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$319,999 Just Listed
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Property Description
The perfect opportunity for a first time investor or seasoned professional! This duplex is currently vacant, and has just had a fresh facelift! Improvements include brand new wood railings around the front porch, fresh exterior paint, and new gates on the fence. The metal roof and HVAC are both only 5 years old. Both units are two bedrooms and one bathroom, with a living room and kitchen. Both sides also have individual attached storage units! The property being vacant makes it the perfect opportunity for someone intending to live in half and rent out the other side (if intending to use as a short term rental, please verify eligibility with Bay County). Using it as an owner occupied property, with the other side rented to pick up most of the mortgage, it would likely be financeable with FHA or VA. This property has a lot of features that make it perfect for families with small children. The duplex is located just a couple blocks from Hiland Park Elementary School on a dead end road. The large backyard has plenty of room for kids to play, and is fully fenced and gated for peace of mind. Headland Avenue is very private, but also offers easy access to Baldwin Road and Highway 231. This means easy commutes for your renters to Bay County's largest employers, including medical facilities, shopping districts, and manufacturing. This property offers tenants privacy, comfort, opportunity, and security in a central location. It is the best of all worlds! Duplexes in locations this good, packed with this many family friendly features, are always in demand for reliable tenants!
Full Property Details
Full Property Details for 3039 Headland Ave
General
- Price: $319,999
- Taxes: $1,662 (2025)
- Status: Active
- Type: Duplex
- Source: Bay_County
- MLS ID: 794982
- Updated: 9/3/2026
- Added to Site: 2 day(s) ago
Interior
- Number of Rooms: 6
- Interior Features: Main Level Primary
- Appliances: Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Additional Information
- Security/Safety: Security Fence, Smoke Detector(s)
Exterior
- Porch/Patio/Deck: Open, Porch
Parking
- Parking Features: Paved
Location
- County: Bay
- Subdivision: Highland City
- Driving Directions: From Highland Park Baptist Church, travel 0.2 miles North on Headland Ave. Destination is on the left.
School Information
- Elementary School: Hiland Park
- Middle School: Mowat
- High School: Mosley
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Heating Type: Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Duplex
- Structure Type: Duplex
- Construction: Stucco
- Roof: Metal
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 1978
Lot Features
- Lot Size (Acres): 0.29
- Lot Size (Sq. Ft.): 12,632
- Lot Size: .29
- Lot Dimensions: 100.0 ft x 127.0 ft
- Frontage: City Street
- Land Lease Avail: Yes
- Fencing (Description): Fenced
Financial Considerations
- Tax Amount: $1,662.41
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: HIGHLAND CITY LOTS 1 & 2 BLK 7 ORB 3568 P 922
- Property ID: 12019-005-000
Listed by Clubbs Real Estate Group LLC
Get Pre-Approved Today
Schools
Schools serving 3039 Headland Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Hiland Park Elementary School 2507 East Baldwin Road, Panama City, FL 32405 | K-5 | 0.2 mi |
Mowat Middle School 1903 County Road 390, Lynn Haven, FL 32444 | 6-8 | 2.1 mi |
A. Crawford Mosley High School 501 Mosley Drive, Lynn Haven, FL 32444 | 9-12 | 1.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3039 Headland Ave
Date
Details
Price
Change
Source
9/03/2026
Listed
$319,999
204.76%
MLS
11/12/2013
Sold
$105,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3039 Headland Ave
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,541
—
$127,882
7%
2024
$1,541
8%
$119,243
10%
2023
$1,426
28%
$108,171
19%
2021
$1,118
-4%
$90,624
-7%
2022
$1,162
4%
$97,208
8%
2021
$1,118
-4%
$89,817
-1%
2019
$1,166
-3%
$90,513
-2%
2018
$1,207
-3%
$92,619
-2%
2017
$1,249
-5%
$94,350
-2%
2016
$1,309
-4%
$96,456
-1%
2015
$1,365
-2%
$97,510
-2%
2014
$1,391
9%
$99,616
-3%
2013
$1,272
—
$102,750
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3039 Headland Ave
3039 Headland Avenue, Panama City, FL 32405 (MLS# 794982) is a Duplex property with 4 bedrooms and 2 full bathrooms. 3039 Headland Avenue is currently listed for $319,999 and was received on September 03, 2026. Want to learn more about 3039 Headland Avenue? Do you have questions about finding other Duplex real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

