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$1,300,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • Updated 2 days ago

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Open House: 1:00 PM - 3:00 PM

Sunday 1/18 1:00 PM - 3:00 PM

3530 Treasure Circle,Panama City, FL 32408

3530 Treasure CirclePanama CityFL32408

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RARE WATERFRONT. LAGOON-MOUTH PROXIMITY. PRIVATE DOCK + LIFT. Set on a quiet loop in Panama City Beach, this property sits in one of the closest residential pockets to the mouth of the lagoon, a scarce location-first opportunity that means quicker runs to open water, marinas, and beaches while keeping a calm, remote feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple; when dinner calls, it's an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and hook saltwater trout and redfish right from your backyard. Daily scenery includes passing boats and jet skis, ospreys and eagles overhead, and dolphins that make regular rounds. On the 4th of July, watch large-scale fireworks lift just beyond the bridge-visible from the dock and both screened porches. Built with 2x6 construction, hurricane-rated doors and windows, and spray-foam insulation throughout (including interior walls) on pilings driven approximately 47 feet, the home blends efficiency and resilience. Inside, well-appointed living spaces are oriented to the water and flow to a screened-in back porch; upstairs, the primary suite has its own screened porch-another great vantage point to enjoy the amusements of wildlife and watercraft all day long. The result is the rare blend of remote feel and minutes-to-everything convenience, exactly where you want to be when waterfront access matters most. All information is believed accurate but not guaranteed; buyer to verify if important.

Full Property Details for 3530 Treasure Cir

General

  • Price: $1,300,000
  • Taxes: $5,690 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 779329
  • Updated: 1/14/2026
  • Added to Site: 119 day(s) ago

Interior

  • Number of Rooms: 13
  • Interior Features: Kitchen Island, Pantry, Split Bedrooms, Loft
  • Appliances: Electric Oven, Electric Range, Electric Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Exterior Features: Boat Lift, Boat Ramp, Dock, Porch
  • Porch/Patio/Deck: Balcony, Porch, Screened

Location

  • County: Bay
  • Subdivision: Hampton Harbor
  • Driving Directions: South bound on Thomas Drive from the Navy Base, cross the Treasure Island bridge, turn right into Trelawney ave, then right into Treasure Circle, house will be on your right.

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Cable Connected, Electricity Available

Structural Information

  • Architectural Style: Craftsman
  • Construction: HardiPlank Type, Wood Frame
  • Windows: Double Pane Windows, Storm Window(s)
  • Doors: Storm Door(s)
  • Stories/Levels: 2
  • Sq. Ft. Source: Appraiser
  • Year Built: 2017

Additional Structures

  • Other Structures: Shed(s)

Lot Features

  • Property View: Lagoon
  • Lot Size (Acres): 0.22
  • Lot Size (Sq. Ft.): 9,583
  • Lot Size: .22
  • Lot Dimensions: Irregular
  • Lot Features: Sprinkler System
  • Fencing (Description): Partial

Water Features

  • Water Front: Yes
  • Water Front Desc.: Lagoon, Boat Dock/Slip
  • Water Front View: Lagoon, Boat Dock/Slip

Financial Considerations

  • Tax Amount: $5,690
  • Tax Year: 2024

Disclosures and Reports

  • Legal Description: HAMPTON HARBOUR 70B1 LOT 1 & WLY 21.8' LOT 2 ORB 3789 P 1246
  • Property ID: 31430-010-000
Buyer's Brokerage Compensation: 2.5%
Not binding unless confirmed by separate agreement among applicable parties.

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— 3530 Treasure Cir —

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 3530 Treasure Cir

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-51.8 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-87.4 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-125.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3530 Treasure Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/20/2025
Listed
$1,300,000
997.05%
MLS
4/21/2016
Sold
$118,500
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3530 Treasure Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,690
7%
$469,598
8%
2023
$5,315
22%
$435,756
15%
2021
$4,348
-5%
$379,669
-7%
2022
$4,560
5%
$409,603
33%
2021
$4,348
13%
$308,881
—
2019
$3,858
4%
$309,896
7%
2018
$3,693
196%
$289,544
193%
2017
$1,247
10%
$98,926
—
2016
$1,129
22%
$98,926
42%
2015
$922
5%
$69,827
5%
2014
$880
12%
$66,759
—
2013
$783
—
$67,080
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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3530 Treasure Circle, Panama City, FL 32408 (MLS# 779329) is a Single Family property with 3 bedrooms and 3 full bathrooms. 3530 Treasure Circle is currently listed for $1,300,000 and was received on September 20, 2025. This property is listed by Sean Casilli from our Panama City Beach - Thomas Dr. Office.Want to learn more about 3530 Treasure Circle? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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