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$354,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 10 days ago
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3622 Gaines St, Panama City, FL is a ranch style 3 bedroom 2 bath home on a large .6 acre lot with a privacy fenced back yard. The house has low maintenance brick siding and beautiful shade trees in the front yard to ease the cooling bill with the double paned windows. When it comes to parking, you get a 2 car attached garage, enough concrete driveway with a turn around for more than a few cars, and another detached oversized one car garage. Inside, you get large rooms including a living room with vaulted ceiling and woodstove insert in the brick fireplace. Kitchen has great cabinets, new fridge and new stove. The breakfast area with bay window has room for a large dining table and there is another dining room currently used as an extra bedroom. In the master bedroom you have plenty of room for big furniture and his and hers closets. The garden bathtub under the skylight is a place for tranquility. If you want a large yard, plenty of room for vehicles, all on a short quiet street, just minutes from schools and shopping, this is your new home.

Full Property Details for 3622 Gaines St

General

  • Price: $354,000
  • Taxes: $2,809 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 789311
  • Updated: 5/3/2026
  • Added to Site: 10 day(s) ago

Interior

  • Number of Rooms: 12
  • Appliances: Gas Oven, Gas Range, Gas Water Heater, Plumbed For Ice Maker, Water Softener Owned
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Security/Safety: Smoke Detector(s)

Exterior

  • Exterior Features: Patio
  • Porch/Patio/Deck: Patio

Parking

  • Garage: Yes
  • Garage Spaces: 3
  • Parking Features: Additional Parking, Garage, Garage Door Opener, Paved

Location

  • County: Bay
  • Subdivision: [No Recorded Subdiv]
  • Driving Directions: From Hwy 231 and Transmitter Rd, head north on Transmitter Rd, turn Right on 43rd, turn Right on Garrison Rd, then Left on Gaines St. The house is on the Right.

School Information

  • Elementary School: Deer Point
  • Middle School: Merritt Brown
  • High School: Mosley

Community

  • Community Name: 02 - Bay County - Central

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s), Heat Pump
  • Heating Type: Central, Fireplace(s), Heat Pump

Utilities

  • Utility Description: High Speed Internet Available

Structural Information

  • Architectural Style: Ranch
  • Construction: Brick, Wood Frame
  • Roof: Composition, Shingle
  • Stories/Levels: 1
  • Sq. Ft. Source: Appraiser
  • Year Built: 1983

Additional Structures

  • Other Structures: Second Garage

Lot Features

  • Lot Size (Acres): 0.62
  • Lot Size (Sq. Ft.): 27,000
  • Lot Size: .62
  • Lot Dimensions: 200 x 135
  • Lot Features: Paved
  • Zoning: County, Resid Single Family
  • Fencing (Description): Fenced, Privacy

Financial Considerations

  • Tax Amount: $2,809
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: CRESTWOOD LOT 2 BLK B ORB 4534 P 101
  • Property ID: 11476-204-000

Listed by Clubbs Real Estate Group LLC

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Listing agent

— 3622 Gaines St —

  • Clubbs Real Estate Group LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3622 Gaines St

School District:Bay County School District
NameGradesDistance
Deer Point Elementary School
4800 Highway 2321, Panama City, FL 32404
K-52.4 mi
Merritt Brown Middle School
5044 Merritt Brown Way, Panama City, FL 32404
6-82.8 mi
A. Crawford Mosley High School
501 Mosley Drive, Lynn Haven, FL 32444
9-122.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3622 Gaines St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/03/2026
Listed
$354,000
41.6%
MLS
5/02/2019
Sold
$250,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3622 Gaines St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,718
—
$268,442
3%
2024
$2,718
—
$261,118
3%
2023
$2,726
—
$253,513
13%
2021
$2,715
—
$224,896
-3%
2022
$2,722
—
$232,261
9%
2021
$2,715
54%
$213,209
48%
2019
$1,765
-16%
$143,781
-15%
2018
$2,094
-2%
$168,722
-1%
2017
$2,145
58%
$169,863
21%
2016
$1,356
-3%
$140,568
1%
2015
$1,393
-1%
$139,591
-1%
2014
$1,401
10%
$140,368
-1%
2013
$1,274
—
$141,766
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Clubbs Real Estate Group LLC

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3622 Gaines Street, Panama City, FL 32404 (MLS# 789311) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3622 Gaines Street is currently listed for $354,000 and was received on May 03, 2026. Want to learn more about 3622 Gaines Street? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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