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$599,000 Just Listed
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Property Description
Welcome to 3021 Osprey Circle, a beautifully maintained home located in one of Lynn Haven's premier subdivisions--an upscale, quiet community where homes rarely become available. Ideally situated in a prime Lynn Haven location, this property offers the combination of neighborhood quality, privacy, thoughtful upgrades, and resort-style outdoor living that is increasingly difficult to find. Built in 2015, the home features a number of updates and improvements designed for both comfort and convenience. The HVAC system was replaced in 2020, the roof was replaced following Hurricane Michael, and the living room and primary bedroom have been freshly painted. A tankless water heater provides efficient on-demand hot water, while a gas fireplace adds warmth and character to the living space. The heart of the outdoor experience is the saltwater swimming pool, installed in 2019 by Panama Pool and Spa. The pool features an in-floor cleaning system, wireless pool equipment, and an outdoor shower--creating a private backyard retreat ideal for relaxing or entertaining. A permanent wireless exterior lighting system by Invisilights adds another level of ambiance and usability after dark. Additional exterior improvements include a French drain system and sump pump designed to assist with drainage, as well as an irrigation/sprinkler system. The garage is equipped with a 30-amp electrical hookup suitable for a camper. A security system conveys with the home, and the washer and dryer are included as well. The property also features a distinctive custom front door crafted with local woodwork by a local artist, adding a one-of-a-kind touch to the home's entrance. Served by Lynn Haven utilities and located in a highly desirable area, 3021 Osprey Circle offers an exceptional opportunity to own a well-appointed home in a sought-after neighborhood where properties seldom come available.
Full Property Details
Full Property Details for 3021 Osprey Cir
General
- Price: $599,000
- HOA FEE: $28/month
- HOA FEE FREQ.: Annually
- Taxes: $4,880 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 796318
- Updated: 10/6/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 4
- Interior Features: Main Level Primary, Walk-In Pantry
- Fireplace: Yes
- Appliances: Electric Oven, Tankless Water Heater
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Salt Water, Private
- Security/Safety: Security System Owned, Security Lights
Exterior
- Exterior Features: Outdoor Shower
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Bay
- Subdivision: Osprey Cove
- Driving Directions: From Baldwin Rd, head north on Harrison Ave. At the fork, stay left. Take the first right (Osprey Circle.) Go straight into subdivision and around the circle, home will be on the right.
School Information
- Elementary School: Lynn Haven
- Middle School: Mowat
- High School: Mosley
Community
- Community Name: 02 - Bay County - Central
- Association: Yes
- Assoc. Fees Include: Association Management, Maintenance Grounds
Heating & Cooling
- Heating Type: Central, Fireplace(s)
Utilities
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Traditional
- Construction: Brick
- Roof: Composition, Shingle
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 2015
Additional Structures
- Other Structures: Pergola
Lot Features
- Lot Size (Acres): 0.19
- Lot Size (Sq. Ft.): 8,276
- Lot Size: .19
- Lot Dimensions: 37.0 ft x 139.0 ft
- Frontage: City Street
- Lot Features: Sprinkler System, Paved
- Zoning: City, Resid Single Family
- Fencing (Description): Fenced
Financial Considerations
- Association Fee: $330
- Assoc Fee Freq.: Annually
- Tax Amount: $4,880.36
- Tax Year: 2025
Disclosures and Reports
- Legal Description: OSPREY COVE LOT 11 ORB 3628 P 1096
- Property ID: 11822-975-011
Listed by Think Real Estate
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Schools
Schools serving 3021 Osprey Cir
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Hiland Park Elementary School 2507 East Baldwin Road, Panama City, FL 32405 | K-5 | 1.8 mi |
Mowat Middle School 1903 County Road 390, Lynn Haven, FL 32444 | 6-8 | 2.1 mi |
A. Crawford Mosley High School 501 Mosley Drive, Lynn Haven, FL 32444 | 9-12 | 0.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3021 Osprey Cir
Date
Details
Price
Change
Source
10/06/2026
Listed
$599,000
999.08%
MLS
7/25/2014
Sold
$54,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3021 Osprey Cir
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,536
-2%
$343,125
3%
2024
$4,644
3%
$333,455
3%
2023
$4,513
19%
$323,743
12%
2021
$3,780
-7%
$289,118
-8%
2022
$4,048
7%
$314,314
10%
2021
$3,780
6%
$285,126
—
2019
$3,581
-6%
$286,416
-4%
2018
$3,818
-1%
$299,460
—
2017
$3,875
-2%
$299,200
—
2016
$3,965
449%
$299,200
550%
2015
$722
—
$46,000
—
2014
$721
14%
$46,000
—
2013
$630
—
$46,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3021 Osprey Cir
3021 Osprey Circle, Panama City, FL 32405 (MLS# 796318) is a Single Family property with 4 bedrooms and 3 full bathrooms. 3021 Osprey Circle is currently listed for $599,000 and was received on October 06, 2026. Want to learn more about 3021 Osprey Circle? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

