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$260,000 -$15,000 (-5.45%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 4 days ago
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***Pre-foreclosure / short-sale opportunity***Well-maintained 3 bedroom, 2 bathroom single-family home in the heart of Panama City, Florida. This move-in ready property offers a spacious layout with an oversized living area featuring a fireplace, a two-car garage, and a large fenced backyard with a storage shed. The home comes equipped with paid-off solar panels for reduced energy costs and custom hurricane shutters for added storm protection -- two high-demand features that provide long-term value and peace of mind. Major updates include a roof replaced in 2019 and a water heater approximately 3 to 4 years old. Conveniently located close to shopping, restaurants, and everyday amenities, with easy access to the beach approximately 15 minutes away. A solid, well-kept home with meaningful upgrades already in place -- ready for its next owner.

Full Property Details for 2904 Gallagher Dr

General

  • Price: $260,000
  • Taxes: $4,154 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 788764
  • Updated: 8/14/2026
  • Added to Site: 118 day(s) ago

Interior

  • Number of Rooms: 6
  • Interior Features: Main Level Primary
  • Appliances: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Exterior Features: Patio
  • Porch/Patio/Deck: Patio, Covered, Porch

Parking

  • Garage: Yes
  • Garage Spaces: 2

Location

  • County: Bay
  • Subdivision: No Named Subdivision
  • Driving Directions: 23rd * south on 390 * left on Gallagher * 2nd house on left

School Information

  • Elementary School: Northside
  • Middle School: Jinks
  • High School: Bay

Community

  • Community Name: 02 - Bay County - Central

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Ranch
  • Construction: Wood Siding, Wood Frame
  • Roof: Composition, Shingle
  • Stories/Levels: 1
  • Sq. Ft. Source: Appraiser
  • Year Built: 1987

Additional Structures

  • Other Structures: Shed(s)

Lot Features

  • Lot Size (Acres): 0.23
  • Lot Size (Sq. Ft.): 9,975
  • Lot Size: .23
  • Lot Dimensions: 105 x 95
  • Lot Features: Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced

Financial Considerations

  • Tax Amount: $4,154
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: 36 3S 15W -7.2- 48A COM 209.94' N & 105.06' E OF INT. ELY R/W LI BECK AVE & NLY R.W BAY RR TH; NE 105.03' S94.45' SW 105.03' N 94.46' TO POB. AKA PCL 2 ORB 4724 P 1661
  • Property ID: 28479-002-000

Listed by Florida Sales Realty

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— 2904 Gallagher Dr —

  • Florida Sales Realty

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 2904 Gallagher Dr

School District:Bay County School District
NameGradesDistance
Northside Elementary School
2001 Northside Drive, Panama City, FL 32405
PK-51.4 mi
Jinks Middle School
600 West 11th Street, Panama City, FL 32401
6-82.2 mi
Bay High School
1200 Harrison Avenue, Panama City, FL 32401
9-122.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 2904 Gallagher Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/13/2026
Price Reduced
$260,000
-5.45%
MLS
6/05/2026
Price Reduced
$275,000
-3.51%
MLS
4/22/2026
Listed
$285,000
7.55%
MLS
2/07/2025
Sold
$265,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 2904 Gallagher Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,941
—
$244,047
6%
2024
$3,941
217%
$230,900
125%
2023
$1,243
—
$102,810
3%
2022
$1,237
3%
$99,816
3%
2021
$1,198
—
$96,909
1%
2021
$1,198
41%
$95,571
2%
2019
$851
9%
$93,422
2%
2018
$784
4%
$91,680
2%
2017
$755
1%
$89,794
2%
2016
$744
-2%
$87,947
1%
2015
$761
2%
$87,336
1%
2014
$745
9%
$86,643
1%
2013
$681
—
$85,363
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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2904 Gallagher Drive, Panama City, FL 32405 (MLS# 788764) is a Single Family property with 3 bedrooms and 2 full bathrooms. 2904 Gallagher Drive is currently listed for $260,000 and was received on April 23, 2026. Want to learn more about 2904 Gallagher Drive? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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