Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$399,999 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 5 hours ago
See This Home
Save This Home
See This Home
Save This Home
Charming home in the desirable North Lagoon area, ideally situated on a large lot in a private cul-de-sac. This well-maintained property offers a durable metal roof, paid-off solar panels, and a above-ground pool with expansive custom wood decking -- creating the perfect backyard for entertaining. Inside, you'll find an updated interior with an open, comfortable layout and abundant natural light. The home features a spacious laundry room, generous living areas, and easy access to the outdoor patio and pool deck for seamless indoor-outdoor living. The fully fenced yard provides privacy, green space, and a storage shed, while the extended driveway and garage offer ample parking and storage. Additional highlights include a built-in security system and sprinkler system. Located just minutes from the lagoon, beaches, dining, and shopping, this move-in ready home combines smart upgrades, privacy, and Florida lifestyle living.

Full Property Details for 321 Prudence Ln

General

  • Price: $399,999
  • Taxes: $2,606 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 785814
  • Updated: Today (2/25/2026)
  • Added to Site: Today

Interior

  • Number of Rooms: 3

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Private

Parking

  • Garage: Yes
  • Garage Spaces: 2

Location

  • County: Bay
  • Subdivision: North Lagoon Heights
  • Driving Directions: When driving on N Lagoon, turn left into N Lagoon Heights Subdivision, make first right onto Scooter Drive. Turn left onto Prudence Lane, how is on left towards end of the road.

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Utilities

  • Utility Description: Electricity Available, Sewer Available

Structural Information

  • Architectural Style: Traditional
  • Sq. Ft. Source: Owner
  • Year Built: 1985

Lot Features

  • Lot Size (Acres): 0.24
  • Lot Size (Sq. Ft.): 10,454
  • Lot Size: .24
  • Lot Dimensions: 114 x 91

Financial Considerations

  • Tax Amount: $2,606
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: 5 4S 15W-1.285-29A-BEG 742'N & 1458' W OF SE COR OF SECT TH W 91' N 114' ELY 91' S 114' TO POB AKA LOT 37 NORTH LAGOON HTS PHASE 11 UNR MAP 58A ORB 4687 P 75
  • Property ID: 30166-416-185

Listed by Real Broker LLC

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 321 Prudence Ln —

  • Real Broker LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 321 Prudence Ln

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-50.4 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-86 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-124.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 321 Prudence Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/25/2026
Listed
$399,999
3.36%
MLS
5/05/2023
Sold
$387,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 321 Prudence Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,566
2%
$248,310
3%
2024
$2,524
-17%
$241,312
—
2023
$3,043
58%
$240,159
53%
2021
$1,925
-34%
$157,191
-37%
2022
$2,928
52%
$249,655
148%
2021
$1,925
144%
$100,770
2%
2019
$789
1%
$98,739
2%
2018
$780
2%
$96,898
2%
2017
$764
1%
$94,905
2%
2016
$753
-2%
$92,953
1%
2015
$771
1%
$92,307
1%
2014
$760
12%
$91,574
1%
2013
$679
—
$90,221
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 321 Prudence Ln

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Real Broker LLC

Similar Properties near 321 Prudence Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

3912 Long John Dr, Panama City, FL 32408 - Photo 1
$399,000

3912 Long John Dr  Panama City, FL 32408

  • Single Family
  • Active
  • 3
    Beds
  • 2
    Total Baths
  • 1,404
    Sq. Ft.
3314 S Harbour Cir, Panama City, FL 32405 - Photo 1
$399,000

3314 S Harbour Cir  Panama City, FL 32405

  • Single Family
  • Active
  • Updated 8 days ago
  • 3
    Beds
  • 2
    Total Baths
501 Floridian Pl, Panama City, FL 32405 - Photo 1
$399,999

501 Floridian Pl  Panama City, FL 32405

  • Single Family
  • Active
  • Updated 13 days ago
  • 3
    Beds
  • 2
    Total Baths
3116 Douglas Rd, Panama City, FL 32405 - Photo 1
$399,012

3116 Douglas Rd  Panama City, FL 32405

  • Single Family
  • Active
  • Updated 13 days ago
  • 3
    Beds
  • 2
    Total Baths

Just Listed near 321 Prudence Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

11 Hemingway Ln, Freeport, FL 32439 - Photo 1 Just Listed
$444,400

11 Hemingway Ln  Freeport, FL 32439

  • Single Family
  • Active
  • Updated 6 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,721
    Sq. Ft.
Listed by Courtney Lincoln (850) 460-5393
230 Constellation Ave, Freeport, FL 32439 - Photo 1 Just Listed
$543,558

230 Constellation Ave  Freeport, FL 32439

  • Single Family
  • Active
  • Updated 6 days ago
  • 5
    Beds
  • 3
    Total Baths
  • 2,720
    Sq. Ft.
332 Arrowwood Blvd, Freeport, FL 32439 - Photo 1 Just Listed
$309,000
Open House

332 Arrowwood Blvd  Freeport, FL 32439

  • Single Family
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,487
    Sq. Ft.
Listed by Poppy Properties Llc
21 Foxtrail Run, Freeport, FL 32439 - Photo 1 Just Listed
$349,900

21 Foxtrail Run  Freeport, FL 32439

  • Single Family
  • Active
  • Updated 5 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,631
    Sq. Ft.

Price Reduced near 321 Prudence Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

334 Tournament Ln, Freeport, FL 32439 - Photo 1 Price Reduced
-$5,000 (-1.01%)
$490,000

334 Tournament Ln  Freeport, FL 32439

  • Single Family
  • Active
  • Updated 3 days ago
  • 3
    Beds
  • 3
    Total Baths
Tbd Black Creek Lodge Rd, Freeport, FL 32439 - Photo 1 Price Reduced
-$12,000 (-13.33%)
$78,000

Tbd Black Creek Lodge Rd  Freeport, FL 32439

  • Vacant Land
  • Active
  • Updated 5 days ago
  • 0.2
    Acres
55 Natureview Wy, Freeport, FL 32439 - Photo 1 Price Reduced
-$19,000 (-5.04%)
$357,857

55 Natureview Wy  Freeport, FL 32439

  • Single Family
  • Active
  • Updated 6 days ago
  • 4
    Beds
  • 2
    Total Baths
  • 1,819
    Sq. Ft.
85 Natureview Wy, Freeport, FL 32439 - Photo 1 Price Reduced
-$19,000 (-5.03%)
$358,952

85 Natureview Wy  Freeport, FL 32439

  • Single Family
  • Active
  • Updated 6 days ago
  • 4
    Beds
  • 2
    Total Baths
  • 1,819
    Sq. Ft.

Recent Sales near 321 Prudence Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

3712 Lee St, Panama City, FL 32408 - Photo 1 Sold
$412,400

3712 Lee St  Panama City, FL 32408

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
2019 Twin Oaks Dr, Panama City, FL 32408 - Photo 1 Sold
$377,900

2019 Twin Oaks Dr  Panama City, FL 32408

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
113 Oak Ridge Pl, Panama City, FL 32408 - Photo 1 Sold
$360,000

113 Oak Ridge Pl  Panama City, FL 32408

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
333 Brady Way, Panama City, FL 32408 - Photo 1 Sold
$379,900

333 Brady Way  Panama City, FL 32408

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths

321 Prudence Lane, Panama City, FL 32408 (MLS# 785814) is a Single Family property with 3 bedrooms and 2 full bathrooms. 321 Prudence Lane is currently listed for $399,999 and was received on February 25, 2026. Want to learn more about 321 Prudence Lane? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

Tour this property