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$599,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • Updated 8 hours ago
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This home truly has it all--no HOA, a huge yard, plenty of parking, a private Gunite pool, and a brand-new septic system, all centrally located on a quiet dead-end street in Lynn Haven. The detached, recently built mother-in-law suite adds incredible flexibility with its own entrance, full kitchen, and bathroom, making it ideal for guests, family, or additional living space at approximately over 400 sq ft. The main home features large windows that fill the space with natural light, with tinted windows designed to improve efficiency and help keep energy costs low. Inside, you'll find an updated 4-bedroom, 2-bath layout with modern touches, granite countertops, stainless-steel appliances, waterproof luxury vinyl flooring, shiplap accents, and a tankless water heater. Outside, enjoy the pool, oversized yard, privacy fence, pergola, outdoor shower, half bath, and ample storage. With no HOA, no monthly water (Culligan filtration system) or sewer bill (brand new septic tank), low energy costs, abundant parking, generous outdoor space, a pool, and flexible living accommodations, this property offers a rare combination of comfort, functionality, and value in a convenient Lynn Haven location. Measurements are approximate.

Full Property Details for 2638 E 40th Plaza

General

  • Price: $599,000
  • Taxes: $2,178 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 794688
  • Updated: 8/27/2026
  • Added to Site: 1 day(s) ago

Interior

  • Number of Rooms: 5
  • Interior Features: Handicap Access, Main Level Primary, Separate Shower
  • Fireplace: Yes
  • Fireplace(s): Electric
  • Appliances: Electric Cooktop, Electric Oven, Tankless Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 5

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Gunite, In Ground, Private
  • Security/Safety: Security System

Exterior

  • Exterior Features: Covered Patio, Outdoor Shower
  • Porch/Patio/Deck: Deck

Parking

  • Parking Features: Paved, RV Access/Parking

Location

  • County: Bay
  • Subdivision: [No Recorded Subdiv]
  • Driving Directions: From Hwy 389, turn East on 40th Plaza. Last home on the right.

School Information

  • Elementary School: Hiland Park
  • Middle School: Mowat
  • High School: Mosley

Community

  • Community Name: 02 - Bay County - Central

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central, Electric, Fireplace(s)

Utilities

  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Contemporary
  • Construction: HardiPlank Type
  • Roof: Metal
  • Windows: Storm Window(s), Tinted Windows
  • Stories/Levels: 1
  • Sq. Ft. Source: Appraiser
  • Year Built: 1976

Additional Structures

  • Other Structures: Pergola, Pool House

Lot Features

  • Lot Size (Acres): 0.41
  • Lot Size (Sq. Ft.): 17,860
  • Lot Size: .41
  • Lot Dimensions: 129.0 ft x 141.0 ft
  • Lot Features: Sprinkler System, Paved
  • Zoning: City, Resid Single Family
  • Fencing (Description): Fenced, Privacy

Financial Considerations

  • Tax Amount: $2,178.32
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: 15 3S 14W -10.11- 103A ST AND BAY DEV CO PLAT BEG 1002.80' N & 29.6' W OF SE COR TH W 149' N 141' E 149' ON 40TH E PLAZA S 141' TO POB ORB 4337 P 519
  • Property ID: 11542-003-000

Listed by Think Real Estate

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— 2638 E 40th Plaza —

  • Think Real Estate

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 2638 E 40th Plaza

School District:Bay County School District
NameGradesDistance
Hiland Park Elementary School
2507 East Baldwin Road, Panama City, FL 32405
K-51.3 mi
Mowat Middle School
1903 County Road 390, Lynn Haven, FL 32444
6-81 mi
A. Crawford Mosley High School
501 Mosley Drive, Lynn Haven, FL 32444
9-121.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 2638 E 40th Plaza Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/27/2026
Listed
$599,000
13.02%
MLS
4/04/2025
Sold
$530,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 2638 E 40th Plaza

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,138
5%
$209,863
5%
2024
$2,030
9%
$200,279
12%
2023
$1,860
43%
$178,335
68%
2021
$1,304
-18%
$106,272
-35%
2022
$1,594
22%
$162,963
90%
2021
$1,304
21%
$85,601
-1%
2019
$1,076
-47%
$86,395
-47%
2018
$2,036
-2%
$163,965
—
2017
$2,080
-2%
$164,633
1%
2016
$2,116
-4%
$162,911
-1%
2015
$2,200
1%
$163,948
—
2014
$2,189
12%
$163,340
-1%
2013
$1,958
—
$165,261
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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2638 E 40th Plaza, Panama City, FL 32405 (MLS# 794688) is a Single Family property with 5 bedrooms and 3 full bathrooms. 2638 E 40th Plaza is currently listed for $599,000 and was received on August 27, 2026. Want to learn more about 2638 E 40th Plaza? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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