations

  • Assessment Amount: $285
  • Tax Amount: $3,675.91
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: Grove At Bridge Harbor Lot 19 Orb 4122 P 2307
  • APN: 07379-875-095
  • Property ID: 07379-875-095

Listed by Watersound Real Estate

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Listing agents

— 177 Osprey Lake Rd —

  • Watersound Real Estate

  • Watersound Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 177 Osprey Lake Rd

School District:Bay County School District
NameGradesDistance
Parker Elementary School
640 South Highway 22 A, Panama City, FL 32404
PK-52.1 mi
Rutherford High School
1000 School Avenue, Panama City, FL 32401
6-83.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 177 Osprey Lake Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/28/2026
Price Reduced
$290,000
-3.01%
MLS
4/27/2026
Price Reduced
$299,000
-3.55%
MLS
4/09/2026
Listed
$310,000
27%
MLS
5/02/2019
Sold
$244,100
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 177 Osprey Lake Rd

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,582
—
$268,433
3%
2024
$3,582
—
$261,133
-1%
2023
$3,578
29%
$263,560
26%
2021
$2,780
-8%
$209,596
-13%
2022
$3,033
9%
$240,553
18%
2021
$2,780
769%
$203,896
750%
2019
$320
135%
$23,975
125%
2018
$136
—
$10,645
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 177 Osprey Lake Rd

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Watersound Real Estate

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177 Osprey Lake Road, Panama City, FL 32404 (MLS# 1000263) is a Single Family property with 3 bedrooms and 2 full bathrooms. 177 Osprey Lake Road is currently listed for $290,000 and was received on April 09, 2026. Want to learn more about 177 Osprey Lake Road? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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