Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$479,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • Updated 7 days ago
See This Home
Save This Home
See This Home
Save This Home
Motivated seller! Beautiful, energy-efficient home that feels like new, situated on a spacious half-acre lot. Features fully insulated walls, Low-E windows, and an all-thread rod system for added hurricane and wind protection. Enjoy relaxing on the screened-in porch and take advantage of the new shed for extra storage. Located in Flood Zone X for added peace of mind. Don't miss this move-in ready gem!

Full Property Details for 3509 High Cliff Rd

General

  • Price: $479,000
  • Taxes: $4,786 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 787503
  • Updated: 3/27/2026
  • Added to Site: 8 day(s) ago

Interior

  • Number of Rooms: 15
  • Interior Features: Coffered Ceiling(s)
  • Appliances: ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Security/Safety: Security System, Smoke Detector(s)

Exterior

  • Exterior Features: Porch
  • Porch/Patio/Deck: Covered, Porch, Screened

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage, Garage Door Opener

Location

  • County: Bay
  • Subdivision: Cedar Creek Chase Ph 1
  • Driving Directions: From Hwy 77, Right at Red Light Hwy 2321, Left turn onto Resota Beach Road, Right turn onto High Cliff Road (Cedar Creek Subdivision), home on the Right Legal Description: CEDAR CREEK CHASE PH 1 LOT 128 ORB 3823 P 834

School Information

  • Elementary School: Deane Bozeman
  • Middle School: Deane Bozeman
  • High School: Deane Bozeman

Community

  • Community Name: 04 - Bay County - North

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment
  • Heating Type: Central, ENERGY STAR Qualified Equipment

Utilities

  • Utility Description: Cable Connected, Electricity Available, High Speed Internet Available, Phone Connected, Underground Utilities

Structural Information

  • Architectural Style: Craftsman
  • Construction: Brick, HardiPlank Type, Vinyl Siding
  • Roof: Shingle
  • Windows: Double Pane Windows
  • Doors: Insulated Doors
  • Sq. Ft. Source: Appraiser
  • Year Built: 2022

Additional Structures

  • Other Structures: Shed(s)

Lot Features

  • Lot Size (Acres): 0.5
  • Lot Size (Sq. Ft.): 21,780
  • Lot Size: .5
  • Lot Dimensions: 101 x 258
  • Lot Features: Sprinkler System, Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced, Privacy

Green Features

  • Energy Efficient: Appliances

Financial Considerations

  • Tax Amount: $4,786
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: CEDAR CREEK CHASE PH 1 LOT 128 ORB 4572 P 1459
  • Property ID: 07585-428-000

Listed by Coastal Palms Real Estate

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agents

— 3509 High Cliff Rd —

  • Coastal Palms Real Estate

  • Coastal Palms Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3509 High Cliff Rd

School District:Bay County School District
NameGradesDistance
Deane Bozeman School
13410 Florida 77, Panama City, FL 32409
PK-56.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3509 High Cliff Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/27/2026
Listed
$479,000
0.84%
MLS
6/03/2022
Sold
$475,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3509 High Cliff Rd

Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,634
—
$423,152
3%
2024
$4,634
2%
$411,226
3%
2023
$4,551
1110%
$399,249
1164%
2021
$376
-10%
$31,581
-16%
2022
$417
11%
$37,600
10%
2021
$376
-8%
$34,144
—
2019
$410
-1%
$34,144
—
2018
$416
-3%
$34,144
-1%
2017
$428
1%
$34,500
4%
2016
$423
-3%
$33,219
—
2015
$438
1%
$33,219
1%
2014
$435
26%
$32,835
10%
2013
$346
—
$29,850
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3509 High Cliff Rd

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Coastal Palms Real Estate

Similar Properties near 3509 High Cliff Rd

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

4776 Standing Cypress Dr, Panama City, FL 32404 - Photo 1
$475,000

4776 Standing Cypress Dr  Panama City, FL 32404

  • Single Family
  • Active
  • 4
    Beds
  • 4
    Total Baths
6345 Oak Knoll Rd, Panama City, FL 32404 - Photo 1
$485,000

6345 Oak Knoll Rd  Panama City, FL 32404

  • Single Family
  • Active
  • Updated 10 days ago
  • 4
    Beds
  • 3
    Total Baths
126 Drews Ln, Panama City, FL 32405 - Photo 1 Price Reduced
-$5,100 (-1.07%)
$469,900

126 Drews Ln  Panama City, FL 32405

  • Single Family
  • Active
  • Updated 4 days ago
  • 4
    Beds
  • 3
    Total Baths
105 N Shoreview Dr., Panama City, FL 32404 - Photo 1
$485,000

105 N Shoreview Dr.  Panama City, FL 32404

  • Single Family
  • Active
  • 5
    Beds
  • 3
    Total Baths

Just Listed near 3509 High Cliff Rd

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

56 Silverthorn St, Freeport, FL 32439 - Photo 1 Just Listed
$399,000

56 Silverthorn St  Freeport, FL 32439

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 3
    Total Baths
0 Arrowwood, Freeport, FL 32439 - Photo 1 Just Listed
$85,000

0 Arrowwood  Freeport, FL 32439

  • Vacant Land
  • Active
  • Updated 4 days ago
  • 0.19
    Acres
0 Shadow Ln, Freeport, FL 32439 - Photo 1 Just Listed
$135,000

0 Shadow Ln  Freeport, FL 32439

  • Land Residential
  • Active
  • Updated 2 days ago
  • 0.82
    Acres
0 Old Jolly Bay Rd, Freeport, FL 32439 - Photo 1 Just Listed
$125,000

0 Old Jolly Bay Rd  Freeport, FL 32439

  • Land Residential
  • Active
  • Updated 8 hours ago
  • 0.6
    Acres

Price Reduced near 3509 High Cliff Rd

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

4515 State Hwy 20, Freeport, FL 32439 - Photo 1 Price Reduced
-$5,500 (-0.63%)
$869,500

4515 State Hwy 20  Freeport, FL 32439

  • Commercial
  • Active
9 Laurel Oaks Dr, Freeport, FL 32439 - Photo 1 Price Reduced
-$14,100 (-4.35%)
$309,900

9 Laurel Oaks Dr  Freeport, FL 32439

  • Single Family
  • Active
  • Updated 6 days ago
  • 3
    Beds
  • 2
    Total Baths
2557 N County Hwy 183, Defuniak Springs, FL 32433 - Photo 1 Price Reduced
-$4,001 (-1.36%)
$289,999

2557 N County Hwy 183  Defuniak Springs, FL 32433

  • Mobile Home
  • Active
  • Updated 15 hours ago
  • 3
    Beds
  • 2
    Total Baths
643 7 Oaks Rd, Defuniak Springs, FL 32433 - Photo 1 Price Reduced
-$1,000 (-1.49%)
$65,999

643 7 Oaks Rd  Defuniak Springs, FL 32433

  • Lots/Land
  • Active
  • Updated 2 days ago
  • 4.16
    Acres
Listed by New Alliance Group Realty

Recent Sales near 3509 High Cliff Rd

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

3436 Cedar Creek Chase Dr, Panama City, FL 32409 - Photo 1 Sold
$465,000

3436 Cedar Creek Chase Dr  Panama City, FL 32409

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths
4525 Lovegrass Ln, Panama City, FL 32409 - Photo 1 Sold
$550,810

4525 Lovegrass Ln  Panama City, FL 32409

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths
8344 Kingswood Rd, Panama City, FL 32409 - Photo 1 Sold
$495,000

8344 Kingswood Rd  Panama City, FL 32409

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths
Listed by Cheryl Wright
3325 Nautical Dr, Panama City, FL 32409 - Photo 1 Sold
$513,000

3325 Nautical Dr  Panama City, FL 32409

  • Single Family
  • Closed
  • 3
    Beds
  • 3
    Total Baths

3509 High Cliff Road, Panama City, FL 32409 (MLS# 787503) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 3509 High Cliff Road is currently listed for $479,000 and was received on March 27, 2026. Want to learn more about 3509 High Cliff Road? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

Tour this property