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$385,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • Updated 1 day ago
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Welcome to 3533 Mill Point Cove, a beautifully maintained 2022-built home by Camden Homes located in the Mill Point community of Panama City. Offering approximately 1,754 heated and cooled square feet, this two-story residence features 3 bedrooms, 2.5 baths, a spacious loft and an attached 1-car garage. The main level offers an open and functional layout with a spacious living area, dining space and well-appointed kitchen featuring quartz countertops, a large island with seating for four, breakfast bar and an oversized walk-in pantry with additional storage. A half bath is conveniently located downstairs, while the roomy laundry area provides additional everyday functionality. Upstairs, the primary suite features a private balcony, large walk-in closet and en-suite bath with double vanity and shower/tub combination. Two additional bedrooms, a full bath and a versatile loft provide plenty of flexibility for a home office, media space, playroom or additional living area. Outside, enjoy a fully fenced backyard, patio and irrigation system with a separate irrigation meter. Situated on approximately 0.09 acres in an HOA community, the home offers a cul-de-sac setting with convenient access to Highway 231 and Highway 390, shopping, dining and other everyday amenities. Tyndall Air Force Base is approximately 15 minutes away. An existing survey is available from the seller. With modern finishes, a functional floor plan and indoor and outdoor living spaces, 3533 Mill Point Cove is ready for its next owner. Call your favorite Realtor® today to schedule a private tour and if important - buyer please verify all measurements.

Full Property Details for 3533 Mill Point Cove

General

  • Price: $385,000
  • HOA FEE: $24/month
  • HOA FEE FREQ.: Annually
  • Taxes: $3,770 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 794005
  • Updated: 8/13/2026
  • Added to Site: 2 day(s) ago

Interior

  • Number of Rooms: 3
  • Interior Features: Balcony, Double Vanity, Interior Steps, Tub Shower, Walk-In Closet(s), Loft
  • Appliances: Electric Range, Electric Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Security/Safety: Smoke Detector(s)

Exterior

  • Porch/Patio/Deck: Balcony, Covered, Patio

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Parking Features: Garage, Garage Door Opener

Location

  • County: Bay
  • Subdivision: Mill Point
  • Driving Directions: From Hwy 231: Travel north on Hwy 231. Turn left onto Transmitter Road, then turn right onto Mill Point Cove. Continue to 3533 Mill Point Cove.

School Information

  • Elementary School: Deer Point
  • Middle School: Merritt Brown
  • High School: Mosley

Community

  • Community Name: 02 - Bay County - Central
  • Association: Yes
  • Assoc. Fees Include: Association Management

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Craftsman
  • Construction: Brick
  • Roof: Composition, Shingle
  • Windows: Double Pane Windows
  • Sq. Ft. Source: Plans
  • Year Built: 2022

Lot Features

  • Lot Size (Acres): 0.09
  • Lot Size (Sq. Ft.): 3,920
  • Lot Size: .09
  • Lot Dimensions: 40.0 ft x 97.0 ft
  • Lot Features: Cul-De-Sac, Sprinkler System, Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced

Financial Considerations

  • Association Fee: $287
  • Assoc Fee Freq.: Annually
  • Tax Amount: $3,770
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: MILL POINT LOT 9 ORB 4627 P 1585
  • Property ID: 11514-400-090

Listed by Empire Real Estate of Florida LLC

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Listing agents

— 3533 Mill Point Cove —

  • Empire Real Estate of Florida LLC

  • Empire Real Estate of Florida LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3533 Mill Point Cove

School District:Bay County School District
NameGradesDistance
Deer Point Elementary School
4800 Highway 2321, Panama City, FL 32404
K-52.8 mi
Merritt Brown Middle School
5044 Merritt Brown Way, Panama City, FL 32404
6-83.1 mi
A. Crawford Mosley High School
501 Mosley Drive, Lynn Haven, FL 32444
9-122.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3533 Mill Point Cove Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/13/2026
Listed
$385,000
9.07%
MLS
10/18/2024
Sold
$353,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3533 Mill Point Cove

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,730
3%
$301,441
3%
2024
$3,637
-1%
$291,298
1%
2023
$3,667
9068%
$289,623
8556%
2021
$40
—
$3,346
-4%
2022
$40
—
$3,496
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Empire Real Estate of Florida LLC

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3533 Mill Point Cove, Panama City, FL 32404 (MLS# 794005) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 3533 Mill Point Cove is currently listed for $385,000 and was received on August 13, 2026. Want to learn more about 3533 Mill Point Cove? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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