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Property Description
Harbour Village #203 -- Waterfront Living in the Heart of Historic St. Andrews Some properties offer a water view. Harbour Village #203 offers a true waterfront lifestyle. Beautifully appointed and thoughtfully designed, this residence stands apart even within Harbour Village, combining an elegant interior with several valuable features that are difficult to replicate -- particularly for the serious boater. The property includes boat accommodations capable of handling a vessel up to 20,000 pounds, with both water and electricity run directly to the boat slips. For fishing and days on the water, the setup gets even better: #203 includes two approximately 8' x 15' private storage units, both heated and cooled with climate control, plus convenient access to an ice machine and freezer space for fish storage. ***$100k value*** These aren't simply extras -- they're features that make waterfront living considerably easier. The residence itself is just as impressive. The interior is beautifully decorated with a warm, refined coastal feel that complements the setting without feeling overly themed. The floor plan offers three bedrooms and three bathrooms, with an important distinction from some other residences in the building: each bedroom has direct access to a bathroom, rather than the third bath being accessible only from the hallway. Natural light and access to the outdoors are another standout. Sliding glass doors are located in both the living room and bedroom, creating two connections to the waterfront surroundings where many units offer only one. The unit also features double entry doors, another upgrade from the single-door configuration found in many residences, making the entrance feel substantially more open and impressive. And then there is the location. Harbour Village sits directly in Historic St. Andrews, one of Panama City's most distinctive waterfront neighborhoods. St. Andrews grew from its roots in fishing, boating and maritime commerce into the walkable bayside community it is today. Beck Avenue and the surrounding streets are lined with locally owned restaurants, shops and gathering places, while the marina, parks, waterfront and community events keep the neighborhood connected to the bay. This is a place where you can leave the car parked, walk out your door for dinner or drinks, stroll along the waterfront, visit the Saturday market at Oaks by the Bay, or get on your boat and head out onto St. Andrews Bay. The City describes St. Andrews Marina as a gateway to the bay and Gulf of Mexico, and that connection to boating remains a defining part of the neighborhood. Harbour Village #203 isn't simply a beautifully finished condominium overlooking the water. It's a residence designed around actually living on it. With substantial boat capacity, two climate-controlled storage units, water and power at the slips, an enhanced three-bedroom/three-bath layout, dual sliding-glass-door access and a prime position in Historic St. Andrews, #203 offers a combination that's exceptionally difficult to duplicate.
Full Property Details
Full Property Details for 3001 W 10th St #203
General
- Price: $880,000
- HOA FEE: $1,250/month
- Taxes: $8,937 (2025)
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 795529
- Updated: 9/17/2026
- Added to Site: 4 day(s) ago
Interior
- Number of Rooms: 3
- Interior Features: Main Level Primary
- Appliances: Electric Cooktop, Electric Oven, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Additional Information
- Shared Amenities: Beach Rights, Boat Slip
- Pool: Yes
- Pool Description: In Ground, Community
- Security/Safety: Security Gate, Gated Community, Security Service
Exterior
- Exterior Features: Boat Lift, Boat Slip, Dock
- Porch/Patio/Deck: Balcony
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Community Structure
Location
- County: Bay
- Subdivision: Harbour Village At Historic St Andrews
- Driving Directions: From Highway 98 East, turn right onto Beck Ave. Take Beck Ave to the end then turn right on W 10th St. Building is on left through gate
School Information
- Elementary School: Lucille Moore
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
- Association: Yes
- Assoc. Fees Include: Clubhouse, Cable TV, Fitness Facility, Internet, Legal/Accounting, Pool(s)
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, Electricity Available
Structural Information
- Architectural Style: High Rise
- Construction: Concrete, Stucco
- Sq. Ft. Source: Appraiser
- Year Built: 2006
Additional Structures
- Other Structures: Pool House
Lot Features
- Property View: Bay
- Lot Dimensions: 0 x 0
- Frontage: City Street
- Lot Features: Paved
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Bayou, Bayfront, Shoreline - Sand
- Water Front View: Bayou, Bayfront, Shoreline - Sand
- Boat Dock Slip: Yes
Financial Considerations
- Association Fee: $1,250
- Assoc Fee Freq.: Monthly
- Tax Amount: $8,937.71
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: HARBOUR VILLAGE AT HISTORIC ST. ANDREWS UNIT 203 ORB 4506 P 1759 TYPE C . 3BR/3BA . 2251 SQFT TOTAL
- Property ID: 29571-300-006
Listed by Hitchcock Real Estate LLC
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Schools
Schools serving 3001 W 10th St #203
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Lucille Moore Elementary School 1900 Michigan Avenue, Panama City, FL 32405 | PK-5 | 1.2 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 2 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 2.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3001 W 10th St #203
Date
Details
Price
Change
Source
9/17/2026
Listed
$880,000
46.91%
MLS
12/23/2021
Sold
$599,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3001 W 10th St #203
Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,638
-6%
$546,906
-3%
2024
$9,172
-1%
$562,653
9%
2023
$9,258
12%
$515,950
—
2022
$8,276
124%
$515,950
152%
2021
$3,690
11%
$204,998
—
2019
$3,313
-38%
$204,998
-42%
2018
$5,316
-5%
$351,050
-6%
2017
$5,579
-2%
$372,300
—
2016
$5,722
-4%
$373,150
1%
2015
$5,935
10%
$370,260
10%
2014
$5,383
22%
$336,600
10%
2013
$4,430
—
$306,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3001 W 10th St #203
3001 W 10th Street #203, Panama City, FL 32401 (MLS# 795529) is a Condo property with 3 bedrooms and 3 full bathrooms. 3001 W 10th Street #203 is currently listed for $880,000 and was received on September 17, 2026. Want to learn more about 3001 W 10th Street #203? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

