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$419,900
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Property Description
OPEN HOUSE THIS SUNDAY, 1/18 FROM 12-2PM. Secure your opportunity to own this all-brick home perfectly nestled on over ¾ of an acre with no HOA. Located in the heart of Panama City, this property offers the rare combination of space, versatility, and convenience, just minutes from schools, shopping, dining, and everyday necessities. A standout feature of this home is the detached shop with electricity, providing a highly versatile space that could easily be converted into a mother-in-law suite, guest quarters, or a 4th bedroom. The expansive circular driveway offers ample parking for family, guests, boats, or RVs, while the generous outdoor space creates endless possibilities for expansion, entertaining, or future improvements. Inside, the inviting great room features a cozy wood-burning fireplace, perfect for relaxing evenings or family gatherings. The recently updated kitchen showcases custom cabinetry, stainless steel appliances, and beautiful granite countertops, combining modern style with everyday functionality. The spacious primary suite includes a private bath and direct access to the backyard, while two additional bedrooms provide comfortable accommodations for family or guests. Step outside to the screened-in porch, where you can unwind and enjoy peaceful views of your expansive backyard-ideal for entertaining or quiet moments surrounded by nature. Additional highlights include a new roof (2019) and the freedom that comes with no HOA restrictions. Homes offering this much land, flexibility, and location are increasingly hard to find. Don't miss this rare opportunity to own a beautiful home with endless potential-schedule your private showing today!
Full Property Details
Full Property Details for 3531 Florida Ave
General
- Price: $419,900
- Taxes: $3,004 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 783466
- Updated: 1/14/2026
- Added to Site: 8 day(s) ago
Interior
- Number of Rooms: 12
- Interior Features: Central Vacuum, Fireplace, Entrance Foyer
- Fireplace: Yes
- Appliances: Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Tankless Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Patio
- Porch/Patio/Deck: Enclosed, Patio
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Circular Driveway, Garage, Garage Door Opener
Location
- County: Bay
- Subdivision: No Named Subdivision
- Driving Directions: From Panama City Mall Head south toward FL-77 N/Martin Luther King Jr Blvd; Turn left toward FL-77 N/Martin Luther King Jr Blvd; Turn right onto FL-77 N/Martin Luther King Jr Blvd Turn left onto Baldwin Rd Turn right onto Florida Ave Destination will be on the left.
School Information
- Elementary School: Northside
- Middle School: Mowat
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric, Fireplace(s)
Utilities
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Traditional
- Construction: Brick
- Windows: Double Pane Windows
- Sq. Ft. Source: Appraiser
- Year Built: 1982
Additional Structures
- Other Structures: Guest House, Workshop
Lot Features
- Lot Size (Acres): 0.84
- Lot Size (Sq. Ft.): 36,721
- Lot Size: .84
- Lot Dimensions: 319 x 113 x 320 x 112
- Lot Features: Paved
- Zoning: Resid Single Family
- Fencing (Description): Privacy
Financial Considerations
- Tax Amount: $3,004
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: 20 3S 14W -7.3- 90D ST A B DEV CO PLAT BEG 335.2' W & 110' S OF NE COR LOT 54 TH S 110' E 334.9' N 110' W 334.9' TO POB LESS E 33' FOR RD R/W ORB 4339 P 1734
- Property ID: 11759-000-000
Listed by Keller Williams Success Realty
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Schools
Schools serving 3531 Florida Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Northside Elementary School 2001 Northside Drive, Panama City, FL 32405 | PK-5 | 2 mi |
Mowat Middle School 1903 County Road 390, Lynn Haven, FL 32444 | 6-8 | 2.7 mi |
A. Crawford Mosley High School 501 Mosley Drive, Lynn Haven, FL 32444 | 9-12 | 1.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3531 Florida Ave
Date
Details
Price
Change
Source
1/09/2026
Listed
$419,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3531 Florida Ave
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,219
2%
$215,721
3%
2023
$2,174
9%
$209,438
27%
2021
$1,998
3%
$164,650
-19%
2022
$1,948
-3%
$203,338
30%
2021
$1,998
7%
$156,325
3%
2019
$1,866
-20%
$152,233
-19%
2018
$2,330
-2%
$188,104
—
2017
$2,375
-3%
$188,399
—
2016
$2,449
1%
$189,078
4%
2015
$2,436
-1%
$181,829
-1%
2014
$2,464
11%
$184,240
-1%
2013
$2,210
—
$187,034
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3531 Florida Ave
3531 Florida Avenue, Panama City, FL 32405 (MLS# 783466) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3531 Florida Avenue is currently listed for $419,900 and was received on January 09, 2026. Want to learn more about 3531 Florida Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

