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$445,000
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Property Description
Don't Miss Out on Owning a Like-New Home! Imagine starting your mornings with a cup of coffee on the patio, listening to birdsong, and ending your evenings under the stars--all while being just minutes from Deer Point Lake for fishing, boating, and outdoor adventures. Seller welcomes all reasonable offers! Why wait months to build when you can move right into this beautifully maintained 2022-built home offering modern construction, energy efficiency, and room to grow? Situated on a spacious half-acre lot in a desirable location, this home gives you the perfect blend of privacy, comfort, and convenience--all with NO HOA. Whether you're looking for room to entertain, space for your outdoor toys, or simply a peaceful place to call home, this property checks all the boxes. Plus, you're just minutes from Deer Point Lake, making it easy to enjoy fishing, boating, and the outdoor lifestyle you've been dreaming about. NO HOA | BUILT IN 2022 | HALF-ACRE LOT | FLOOD ZONE X This is a rare opportunity to own a newer home without the wait or rising construction costs. Don't miss your chance--schedule your private showing today before it's gone! Seller motivated and welcomes all reasonable offers! Experience the perfect combination of modern comfort, quality construction, and outdoor space in this beautifully maintained 2022 home situated on a spacious half-acre lot near Deer Point Lake. Offering the freedom of no HOA, this property provides the flexibility, privacy, and room to enjoy the Florida lifestyle. Step inside to discover a bright open-concept floor plan designed for both everyday living and entertaining. The spacious primary suite offers a private retreat, while the thoughtfully designed layout provides comfortable living spaces throughout. Enjoy your morning coffee or unwind in the evenings from the screened porch overlooking the backyard. Built with energy efficiency and durability in mind, this home features Low-E windows, fully insulated walls, and modern construction that offers comfort, peace of mind, and lower maintenance compared to older homes. Conveniently located just 23 minutes from Northwest Florida Beaches International Airport, this property is also close to Deer Point Lake, boating, fishing, local springs, shopping, dining, and the beautiful white-sand beaches of Panama City. Schedule your private showing today and bring your offer!
Full Property Details
Full Property Details for 3509 High Cliff Rd
General
- Sold For: $445,000
- Taxes: $4,786 (2025)
- Status: Closed
- Type: Single Family
- Source: Bay_County
- MLS ID: 787503
- Added to Site: 133 day(s) ago
Interior
- Number of Rooms: 15
- Interior Features: Coffered Ceiling(s), Double Vanity, Main Level Primary, See Remarks, Soaking Tub, Separate Shower, Walk-In Closet(s)
- Appliances: ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
Additional Information
- Security/Safety: Security System, Smoke Detector(s)
Exterior
- Exterior Features: Porch
- Porch/Patio/Deck: Covered, Porch, Screened
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Garage, Garage Door Opener
Location
- County: Bay
- Subdivision: Cedar Creek Chase Ph 1
- Driving Directions: From Hwy 77, Right at Red Light Hwy 2321, Left turn onto Resota Beach Road, Right turn onto High Cliff Road (Cedar Creek Subdivision), home on the Right Legal Description: CEDAR CREEK CHASE PH 1 LOT 128 ORB 3823 P 834
School Information
- Elementary School: Deane Bozeman
- Middle School: Deane Bozeman
- High School: Deane Bozeman
Community
- Community Name: 04 - Bay County - North
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment
- Heating Type: Central, ENERGY STAR Qualified Equipment
Utilities
- Utility Description: Cable Connected, Electricity Available, High Speed Internet Available, Phone Connected, Underground Utilities
Structural Information
- Architectural Style: Craftsman
- Construction: Brick, HardiPlank Type, Vinyl Siding
- Roof: Shingle
- Windows: Double Pane Windows
- Doors: Insulated Doors
- Stories/Levels: 14
- Sq. Ft. Source: Appraiser
- Year Built: 2022
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Lot Size (Acres): 0.5
- Lot Size (Sq. Ft.): 21,780
- Lot Size: .5
- Lot Dimensions: 101 x 258
- Lot Features: Sprinkler System, Paved
- Zoning: Resid Single Family
- Fencing (Description): Fenced, Privacy
Green Features
- Energy Efficient: Appliances
Financial Considerations
- Tax Amount: $4,786
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: CEDAR CREEK CHASE PH 1 LOT 128 ORB 4572 P 1459
- Property ID: 07585-428-000
Listed by Coastal Palms Real Estate
Sold by Coastal Palms Real Estate
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Schools
Schools serving 3509 High Cliff Rd
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Deane Bozeman School 13410 Florida 77, Panama City, FL 32409 | PK-5 | 6.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3509 High Cliff Rd
Date
Details
Price
Change
Source
8/13/2026
Sold
$445,000
-3.26%
MLS
4/16/2026
Price Reduced
$460,000
-3.97%
MLS
3/27/2026
Listed
$479,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
3509 High Cliff Road, Panama City, FL 32409 (MLS# 787503) is a Single Family property that was sold at $445,000 on August 13, 2026. Want to learn more about 3509 High Cliff Road? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

