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$235,000 -$5,000 (-2.08%) Price Reduced

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 2 Full Baths
  • Updated 3 days ago
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Welcome to Bay Club at St. Andrews, a low-density waterfront condominium community known for its peaceful atmosphere, coastal charm, and low turnover directly on St. Andrews Bay. The bright, inviting interior open living space extends to a private balcony overlooking the bay, beautifully nestled among the palm trees. It is the perfect place to enjoy morning coffee, coastal breezes, and unforgettable sunsets. Residents enjoy a bayfront pool, elevator, dock, swing, picnic area, garden space, and inviting outdoor areas for fishing or relaxing by the water. Located between The Cove and downtown, Bay Club is just minutes from historic downtown Panama City, St. Andrews, waterfront parks, local dining, and shopping. Whether you are seeking a full-time residence or peaceful coastal retreat, this waterfront condo offers an exceptional blend of charm, convenience, and lifestyle.

Full Property Details for 316 Cherry St #41

General

  • Price: $235,000
  • HOA FEE: $567/month
  • Taxes: (2025)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 792976
  • Updated: 9/17/2026
  • Added to Site: 62 day(s) ago

Interior

  • Number of Rooms: 4
  • Interior Features: Main Level Primary, Walk-In Closet(s)
  • Appliances: Washer/Dryer Stacked, Electric Range

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Stacked

Additional Information

  • Pool: Yes
  • Pool Description: In Ground, Community
  • Security/Safety: Smoke Detector(s)

Exterior

  • Exterior Features: Dock
  • Porch/Patio/Deck: Balcony

Location

  • County: Bay
  • Subdivision: Bay Club Condo Ph 1
  • Driving Directions: South on Cove Blvd, turn right on Cherry St. Complex will be on the left

School Information

  • Elementary School: Cherry Street
  • Middle School: Jinks
  • High School: Bay

Community

  • Community Name: 02 - Bay County - Central
  • Association: Yes
  • Assoc. Fees Include: Association Management, Cable TV, Insurance, Legal/Accounting, Maintenance Grounds, Pest Control, Sewer, Trash, Water

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Cable Connected, Electricity Available

Structural Information

  • Architectural Style: Low Rise
  • Construction: Concrete, Stucco
  • Roof: Tile
  • Elevator: Yes
  • Sq. Ft. Source: Appraiser
  • Year Built: 1982

Lot Features

  • Property View: Bay
  • Lot Dimensions: condo
  • Lot Features: Sprinkler System

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Bayfront, Shoreline - Sand
  • Water Front View: Bayfront, Shoreline - Sand
  • Boat Dock Slip: Yes

Financial Considerations

  • Association Fee: $567
  • Assoc Fee Freq.: Monthly
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: BAY CLUB CONDO PHASE II UNIT 41 ORB 3263 P 818 2BR 2B 860 H&C
  • Property ID: 25679-122-000

Listed by Beachy Beach Real Estate

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Listing agent

— 316 Cherry St #41 —

  • Beachy Beach Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 316 Cherry St #41

School District:Bay County School District
NameGradesDistance
Merriam Cherry Street Elementary School
1125 Cherry Street, Panama City, FL 32401
PK-50.6 mi
Jinks Middle School
600 West 11th Street, Panama City, FL 32401
6-81.9 mi
Bay High School
1200 Harrison Avenue, Panama City, FL 32401
9-121.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 316 Cherry St #41 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/17/2026
Price Reduced
$235,000
-2.08%
MLS
7/21/2026
Listed
$240,000
140%
MLS
4/28/2010
Sold
$100,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 316 Cherry St #41

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,375
—
$109,515
-44%
2024
$2,375
-3%
$194,650
—
2023
$2,443
212%
$194,650
445%
2021
$782
-57%
$35,700
-75%
2022
$1,832
314%
$142,800
422%
2019
$442
-62%
$27,370
-63%
2018
$1,153
13%
$74,800
10%
2017
$1,019
-11%
$68,000
-21%
2016
$1,145
13%
$86,000
42%
2015
$1,010
18%
$60,357
10%
2014
$858
8%
$54,870
—
2013
$794
—
$54,868
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 316 Cherry St #41

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Beachy Beach Real Estate

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316 Cherry Street #41, Panama City, FL 32401 (MLS# 792976) is a Condo property with 2 bedrooms and 2 full bathrooms. 316 Cherry Street #41 is currently listed for $235,000 and was received on July 21, 2026. Want to learn more about 316 Cherry Street #41? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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