Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$339,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 2 days ago
See This Home
Save This Home
See This Home
Save This Home
Don't let the square footage fool you--this property packs in a LOT. This beautifully updated 3-bedroom, 2-bath ranch sits on nearly half an acre and offers so much more than meets the eye. Inside, you'll find a thoughtfully updated interior that's warm, inviting and move-in ready. Outside is where this property really sets itself apart, with a 30x20 pole barn on a concrete slab with electric and water, a separate insulated workshop, generous outdoor living space and plenty of room to spread out. All of this while still being conveniently located in Panama City. If you've been looking for a home with character, land, storage and space for your projects, hobbies or toys--this one deserves a look. 30×20 pole barn on concrete with utilities plus separate insulated workshop. Ideally situated with a new park planned just across the street, adding even more appeal to this spacious .459-acre property. Listing agent is related to the sellers.

Full Property Details for 3431 10 Acre Rd

General

  • Price: $339,900
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 796244
  • Updated: 10/5/2026
  • Added to Site: 3 day(s) ago

Interior

  • Number of Rooms: 3

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Exterior Features: Deck
  • Porch/Patio/Deck: Deck, Covered, Porch

Parking

  • Parking Features: RV Access/Parking

Location

  • County: Bay
  • Subdivision: Highland City
  • Driving Directions: From Hwy 77, travel east on Baldwin Rd. Turn right onto Ten Acre Rd. Property will be on the right at 3431 Ten Acre Rd.

School Information

  • Elementary School: Cedar Grove
  • Middle School: Mowat
  • High School: Bay

Community

  • Community Name: 02 - Bay County - Central

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Cable Connected

Structural Information

  • Architectural Style: Ranch
  • Construction: Brick
  • Roof: Metal
  • Stories/Levels: 1
  • Sq. Ft. Source: Appraiser
  • Year Built: 1950

Additional Structures

  • Other Structures: Other, RV/Boat Storage, Shed(s), Workshop

Lot Features

  • Lot Size (Acres): 0.46
  • Lot Size (Sq. Ft.): 19,994
  • Lot Size: .46
  • Lot Dimensions: 100 x 200
  • Frontage: City Street
  • Lot Features: Paved
  • Fencing (Description): Privacy

Disclosures and Reports

  • Legal Description: HIGHLAND CITY (1.67) 117B BEG 100' E OF SW COR LOT 16 TH E 100' N 200' W 100' S 200' TO POB BLK 21 ORB 3429 P 533
  • Property ID: 12485-000-000

Listed by EXP Realty LLC

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 3431 10 Acre Rd —

  • EXP Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3431 10 Acre Rd

School District:Bay County School District
NameGradesDistance
Cedar Grove Elementary School
2826 East 15th Street, Panama City, FL 32405
PK-51.6 mi
Mowat Middle School
1903 County Road 390, Lynn Haven, FL 32444
6-83 mi
Bay High School
1200 Harrison Avenue, Panama City, FL 32401
9-123.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3431 10 Acre Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/04/2026
Listed
$339,900
392.61%
MLS
7/26/2012
Sold
$69,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3431 10 Acre Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$475
-30%
$64,778
3%
2024
$681
2%
$62,952
3%
2023
$666
17%
$61,118
21%
2021
$568
-4%
$50,657
-3%
2022
$590
4%
$52,177
4%
2021
$568
—
$49,958
-23%
2019
$567
74%
$64,521
67%
2018
$325
3%
$38,751
2%
2017
$315
2%
$38,008
2%
2016
$308
1%
$37,226
1%
2015
$304
3%
$36,967
1%
2014
$294
149%
$36,674
2%
2013
$118
—
$36,132
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3431 10 Acre Rd

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by EXP Realty LLC

Similar Properties near 3431 10 Acre Rd

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

3934 Red Deer Cir, Panama City, FL 32404 - Photo 1
$339,900

3934 Red Deer Cir  Panama City, FL 32404

  • Single Family
  • Active
  • 3
    Beds
  • 2
    Total Baths
3140 Douglas Rd, Panama City, FL 32405 - Photo 1
$340,000

3140 Douglas Rd  Panama City, FL 32405

  • Single Family
  • Active
  • 3
    Beds
  • 2
    Total Baths
3628 Basal St, Panama City, FL 32404 - Photo 1
$338,290

3628 Basal St  Panama City, FL 32404

  • Single Family
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 2
    Total Baths
343 S Palo Alto Ave, Panama City, FL 32401 - Photo 1
$337,500

343 S Palo Alto Ave  Panama City, FL 32401

  • Single Family
  • Active
  • Updated 9 days ago
  • 3
    Beds
  • 2
    Total Baths

Just Listed near 3431 10 Acre Rd

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

78 Hammock Breeze Dr, Freeport, FL 32439 - Photo 1 Just Listed
$475,000

78 Hammock Breeze Dr  Freeport, FL 32439

  • Single Family
  • Active
  • Updated 18 hours ago
  • 4
    Beds
  • 4
    Total Baths
  • 2,744
    Sq. Ft.
Co-Listed by Michael Tomlin (850) 499-2432
288 Fanny Ann Way, Freeport, FL 32439 - Photo 1 Just Listed
$485,000
Open House

288 Fanny Ann Way  Freeport, FL 32439

  • Single Family
  • Active
  • Updated 6 hours ago
  • 5
    Beds
  • 4
    Total Baths
  • 2,299
    Sq. Ft.
Listed by Beverly Buck Team (850) 650-4563
Tbd Brushed Dune Circle, Freeport, FL 32439 - Photo 1 Just Listed
$114,990

Tbd Brushed Dune Circle  Freeport, FL 32439

  • Residential Lots
  • Active
  • Updated 22 hours ago
  • 0.74
    Acres
Listed by Trey Runnels (850) 502-1681 and Paige Brown (850) 830-9514
0 Old Jolly Bay Rd, Freeport, FL 32439 - Photo 1 Just Listed
$125,000

0 Old Jolly Bay Rd  Freeport, FL 32439

  • Land Residential
  • Active
  • Updated 1 day ago
  • 0.6
    Acres

Price Reduced near 3431 10 Acre Rd

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

190 Tournament Ln, Freeport, FL 32439 - Photo 1 Price Reduced
-$14,900 (-1.99%)
$735,000

190 Tournament Ln  Freeport, FL 32439

  • Single Family
  • Active
  • Updated 6 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,369
    Sq. Ft.
Listed by Courtney Lincoln (850) 460-5393
7348 W St Hwy 20, Freeport, FL 32439 - Photo 1 Price Reduced
-$145,000 (-10.39%)
$1,250,000

7348 W St Hwy 20  Freeport, FL 32439

  • Single Family
  • Active
  • Updated 6 days ago
  • 5
    Beds
  • 5
    Total Baths
  • 5,918
    Sq. Ft.
Listed by Beverly Buck Team (850) 650-4563
183 Meadow Lake Dr, Freeport, FL 32439 - Photo 1 Price Reduced
-$5,912 (-1.01%)
$578,888

183 Meadow Lake Dr  Freeport, FL 32439

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,399
    Sq. Ft.
Listed by Courtney Lincoln (850) 460-5393
4515 St Hwy 20, Freeport, FL 32439 - Photo 1 Price Reduced
-$5,000 (-0.58%)
$850,000

4515 St Hwy 20  Freeport, FL 32439

  • Vacant Land
  • Active
  • Updated 5 days ago
  • 12.61
    Acres

Recent Sales near 3431 10 Acre Rd

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

2725 Usery Rd, Panama City, FL 32404 - Photo 1 Sold
$289,000

2725 Usery Rd  Panama City, FL 32404

  • Townhouse
  • Closed
  • 4
    Beds
  • 3
    Total Baths
2729 Usery Rd, Panama City, FL 32404 - Photo 1 Sold
$310,000

2729 Usery Rd  Panama City, FL 32404

  • Townhouse
  • Closed
  • 4
    Beds
  • 3
    Total Baths
2700 Denise Dr, Panama City, FL 32405 - Photo 1 Sold
$320,000

2700 Denise Dr  Panama City, FL 32405

  • Single Family
  • Closed
  • 4
    Beds
  • 2
    Total Baths
3548 Brentwood Pl, Panama City, FL 32404 - Photo 1 Sold
$314,900

3548 Brentwood Pl  Panama City, FL 32404

  • Single Family
  • Closed
  • 4
    Beds
  • 2
    Total Baths

3431 Ten Acre Road, Panama City, FL 32405 (MLS# 796244) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3431 Ten Acre Road is currently listed for $339,900 and was received on October 04, 2026. Want to learn more about 3431 Ten Acre Road? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

Tour this property