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$454,000
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Property Description
Set on a expansive .58-acre homesite in the heart of Panama City, this impeccably maintained home blends space, comfort, and convenience...all with no HOA. If you're looking for a home that has room to grow as well as space for RV, boat, trailers, tractors and more, this is it! Inside, soaring ceilings and natural light create an inviting feel. The home offers 3 bedrooms, 2 bathrooms, a split floor plan, a sitting room and a bonus room so grand you didn't even know you needed! The bonus room is a gem because it offers access to the exterior which is great for multi-generational living, play room accessible to the outside play area or a man room to hang. Enjoy an effortless indoor/outdoor lifestyle with an oversized covered porch across the back of the home as well as a lush landscaped yard for the kids and animals to play! This home offers a 36'x48' pole barn, complete with a slab and perfect for storing your boat, RV or trailers. In addition, there is a detached garage next to the pole barn that is 32'x24' and perfect for a tractor, tools, workshop or storage for additional vehicles. There is also an incredibly built chicken coop in the backyard and you'll love having chickens at home and fresh eggs daily! With expansive room for a private pool, you're going to love this yard! This kind of living isn't found often in the center of town and is rare! An opportunity that doesn't exist often. This home has been impeccably maintained and boasts a 2024 roof, new insulation and 2024 commercial grade HVAC. The Seller even thoughtfully designed an 8-foot privacy fence around the property for the ultimate backyard private experience! Complete with an attached 2-car garage, you'll love single level living with high ceilings throughout. The kitchen offers a breakfast area as well as a spacious pantry and laundry room combination that overlooks the front yard. The dining room offers high ceilings and a sitting room adjacent that overlooks the back yard. The bonus room is just off the dining room and offers double pocket doors to be able to offer privacy when desired. The living room features a fireplace and sitting area with ample space for larger furniture with light flooding in from the front and back of the home. Off the living room, you'll have access to the primary suite with large windows overlooking the back yard, a shower/tub combo and two closets. Off the foyer, you'll find an updated full bath accessible by the hallway for guests and two large bedrooms with great natural light. Located in the center of town, this home offers quick access to SweetBay's new town center, Publix, dining, shopping, and downtown Panama City. Being a two minute drive from 23rd Street is incredible for those who work at HCA Healthcare, professional offices or for those who desire to be within a few minutes to WalMart, additional dining options and shopping. A rare opportunity to own a spacious home with privacy, practicality, and luxury...schedule your showing today! Seller has current survey and appraisal on property.
Full Property Details
Full Property Details for 3403 State Ave
General
- Sold For: $454,000
- Taxes: $2,584 (2025)
- Status: Closed
- Type: Single Family
- Source: Bay_County
- MLS ID: 777896
- Added to Site: 149 day(s) ago
Interior
- Number of Rooms: 7
- Interior Features: Pantry
- Fireplace: Yes
- Appliances: Electric Oven, Gas Range, Gas Water Heater, Tankless Water Heater
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Exterior
- Porch/Patio/Deck: Covered, Patio, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Additional Parking, RV Carport, RV Access/Parking
Location
- County: Bay
- Subdivision: [No Recorded Subdiv]
- Driving Directions: Heading west on 23rd Street, turn right onto State Avenue. Home is on the left after crossing over Baldwin Road.
School Information
- Elementary School: Northside
- Middle School: Mowat
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric, Fireplace(s)
Utilities
- Sewer: Public Sewer
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Traditional
- Construction: Brick
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 1993
Additional Structures
- Other Structures: Barn(s), Poultry Coop, Workshop
Lot Features
- Lot Size (Acres): 0.58
- Lot Size (Sq. Ft.): 25,178
- Lot Size: .58
- Lot Dimensions: 90 x 280
- Frontage: City Street
- Lot Features: Paved
- Zoning: Resid Single Family
- Fencing (Description): Full, Fenced
Financial Considerations
- Tax Amount: $2,584.61
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: 20 3S 14W -5.17- 90D ST. AND BAY DEV CO PLAT BEG 50' W & 90'N OF SE COR OF LOT 76 ALSO BEING W R/W OF STATE AV TH W 280' N 90' E 280 S 90' TO POB SUBJ TO GPC ESMT ORB 3242 P 2149
- Property ID: 11749-040-000
Listed by Corcoran Reverie
Sold by Foundation Real Estate Agency LLC
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Schools
Schools serving 3403 State Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Northside Elementary School 2001 Northside Drive, Panama City, FL 32405 | PK-5 | 1.8 mi |
Mowat Middle School 1903 County Road 390, Lynn Haven, FL 32444 | 6-8 | 2.7 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 2.7 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3403 State Ave
Date
Details
Price
Change
Source
9/26/2025
Sold
$454,000
—
MLS
9/03/2025
Price Increased
$454,000
1.11%
MLS
8/20/2025
Listed
$449,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
3403 State Avenue, Panama City, FL 32405 (MLS# 777896) is a Single Family property that was sold at $454,000 on September 26, 2025. Want to learn more about 3403 State Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

