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$545,000
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Property Description
Enjoy the best of SweetBay living in this beautifully upgraded 3-bedroom, 3.5-bath home featuring a golf cart-friendly lifestyle, custom built-ins, energy-efficient upgrades, and a prime location near University Academy. Built in 2019, this 2,314-square-foot home has been thoughtfully enhanced with features designed for comfort, convenience, and long-term value. Inside, you'll find a custom pantry, under-stair storage room, built-in library shelving and cabinetry in the loft, built-in living room storage benches, and a dedicated laundry folding station with additional storage. Major improvements include a new roof installed in 2025, paid-off solar panels, a tankless water heater, whole-home water softener, reverse osmosis drinking water system, UV air purification systems on both HVAC units, solar-powered attic fan, hurricane shutters, gutters, and a smart irrigation controller. These upgrades contribute to an average monthly electric bill of approximately $70. Outside, enjoy a screened lanai, fenced backyard with expanded golf cart access gate, hardscaped outdoor areas, detached rear-entry garage, and convenient curbside parking. Additional features include custom cellular shades, ceiling fans throughout, heavy-duty garage shelving, ADT security system, and extensive built-in storage solutions. Located in one of Panama City's most sought-after communities, SweetBay offers parks, trails, waterfront amenities, community events, and easy access to shopping, dining, and everyday conveniences. This move-in-ready home combines thoughtful upgrades, energy efficiency, and an exceptional location in one impressive package.
Full Property Details
Full Property Details for 1816 Discovery Loop
General
- Price: $545,000
- HOA FEE: $147/month
- HOA FEE FREQ.: Quarterly
- Taxes: $5,070 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 790780
- Updated: 7/26/2026
- Added to Site: 72 day(s) ago
Interior
- Number of Rooms: 4
- Interior Features: Interior Steps, Smart Thermostat, Upper Level Primary
- Appliances: Electric Water Heater, Gas Oven, Gas Range, Water Softener Owned
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Additional Information
- Pool: Yes
- Pool Description: Community
- Security/Safety: Carbon Monoxide Detector(s), Smoke Detector(s)
- Equipment: Air Purifier
Exterior
- Exterior Features: Porch
- Porch/Patio/Deck: Covered, Porch, Screened
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Alley Access
Location
- County: Bay
- Subdivision: Sweetbay
- Driving Directions: From the intersection of Sweet Bay Ave and Hwy 390, travel north on Sweet Bay Ave until you reach the intersection of Discovery Loop. Turn west onto Discovery Loop and travel approximately 3/4 of a mile. Residence will be on the right (north) side of the roadway.
School Information
- Elementary School: Northside
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
- Association: Yes
- Assoc. Fees Include: Other, Playground, Pool(s), See Remarks
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, Electricity Available, Underground Utilities
Structural Information
- Architectural Style: Craftsman
- Construction: HardiPlank Type, Vinyl Siding, Wood Frame
- Roof: Shingle
- Stories/Levels: 2
- Sq. Ft. Source: Appraiser
- Year Built: 2019
Lot Features
- Lot Size (Acres): 0.12
- Lot Size (Sq. Ft.): 5,140
- Lot Size: .12
- Lot Dimensions: 45 x 115
- Frontage: City Street
- Lot Features: Sprinkler System, Paved
- Zoning: Resid Single Family
- Fencing (Description): Privacy
Green Features
- Energy Efficient: Solar Panel(s)
Financial Considerations
- Association Fee: $441
- Assoc Fee Freq.: Quarterly
- Tax Amount: $5,070
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: SWEETBAY PH 1C REPLAT LOT 228 ORB 4169 P 1671
- Property ID: 11731-250-450
Listed by Think Real Estate
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Schools
Schools serving 1816 Discovery Loop
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Northside Elementary School 2001 Northside Drive, Panama City, FL 32405 | PK-5 | 1.6 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 2.8 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 2.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1816 Discovery Loop
Date
Details
Price
Change
Source
6/04/2026
Listed
$545,000
47.51%
MLS
9/16/2019
Sold
$369,465
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1816 Discovery Loop
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,762
—
$353,574
6%
2024
$4,762
-6%
$334,067
3%
2023
$5,084
9%
$324,337
6%
2021
$4,672
-2%
$305,718
-3%
2022
$4,771
2%
$314,890
4%
2021
$4,672
4436%
$301,497
4629%
2019
$103
—
$6,375
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1816 Discovery Loop
1816 Discovery Loop, Panama City, FL 32405 (MLS# 790780) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 1816 Discovery Loop is currently listed for $545,000 and was received on June 04, 2026. Want to learn more about 1816 Discovery Loop? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

