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$380,000 Coming Soon
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Property Description
''COMING COMING SOON LISTING, NO SHOWINGS'' Located in Panama City's Historic Cove, this modern 3-bedroom, 2-bathroom Coastal Craftsman at 205 Harmon Avenue offers the ultimate blend of historic charm and modern comfort, completely free of HOA restrictions or fees. Positioned just one block from the Beach Drive corridor and St. Andrews Bay, daily life includes easy walks along the water and breathtaking evening sunsets. Built in 2014, the home features 1,848 square feet of easy-living space paired with a durable metal roof. High ceilings and crisp architectural details frame light-filled living areas, where sleek tile flooring flows seamlessly through the central living room, kitchen, formal dining space, and formal sitting room. The primary suite provides a peaceful private retreat, while two additional bedrooms offer flexible space for guests, family, or a home office. Outdoor living is effortless with classic covered front and rear porches that overlook a private, privacy-fenced backyard complete with a detached two-car garage. The Historic Cove neighborhood is widely celebrated as one of Panama City's most cherished waterside communities, renowned for its oak-canopied streets and tight-knit social fabric. Residents enjoy an active coastal lifestyle marked by neighborhood traditions like seasonal golf cart parades, block gatherings, and community events. Less than a mile from downtown, you are walking distance from local coffee shops, boutiques, weekly farmers markets, and lively city parades, all while being under 30 minutes from the World's Most Beautiful Beaches. 205 Harmon Avenue captures timeless Coastal Craftsman character with the low-maintenance peace of mind of modern construction.
Full Property Details
Full Property Details for 205 Harmon Ave
General
- Price: $380,000
- Taxes: $2,194 (2025)
- Status: Coming Soon
- Type: Single Family
- Source: Bay_County
- MLS ID: 793581
- Updated: 8/7/2026
- Added to Site: 26 day(s) ago
Interior
- Number of Rooms: 3
- Interior Features: Main Level Primary, Tub Shower
- Appliances: Electric Cooktop, Electric Range
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Bay
- Subdivision: Harmon Plat
- Driving Directions: Downtown Panama City, head south on Harrison Avenue / Beach Drive toward The Cove neighborhood, turn left (east) onto E 2nd Street, proceed one block, and turn left (north) onto Harmon Avenue, where t
School Information
- Elementary School: Cherry Street
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
Structural Information
- Architectural Style: Craftsman
- Construction: HardiPlank Type
- Sq. Ft. Source: Appraiser
- Year Built: 2014
Lot Features
- Lot Size (Acres): 0.15
- Lot Size (Sq. Ft.): 6,534
- Lot Size: .15
- Lot Dimensions: 68.0 ft x 100.0 ft
- Frontage: City Street
- Zoning: Resid Single Family
- Fencing (Description): Fenced
Financial Considerations
- Tax Amount: $2,194.67
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: HARMON PLAT THE N 68' OF LOTS 15, 16 AS PER ORB 166 P 267 BLK 3 MAP 105C3 ORB 2990 P 487
- Property ID: 20282-000-000
Listed by Dalton Wade Inc
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Schools
Schools serving 205 Harmon Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Merriam Cherry Street Elementary School 1125 Cherry Street, Panama City, FL 32401 | PK-5 | 0.7 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 1.6 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 1.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 205 Harmon Ave
Date
Details
Price
Change
Source
7/31/2026
Listed
$380,000
94.87%
MLS
10/18/2007
Sold
$195,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 205 Harmon Ave
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,045
-4%
$171,491
3%
2024
$2,122
-6%
$166,658
3%
2023
$2,256
8%
$161,804
6%
2021
$2,090
-4%
$152,516
-3%
2022
$2,168
4%
$157,091
20%
2021
$2,090
45%
$130,583
—
2019
$1,442
-12%
$130,045
-13%
2018
$1,647
1%
$148,677
—
2017
$1,638
-1%
$148,717
1%
2016
$1,662
-2%
$147,819
1%
2015
$1,699
371%
$146,791
535%
2014
$361
14%
$23,120
5%
2013
$318
—
$21,964
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 205 Harmon Ave
205 Harmon Avenue, Panama City, FL 32401 (MLS# 793581) is a Single Family property with 3 bedrooms and 2 full bathrooms. 205 Harmon Avenue is currently listed for $380,000 and was received on July 31, 2026. Want to learn more about 205 Harmon Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

