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$589,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 2 days ago
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Welcome to 1904 Royal Tern! This charming home features the popular Hillsboro plan in beautiful waterfront Sweet Bay. This home features a split bedroom plan with 3 spacious bedrooms, 2 bathrooms and a large formal dining room or study. There is LVP flooring throughout with tile in bathrooms. The open kitchen features a slide in gas range, built in microwave, quartz countertops, tile backsplash, designer range hood with gas stove and under cabinet lighting. The spacious great room extends out to a rear lanai with an outdoor fireplace and a BEAUTIFUL built in OUTDOOR KITCHEN equipped with sink, refrigerator, Blackstone grill, TV and abundant cabinet space! The ideal place for entertaining and watching the game in comfort and style. Also featured are a large paver patio and fenced backyard. There is a extra parking pad in the back alley for extra parking, storage shed, built in storage in garage, Epoxy flooring in garage and an irrigation system! The primary suite has a zero-entry tile to ceiling shower and double vanities. Walk in custom closet in master bath. This home features quartz countertops, crown molding, designer lights and decorative doors. Also included are custom woven blinds, Sweet Bay is vibrant waterfront community and offers 5 miles of Bayfront shoreline, 2 resort pools, basketball court, walking trails, playgrounds and ample green space. The neighborhood also features the highly rated University Academy (Preschool-8th) and offers a golf cart friendly lifestyle. Sweet Bay is also home to the Town Center, which feature a Publix, Starbucks, and other eateries with plans for additional dining and retail options. Also planned is an 11-acre marina with over 100 wet slips and 250 dry boat slips! Make plans to see this one today!

Full Property Details for 1904 Royal Tern St

General

  • Price: $589,000
  • Taxes: $6,004 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 783488
  • Updated: 1/14/2026
  • Added to Site: 7 day(s) ago

Interior

  • Number of Rooms: 5
  • Interior Features: Attic, Fireplace, Pantry, Pull Down Attic Stairs, Split Bedrooms
  • Fireplace: Yes
  • Appliances: Gas Range, Tankless Water Heater
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Shared Amenities: Dock, Gazebo, Barbecue, Picnic Area
  • Pool: Yes
  • Pool Description: Community
  • Security/Safety: Carbon Monoxide Detector(s), Smoke Detector(s)

Exterior

  • Porch/Patio/Deck: Covered, Patio, Porch

Parking

  • Garage: Yes
  • Garage Spaces: 2

Location

  • County: Bay
  • Subdivision: Sweetbay
  • Driving Directions: From the Town Center (Sweet Bay( follow Sweet Bay Ave for .2 miles and take a left on d Left Discovery Loop. Take your first right onto Rushes Ave.Continue .7 miles and make a right on Blossom St. Continue .2 miles and takea right on Royal Tern.

School Information

  • Elementary School: University Academy
  • Middle School: University Academy
  • High School: Bay

Community

  • Community Name: 02 - Bay County - Central
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Heat Pump
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Cable Connected, Electricity Available, High Speed Internet Available, Underground Utilities

Structural Information

  • Architectural Style: Craftsman
  • Construction: HardiPlank Type
  • Windows: Double Pane Windows
  • Sq. Ft. Source: Appraiser
  • Year Built: 2022

Lot Features

  • Lot Size (Acres): 0.12
  • Lot Size (Sq. Ft.): 5,184
  • Lot Size: .12
  • Lot Dimensions: 145.09 x 117.5 x 45.01 x 114.69
  • Frontage: City Street
  • Lot Features: Sprinkler System, Paved
  • Zoning: Resid Single Family

Water Features

  • Boat Dock Slip: Yes

Financial Considerations

  • Tax Amount: $6,004
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: SWEETBAY PHASE 2C LOT 396 ORB 4543 P 2126
  • Property ID: 11731-350-090

Listed by Anchor Realty Florida

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Listing agent

— 1904 Royal Tern St —

  • Anchor Realty Florida

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1904 Royal Tern St

School District:Bay County School District
NameGradesDistance
Northside Elementary School
2001 Northside Drive, Panama City, FL 32405
PK-51.9 mi
Jinks Middle School
600 West 11th Street, Panama City, FL 32401
6-83 mi
Bay High School
1200 Harrison Avenue, Panama City, FL 32401
9-123.2 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1904 Royal Tern St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/10/2026
Listed
$589,000
14.88%
MLS
10/30/2023
Sold
$512,700
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1904 Royal Tern St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,904
-6%
$406,451
7%
2023
$6,249
1363%
$379,519
2485%
2022
$427
—
$14,682
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Anchor Realty Florida

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1904 Royal Tern Street, Panama City, FL 32405 (MLS# 783488) is a Single Family property with 3 bedrooms and 2 full bathrooms. 1904 Royal Tern Street is currently listed for $589,000 and was received on January 10, 2026. Want to learn more about 1904 Royal Tern Street? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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