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$419,900
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Property Description
Welcome to waterfront living at its finest on beautiful St. Andrews Bay! This stunning 2-bedroom, 2-bathroom condo, located on the 5th floor, offers breathtaking panoramic views and a lifestyle of comfort, convenience, and tranquility. As you step inside, you're greeted by an open-concept living and dining area filled with natural light from large, picturesque windows that perfectly frame the sparkling bay. The spacious layout creates an inviting atmosphere ideal for both relaxing and entertaining. The kitchen is thoughtfully designed with stainless steel appliances, ample cabinetry, and plenty of workspace for all your cooking needs. Just beyond, step out onto the expansive private balcony--your personal retreat to enjoy morning coffee or evening sunsets overlooking the water. The primary suite is a true sanctuary, featuring stunning bay views, a generous layout, and an ensuite bathroom complete with a double vanity and a walk-in shower. The second bedroom offers flexibility and can easily serve as a guest room, home office, or hobby space. An additional full bathroom and a dedicated laundry room add to the home's functionality. This gated community offers a host of desirable amenities, including secure covered parking, an in-ground pool, fitness center, community room, dock access, and BBQ grilling areas--perfect for enjoying the coastal lifestyle. With no short-term rentals allowed, residents benefit from a peaceful and well-maintained environment. Whether you're looking for a full-time residence or a serene second home, this waterfront condo delivers comfort, security, and unbeatable views in one exceptional package.
Full Property Details
Full Property Details for 3001 W 10th St #505
General
- Price: $419,900
- Taxes: $4,941 (2025)
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 787499
- Updated: 3/27/2026
- Added to Site: 8 day(s) ago
Interior
- Number of Rooms: 5
- Appliances: Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Additional Information
- Shared Amenities: Beach Rights, Dock, Gated
- Pool: Yes
- Pool Description: In Ground, Community
- Security/Safety: Fire Sprinkler System, Security Gate, Secured Garage/Parking, Gated Community, Security Fence, Security Service, Fire Alarm, Smoke Detector(s)
Exterior
- Porch/Patio/Deck: Covered, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Additional Parking, Electric Vehicle Charging Station(s), Gated, Community Structure
Location
- County: Bay
- Subdivision: Harbour Village At Historic St Andrews
- Driving Directions: Take Hwy 98 south onto Beck Avenue. Take a right onto 10th Street. The gated community is on the left just before St Andrews Marina.
School Information
- Elementary School: Lucille Moore
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric
Utilities
- Utility Description: Cable Connected, Electricity Available
Structural Information
- Architectural Style: High Rise
- Sq. Ft. Source: Appraiser
- Year Built: 2006
Additional Structures
- Other Structures: Cabana
Lot Features
- Property View: Bay
- Lot Dimensions: 0 x 0
- Frontage: City Street
- Zoning: City
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Bayfront, Shoreline - Sand
- Water Front View: Bayfront, Shoreline - Sand
- Boat Dock Slip: Yes
Financial Considerations
- Tax Amount: $4,941
- Tax Year: 2025
Disclosures and Reports
- Legal Description: HARBOUR VILLAGE AT HISTORIC ST. ANDREWS UNIT 505 ORB 2411 P 23 TYPE A ORB 4701 P 825 2BR/2BA . 1405 SQFT TOTAL . STORAGE S20
- Property ID: 29571-300-063
Listed by Anchor Realty Florida
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Schools
Schools serving 3001 W 10th St #505
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Lucille Moore Elementary School 1900 Michigan Avenue, Panama City, FL 32405 | PK-5 | 1.2 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 2 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 2.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3001 W 10th St #505
Date
Details
Price
Change
Source
3/27/2026
Listed
$419,900
2.41%
MLS
6/16/2023
Sold
$410,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3001 W 10th St #505
Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,096
—
$345,377
-3%
2024
$5,096
-8%
$355,250
7%
2023
$5,542
17%
$330,650
—
2022
$4,736
77%
$330,650
131%
2021
$2,671
14%
$143,412
-1%
2019
$2,346
-35%
$145,162
-39%
2018
$3,606
12%
$236,500
10%
2017
$3,222
-1%
$215,000
1%
2016
$3,264
-1%
$212,833
6%
2015
$3,300
15%
$200,960
10%
2014
$2,874
20%
$182,691
10%
2013
$2,404
—
$166,083
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3001 W 10th St #505
3001 W 10th Street #505, Panama City, FL 32401 (MLS# 787499) is a Condo property with 2 bedrooms and 2 full bathrooms. 3001 W 10th Street #505 is currently listed for $419,900 and was received on March 27, 2026. Want to learn more about 3001 W 10th Street #505? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

