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$470,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 9 days ago
See This Home
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Welcome to the Anna Maria Floor Plan in the SweetBay offering a spacious open layout, natural light with coastal inspired feel. It is a great floor plan for everyday living and entertaining where the living and dining and kitchen flow seamlessly. With three bedrooms, two baths, the split-bedroom floor plan provides privacy, with a generous primary suite tucked away for relaxation. Enjoy outdoor living with a charming, covered porch and a covered lanai overlooking a fully fenced in backyard. SweetBay offers a walkable community with two community pools, sports court, playground, access to the bay for kayaking and paddle boarding, and multiple green spaces/park. Town Center has a Publix, Starbucks and additional shopping and restaurants Schedule your showing today! Please confirm measurement if deemed important.

Full Property Details for 3109 E Heartleaf Ave

General

  • Price: $470,000
  • HOA FEE: $147/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $5,546 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 793318
  • Updated: 7/30/2026
  • Added to Site: 10 day(s) ago

Interior

  • Number of Rooms: 3
  • Interior Features: Double Vanity, Main Level Primary
  • Appliances: Gas Range, Gas Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Shared Amenities: Gazebo, Barbecue
  • Pool: Yes
  • Pool Description: Community

Exterior

  • Porch/Patio/Deck: Covered, Patio

Parking

  • Garage: Yes
  • Garage Spaces: 2

Location

  • County: Bay
  • Subdivision: Sweetbay
  • Driving Directions: Take Highway 390 to Lisenby Avenue right on Kestrel. Right on Heartleaf Avenue East. House on right.

School Information

  • Elementary School: Northside
  • Middle School: Jinks
  • High School: Bay

Community

  • Community Name: 02 - Bay County - Central
  • Association: Yes
  • Assoc. Fees Include: Legal/Accounting, Maintenance Grounds, Playground, Pool(s)

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Utility Description: High Speed Internet Available, Underground Utilities

Structural Information

  • Architectural Style: Craftsman
  • Construction: HardiPlank Type
  • Roof: Composition, Shingle
  • Sq. Ft. Source: Appraiser
  • Year Built: 2016

Lot Features

  • Lot Size (Acres): 0.12
  • Lot Size (Sq. Ft.): 5,227
  • Lot Size: .12
  • Lot Dimensions: 50.0 ft x 109.0 ft
  • Frontage: City Street
  • Lot Features: Sprinkler System, Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Privacy

Financial Considerations

  • Association Fee: $441
  • Assoc Fee Freq.: Quarterly
  • Tax Amount: $5,546.36
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: SWEETBAY PHASE 1A-1 LOT 6 ORB 4694 P 2063
  • Property ID: 11731-100-006

Listed by SweetBay Realty

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Listing agents

— 3109 E Heartleaf Ave —

  • SweetBay Realty

  • SweetBay Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3109 E Heartleaf Ave

School District:Bay County School District
NameGradesDistance
Northside Elementary School
2001 Northside Drive, Panama City, FL 32405
PK-51.4 mi
Jinks Middle School
600 West 11th Street, Panama City, FL 32401
6-82.6 mi
Bay High School
1200 Harrison Avenue, Panama City, FL 32401
9-122.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3109 E Heartleaf Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/30/2026
Listed
$470,000
74.72%
MLS
12/30/2020
Sold
$269,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3109 E Heartleaf Ave

Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,610
—
$383,706
1%
2024
$5,610
-2%
$378,300
16%
2023
$5,729
17%
$326,311
15%
2021
$4,897
-1%
$283,361
-3%
2022
$4,963
1%
$291,498
9%
2021
$4,897
24%
$267,024
9%
2019
$3,950
18%
$243,878
10%
2018
$3,357
1%
$221,707
—
2017
$3,324
435%
$221,781
448%
2016
$621
274%
$40,500
284%
2015
$166
—
$10,555
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3109 E Heartleaf Ave

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by SweetBay Realty

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3109 E Heartleaf Avenue, Panama City, FL 32405 (MLS# 793318) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3109 E Heartleaf Avenue is currently listed for $470,000 and was received on July 30, 2026. Want to learn more about 3109 E Heartleaf Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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