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$537,500 -$7,500 (-1.38%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 4 days ago
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Welcome to life in the highly sought-after SweetBay community! This beautifully designed 3-bedroom, 2-bath home offers the perfect blend of comfort, style, and convenience. Featuring a spacious two-car garage plus an additional parking pad, this home was designed with both functionality and entertaining in mind. Inside, you'll find thoughtful upgrades throughout, creating a warm and modern living space that feels instantly inviting. Step outside to your own private outdoor oasis complete with a fabulous outdoor kitchen area -- perfect for hosting gatherings, weekend cookouts, or simply relaxing and enjoying the Florida lifestyle. Living in SweetBay means enjoying one of the area's most popular master-planned communities, offering something for everyone. The vibrant town center features restaurants, Starbucks, a grocery store, and more just moments from your doorstep. Residents also enjoy access to unmatched resort-style pools, scenic walking paths, and a stunning private beach area that makes every day feel like a vacation. Whether you're looking for a primary residence, second home, or investment opportunity, this exceptional property offers the best of coastal community living! Come see why people love the Sweet Life!

Full Property Details for 1904 Royal Tern St

General

  • Price: $537,500
  • HOA FEE: $147/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $6,004 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 790914
  • Updated: 8/4/2026
  • Added to Site: 64 day(s) ago

Interior

  • Number of Rooms: 4
  • Interior Features: Double Vanity, Separate Shower, Walk-In Closet(s)
  • Fireplace: Yes
  • Appliances: Gas Cooktop, Gas Oven

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Shared Amenities: Beach Rights, Dock, Gazebo, Barbecue
  • Pool: Yes
  • Pool Description: Community

Exterior

  • Exterior Features: Outdoor Kitchen
  • Porch/Patio/Deck: Covered, Patio, Porch

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Alley Access

Location

  • County: Bay
  • Subdivision: Sweetbay
  • Driving Directions: From the Town Center (Sweet Bay( follow Sweet Bay Ave for .2 miles and take a left on d Left Discovery Loop. Take your first right onto Rushes Ave.Continue .7 miles and make a right on Blossom St. Continue .2 miles and take a right on Royal Tern.

School Information

  • Elementary School: Northside
  • Middle School: Jinks
  • High School: Bay

Community

  • Community Name: 02 - Bay County - Central
  • Association: Yes
  • Assoc. Fees Include: Legal/Accounting, Maintenance Grounds, Playground, Pool(s), Recreation Facilities, Trash

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Utility Description: Cable Connected

Structural Information

  • Architectural Style: Florida
  • Construction: HardiPlank Type
  • Roof: Composition, Shingle
  • Sq. Ft. Source: Appraiser
  • Year Built: 2022

Lot Features

  • Lot Size (Acres): 0.12
  • Lot Size (Sq. Ft.): 5,227
  • Lot Size: .12
  • Lot Dimensions: 145.09 x 117.5 x 45.01 x 114.69
  • Lot Features: Sprinkler System
  • Fencing (Description): Fenced

Water Features

  • Boat Dock Slip: Yes

Financial Considerations

  • Association Fee: $441
  • Assoc Fee Freq.: Quarterly
  • Tax Amount: $6,004
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: SWEETBAY PHASE 2C LOT 396 ORB 4543 P 2126
  • Property ID: 11731-350-090

Listed by Think Real Estate

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Listing agents

— 1904 Royal Tern St —

  • Think Real Estate

  • Think Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1904 Royal Tern St

School District:Bay County School District
NameGradesDistance
Northside Elementary School
2001 Northside Drive, Panama City, FL 32405
PK-51.9 mi
Jinks Middle School
600 West 11th Street, Panama City, FL 32401
6-83 mi
Bay High School
1200 Harrison Avenue, Panama City, FL 32401
9-123.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1904 Royal Tern St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/04/2026
Price Reduced
$537,500
-1.38%
MLS
7/30/2026
Price Reduced
$545,000
-0.91%
MLS
6/30/2026
Price Reduced
$549,999
-0.9%
MLS
6/17/2026
Price Reduced
$555,000
-0.89%
MLS
6/16/2026
Price Reduced
$560,000
-0.88%
MLS
6/06/2026
Listed
$564,999
10.2%
MLS
10/30/2023
Sold
$512,700
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1904 Royal Tern St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,904
—
$412,673
2%
2024
$5,904
-6%
$406,451
7%
2023
$6,249
1363%
$379,519
2485%
2022
$427
—
$14,682
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by Think Real Estate

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1904 Royal Tern Street, Panama City, FL 32405 (MLS# 790914) is a Single Family property with 3 bedrooms and 2 full bathrooms. 1904 Royal Tern Street is currently listed for $537,500 and was received on June 06, 2026. Want to learn more about 1904 Royal Tern Street? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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