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$305,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,302 Sq. Ft.
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3824 Mill Point Cove was built by one of Bay Counties most sought after builders. Brick Home with spacious floor plan, custom solid wood cabinets, quartz counter tops, upgraded light fixtures, doors, insulation, trim, low e windows, vinyl flooring, freshly painted, fenced backyard and entire house has filtered water system. Neighborhood has underground utilities, lighted streets, zoysia grass and landscaping. Mu24 Hour Notice to Show. Let Mill Point be your next move.

Full Property Details for 3524 Mill Point Cove

General

  • Price: $305,000
  • Taxes: $2,446 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 989217
  • Updated: 2/12/2026
  • Added to Site: 152 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Dining Room, Kitchen, Living Room, Master Bedroom
  • Interior Features: Breakfast Bar, Floor WW Carpet, Kitchen Island, Lighting Recessed, Window Treatmnt Some
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen
  • Dining Room: Dining Room

Exterior

  • Exterior Features: Sprinkler System

Parking

  • Garage: Yes
  • Parking: Garage Attached

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: None
  • Driving Directions: North on 231, Take a left on Transmitter and a right on Mill Point Cove.

School Information

  • Elementary School: Deer Point
  • Middle School: Merritt Brown
  • High School: Mosley

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Double Pane Windows, Heat Cntrl Electric, Water Heater - Elect

Utilities

  • Utility Description: Electric, Public Sewer, Public Water, Underground

Structural Information

  • Architectural Style: A-Frame
  • Construction: Brick, Frame, Roof Dimensional Shg, Trim Wood
  • Stories/Levels: 1
  • Square Feet: 1,302
  • Sq. Ft. Source: County PA Records
  • Year Built: 2022

Lot Features

  • Lot Size (Acres): 0.11
  • Lot Dimensions: 50 x 110
  • Street/Road Desc.: County Road, Paved Road
  • Lot Features: Cul-De-Sac
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $300
  • Assmt Payment Freq: Annually
  • Tax Amount: $2,446
  • Tax Year: 2024
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: MILL POINT LOT 18 ORB 4646 P 1525
  • Assessment: Yes
  • APN: 11514-400-180

Listed by Beachy Beach Real Estate

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Listing agent

— 3524 Mill Point Cove —

  • Beachy Beach Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3524 Mill Point Cove

School District:Bay County School District
NameGradesDistance
Deer Point Elementary School
4800 Highway 2321, Panama City, FL 32404
K-52.8 mi
Merritt Brown Middle School
5044 Merritt Brown Way, Panama City, FL 32404
6-83.1 mi
A. Crawford Mosley High School
501 Mosley Drive, Lynn Haven, FL 32444
9-122.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3524 Mill Point Cove Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/12/2026
Price Reduced
$305,000
-2.24%
MLS
1/07/2026
Price Reduced
$312,000
-0.32%
MLS
12/29/2025
Price Reduced
$313,000
-0.32%
MLS
12/18/2025
Price Reduced
$314,000
-0.32%
MLS
12/09/2025
Price Reduced
$315,000
-0.94%
MLS
11/21/2025
Price Reduced
$318,000
-0.62%
MLS
11/07/2025
Listed
$320,000
16.36%
MLS
1/06/2023
Sold
$275,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3524 Mill Point Cove

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,490
2%
$240,898
3%
2024
$2,446
-18%
$234,109
—
2023
$2,983
7358%
$234,996
6923%
2021
$40
—
$3,346
-4%
2022
$40
—
$3,496
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Beachy Beach Real Estate

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3524 Mill Point Cove, Panama City, FL 32404 (MLS# 989217) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3524 Mill Point Cove is currently listed for $305,000 and was received on November 07, 2025. Want to learn more about 3524 Mill Point Cove? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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