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$362,000
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Property Description
RARE OPPORTUNITY! Assumable VA Loan at a 3.75% Interest Rate--save over $600/month compared to today's rates! This 2022-built 'Cali' model is priced at $362,000 with a manageable equity gap of approx. $26k. Pristine condition, smart home tech, and located in the sought-after Bridge Harbor community near Tyndall AFB. VA-eligible buyers with entitlement substitution preferred. Don't miss this chance to lock in 2022's best rate in 2026!Don't build new at 6% when you can move in here at 3.75%! The Cali plan features four bedrooms with one that can be used as a den or office. The kitchen is open and spacious with a center island and includes a pantry, beautifully bright white cabinetry. Bedroom 1 features a private bath with a separate shower and a large soak tub, as well as a spacious walk-in closet. This beautiful home has been constructed with a reinforced concrete foundation with wire mesh and rebar, house wrap barrier and four-sided vinyl. Offering a fenced backyard with pond views and no neighboring homes directly behind! Enjoy the community sidewalks, 100 year old Oak Tree park, resort style pool and access to the beautiful beach area with views of the bay! Schedule an appointment today!! Bridge Harbor is located in eastern Bay County just off of Boat Race Road. Living here would you mean that you are approximately 5 minutes to Tyndall Air Force Base and close to numerous shopping and dining establishments. And the Gulf of America is less than 30 minutes away. If you're looking for the perfect community, you've found it!
Full Property Details
Full Property Details for 268 Ryder Ln
General
- Price: $362,000
- Taxes: $3,311 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 786515
- Updated: 3/10/2026
- Added to Site: 26 day(s) ago
Interior
- Number of Rooms: 7
- Interior Features: Smart Home
- Appliances: Electric Cooktop, Electric Oven, Plumbed For Ice Maker
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Additional Information
- Pool: Yes
- Pool Description: Community
- Security/Safety: Smoke Detector(s)
Exterior
- Porch/Patio/Deck: Covered, Patio, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Garage, Garage Door Opener, Paved
Location
- County: Bay
- Subdivision: Bridge Harbor
- Driving Directions: From Hwy 98 going East, continue down N Tyndall Pkwy then turn left onto Boat Race Rd followed by a right onto Bridge Harbor Dr. Continue to Eagle Lake Way.
School Information
- Elementary School: Callaway
- Middle School: Rutherford Middle
- High School: Rutherford
Community
- Community Name: 02 - Bay County - Central
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected
Structural Information
- Architectural Style: Craftsman
- Construction: Vinyl Siding
- Sq. Ft. Source: Appraiser
- Year Built: 2022
Lot Features
- Lot Size (Acres): 0.16
- Lot Size (Sq. Ft.): 6,970
- Lot Size: .16
- Lot Dimensions: 50*140
- Frontage: City Street
- Lot Features: Paved
- Zoning: Resid Single Family
- Fencing (Description): Fenced
Financial Considerations
- Tax Amount: $3,311
- Tax Year: 2025
Disclosures and Reports
- Legal Description: DUNES AT BRIDGE HARBOR LOT 99 ORB 4557 P 2327
- Property ID: 07379-925-495
Listed by Realty One Group Emerald Coast
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Schools
Schools serving 268 Ryder Ln
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Parker Elementary School 640 South Highway 22 A, Panama City, FL 32404 | PK-5 | 1.7 mi |
Rutherford High School 1000 School Avenue, Panama City, FL 32401 | 6-8 | 3.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 268 Ryder Ln
Date
Details
Price
Change
Source
3/09/2026
Listed
$362,000
3.68%
MLS
4/28/2022
Sold
$349,138
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 268 Ryder Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,310
3%
$282,447
3%
2024
$3,213
-1%
$274,487
—
2023
$3,260
1806%
$274,787
1980%
2022
$171
—
$13,210
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 268 Ryder Ln
268 Ryder Lane, Panama City, FL 32404 (MLS# 786515) is a Single Family property with 4 bedrooms and 2 full bathrooms. 268 Ryder Lane is currently listed for $362,000 and was received on March 09, 2026. Want to learn more about 268 Ryder Lane? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

