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$515,000

  • Sold
  • Closed
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • Updated 3 days ago
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CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS - Welcome to 200 S Cove Terrace, located in the highly sought-after Cove neighborhood of Panama City. Known for its charm, golf-cart-friendly streets, and close-knit community feel, The Cove offers an unbeatable location just minutes from the bay, downtown Panama City, local dining, parks, and marinas. Positioned on a desirable corner lot, this property combines convenience with the character that makes this neighborhood so special. *Solar Panels Paid off at Closing* Inside, the home features a comfortable living space anchored by a cozy wood-burning fireplace. The kitchen was refreshed in 2024 with updated appliances, cabinets, and countertops, offering a modern touch while maintaining the home's inviting feel. Step outside to enjoy the saltwater pool, perfect for relaxing or entertaining. Major pool updates include a pool pump replaced in 2019 and a brand-new pool liner installed in 2026. Additional improvements provide peace of mind, including AC replaced in 2019, water heater in 2021, gutters installed in 2020, and exterior painting completed in 2020. With its prime Cove location, corner lot setting, valuable updates, and easy access to both the bay and downtown Panama City, this property offers a great opportunity to enjoy one of the area's most beloved neighborhoods.

Full Property Details for 200 S Cove Terrace Dr

General

  • Sold For: $515,000
  • Taxes: $4,540 (2025)
  • Status: Closed
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 786856
  • Added to Site: 60 day(s) ago

Interior

  • Number of Rooms: 4
  • Appliances: Electric Range, Wine Cooler

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Salt Water, Private

Exterior

  • Exterior Features: Patio
  • Porch/Patio/Deck: Balcony, Patio, Covered, Porch

Parking

  • Garage: Yes
  • Garage Spaces: 2

Location

  • County: Bay
  • Subdivision: Cove Terrace
  • Driving Directions: Traveling east on Hathaway Bridge - turn right onto Frankford Ave. Merge left onto Beach Dr. Turn left onto W 6th St. Turn right onto Cove Blvd. Turn left onto Cherry St. Turn right onto N Cove Blvd, home will be on the left.

School Information

  • Elementary School: Cherry Street
  • Middle School: Jinks
  • High School: Bay

Community

  • Community Name: 02 - Bay County - Central

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central, Electric, Fireplace(s)

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Traditional
  • Construction: Brick
  • Roof: Shingle
  • Sq. Ft. Source: Appraiser
  • Year Built: 1949

Additional Structures

  • Other Structures: Shed(s)

Lot Features

  • Lot Size (Acres): 0.3
  • Lot Size (Sq. Ft.): 13,068
  • Lot Size: .3
  • Lot Dimensions: Irregular
  • Frontage: City Street
  • Lot Features: Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Privacy

Green Features

  • Energy Efficient: Solar Panel(s)

Financial Considerations

  • Tax Amount: $4,540
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: COVE TERRACE LOT 1 BLK 84 ORB 3468 P 1109
  • Property ID: 21651-000-000

Listed by Think Real Estate
Sold by Emerald Coast Realty Group

Listing agent

— 200 S Cove Terrace Dr —

  • Think Real Estate

Get Pre-Approved Today

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with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 200 S Cove Terrace Dr

School District:Bay County School District
NameGradesDistance
Merriam Cherry Street Elementary School
1125 Cherry Street, Panama City, FL 32401
PK-50.3 mi
Jinks Middle School
600 West 11th Street, Panama City, FL 32401
6-82.3 mi
Bay High School
1200 Harrison Avenue, Panama City, FL 32401
9-122.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 200 S Cove Terrace Dr

Date
Details
Price
Change
Source
5/08/2026
Sold
$515,000
-0.96%
MLS
3/16/2026
Listed
$520,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed by Think Real Estate
Sold by Emerald Coast Realty Group

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200 S Cove Terrace Drive, Panama City, FL 32401 (MLS# 786856) is a Single Family property that was sold at $515,000 on May 08, 2026. Want to learn more about 200 S Cove Terrace Drive? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.