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Property Description
Premium Waterfront Residential Lot in Cedar Creek Chase - Build Your Dream Home! Welcome to 3517 High Cliff Road, a rare and remarkable 1+ acre waterfront parcel nestled in the desirable Cedar Creek Chase neighborhood. With approximately 147 feet of creek frontage, this property offers peaceful water views, a natural buffer, and the added benefit of no future neighbors behind you, ensuring long-term privacy and serenity. The creek not only enhances the scenic setting, but also serves as a permanent natural boundary - preserving unobstructed views and protecting the tranquil backdrop of your future home. Surrounded by mature trees and natural landscape, this lot provides an ideal balance of privacy, beauty, and build-ready potential. Enjoy the freedom to design a custom home with ample room for outdoor living spaces, gardens, or a private pool, all while being conveniently located near Panama City, Lynn Haven, schools, shopping, and dining. Paved road access, underground utilities, and the spacious lot size make this property a standout among available home sites in the area. Property Highlights: "¢ 1+ acre residential lot in established Cedar Creek Chase "¢ ~147 feet of creek frontage with scenic water views "¢ No neighbors behind the property thanks to the creek - permanent natural privacy "¢ Wooded setting with gentle topography "¢ Underground utilities available "¢ Convenient access to major roadways while maintaining a quiet, country feel "¢ No HOA - greater flexibility to build your vision Opportunities like this are increasingly rare - a waterfront homesite with privacy, space, and location. Bring your builder and imagine the possibilities this exceptional property has to offer. All measurements and information are believed to be correct but should be verified by buyer if important. Reach out today to learn more about this remarkable opportunity!
Full Property Details
Full Property Details for 3517 High Cliff Rd
General
- Price: $89,000
- Taxes: $899 (2025)
- Status: Active
- Type: Land Residential
- Source: Bay_County
- MLS ID: 784450
- Updated: 1/30/2026
- Added to Site: 5 day(s) ago
Location
- County: Bay
- Subdivision: Cedar Creek Chase
- Driving Directions: From the intersection of 2321 and Resota Beach Road, proceed east on Resota Beach road for 5.3 miles. Turn right onto High Cliff Road. The property is 0.7 miles down High Cliff Road on the left.
School Information
- Elementary School: Deane Bozeman
- Middle School: Deane Bozeman
- High School: Deane Bozeman
Community
- Community Name: 04 - Bay County - North
Lot Features
- Lot Size (Acres): 1.02
- Lot Size (Sq. Ft.): 44,245
- Lot Size: 1.02
- Lot Dimensions: 105 x 147 x 237 x 57 x 351
- Lot Features: Paved
- Zoning: Resid Single Family
Water Features
- Water Front: Yes
- Water Front Desc.: Creek
- Water Front View: Creek
Financial Considerations
- Tax Amount: $899
- Tax Year: 2025
Disclosures and Reports
- Legal Description: CEDAR CREEK CHASE PH 1 LOT 132 ORB 4536 P 1601
- Property ID: 07585-432-000
Listed by Compass Florida, LLC
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Schools
Schools serving 3517 High Cliff Rd
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Deane Bozeman School 13410 Florida 77, Panama City, FL 32409 | PK-5 | 6.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3517 High Cliff Rd
Date
Details
Price
Change
Source
1/30/2026
Listed
$89,000
25.35%
MLS
3/11/2022
Sold
$71,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3517 High Cliff Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$899
-18%
$72,634
-34%
2024
$1,093
34%
$110,510
69%
2023
$818
16%
$65,315
10%
2021
$704
-2%
$59,214
-5%
2022
$716
2%
$62,040
-3%
2021
$704
-8%
$64,020
—
2019
$768
-1%
$64,020
—
2018
$779
-3%
$64,020
-1%
2017
$802
1%
$64,687
4%
2016
$794
-3%
$62,285
—
2015
$821
1%
$62,285
1%
2014
$815
26%
$61,565
10%
2013
$649
—
$55,968
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3517 High Cliff Rd
3517 High Cliff Road, Panama City, FL 32409 (MLS# 784450) is a Land Residential property with a lot size of 1.02 acres. 3517 High Cliff Road is currently listed for $89,000 and was received on January 30, 2026. Want to learn more about 3517 High Cliff Road? Do you have questions about finding other Land Residential real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

