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$349,900
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Property Description
Incredible opportunity with an assumable VA loan at 3.99% for qualified buyers! This nearly brand new home is ideally located just minutes from Tyndall Air Force Base and less than a mile from the local boat ramp-perfect for launching the boat and enjoying a fun day out on the stunning waters of the Gulf of America. Designed for comfort and convenience, the home features easy-to-clean vinyl plank flooring, granite countertops, and a spacious kitchen island that offers plenty of room for cooking, gathering, and entertaining. The smart-home technology adds peace of mind and modern efficiency, while the covered back porch provides a relaxing outdoor retreat for morning coffee or evening downtime. A well-sized garage offers additional storage and parking, making daily life even easier. This location provides quick access to shopping, restaurants, parks, and all the essentials, while still being close to the sugar-white Gulf Coast beaches. Whether you're stationed at Tyndall, raising a family, or simply wanting a comfortable coastal lifestyle, this home offers a perfect blend of features, affordability, and prime convenience.
Full Property Details
Full Property Details for 3199 Rachel Pl
General
- Price: $349,900
- Taxes: $713 (2024)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 782553
- Updated: 1/15/2026
- Added to Site: 38 day(s) ago
Interior
- Number of Rooms: 8
- Interior Features: Smart Home, Smart Thermostat
- Appliances: Electric Range, Electric Water Heater
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Exterior
- Porch/Patio/Deck: Covered, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Bay
- Subdivision: Hodges Bayou Plantation 1
- Driving Directions: 231 North to HWY 2321 and turn left, follow until you get to Hodges Bayou turn left onto Big Buck Blvd, Rachel is the first left and home is on the left.
School Information
- Elementary School: Southport
- Middle School: Deane Bozeman
- High School: Deane Bozeman
Community
- Community Name: 04 - Bay County - North
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, ENERGY STAR Qualified Equipment
- Heating Type: Central, Electric, ENERGY STAR Qualified Equipment
Utilities
- Sewer: Public Sewer
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Craftsman
- Sq. Ft. Source: Appraiser
- Year Built: 2025
Lot Features
- Lot Size (Acres): 0.17
- Lot Size (Sq. Ft.): 7,405
- Lot Size: .17
- Lot Dimensions: 60 x 116
- Zoning: Resid Single Family
Financial Considerations
- Tax Amount: $713
- Tax Year: 2024
Disclosures and Reports
- Legal Description: HODGES BAYOU PLANTATION PH 3A LOT 22
- Property ID: 07899-800-110
Listed by Epique Realty Inc
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Schools
Schools serving 3199 Rachel Pl
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Southport Elementary School 1835 Bridge St, Southport, FL 32409 | PK-5 | 1.9 mi |
Deane Bozeman School 13410 Florida 77, Panama City, FL 32409 | PK-5 | 8.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3199 Rachel Pl
Date
Details
Price
Change
Source
12/10/2025
Listed
$349,900
6.06%
MLS
6/24/2025
Sold
$329,900
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3199 Rachel Pl
Year
Property Taxes
Change
Tax Assessment
Change
2024
$713
310%
$57,730
317%
2023
$174
—
$13,857
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3199 Rachel Pl
3199 Rachel Place, Panama City, FL 32409 (MLS# 782553) is a Single Family property with 4 bedrooms and 2 full bathrooms. 3199 Rachel Place is currently listed for $349,900 and was received on December 10, 2025. Want to learn more about 3199 Rachel Place? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

