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$220,000 Just Listed
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Property Description
Looking for your next investment opportunity or a home with flexible living arrangements? This 3-bedroom, 2-bath property offers a unique floor plan and mixed-use zoning with possibilities worth exploring! Situated toward the rear of the lot, the existing home leaves much of the front portion open for potential future development. An extensive concrete parking area adds to the property's versatility. The home features two living areas, each with its own exterior entrance. The larger side includes 2 bedrooms, 1 bath, a living room, dining area, and full kitchen. The spacious primary suite features an oversized bathroom with a jetted tub, separate shower, and large walk-in closet. The smaller side offers a studio-style living area with its own entrance, full bathroom, and kitchenette. An interior connecting door provides flexibility for use as one residence or potentially two separate rental units. A laundry/utility area is located at the rear of the home. Additional features include covered front and rear patios, a fenced yard, and concrete parking. The roof was replaced in 2019. The property has a single electric meter, so utility arrangements would need to be considered for separate rentals. Mixed-use zoning may also offer opportunities for additional development, subject to applicable zoning, setbacks, parking, and permitting requirements. The home needs cosmetic improvements and is being sold AS IS. This could be your primary residence, rental investment, or property with future possibilities, this one is worth exploring! Buyer to verify permitted uses and development potential with the appropriate authorities. Roof 2019 | HWH 2024 | AC 2015 | Survey Available
Full Property Details
Full Property Details for 3638 Lane Rd
General
- Price: $220,000
- Taxes: $2,731 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 796950
- Updated: 10/23/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 9
- Interior Features: Soaking Tub, Tub Shower, Walk-In Closet(s)
- Appliances: Gas Range, Gas Water Heater
- Flooring: Plank, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Security/Safety: Smoke Detector(s)
Exterior
- Porch/Patio/Deck: Covered, Patio, Porch
Location
- County: Bay
- Subdivision: No Named Subdivision
- Driving Directions: From Hwy 98. North on Transmitter Rd, Right/East on Lane Rd. Property is on right side of street.
School Information
- Elementary School: Cedar Grove
- Middle School: Merritt Brown
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central
Utilities
- Utility Description: Cable Connected, Sewer Available
Structural Information
- Architectural Style: Ranch
- Construction: Brick
- Roof: Shingle
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 1996
Lot Features
- Lot Size (Acres): 0.2
- Lot Size (Sq. Ft.): 8,712
- Lot Size: .2
- Lot Dimensions: 70.0 ft x 125.0 ft
- Frontage: City Street
- Lot Features: Paved
- Fencing (Description): Chain Link
Financial Considerations
- Tax Amount: $2,731.1
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: LANE MOBILE HOME EST UNIT 1 LOT 17 BLK F ORB 1254 P 611 ORB 2657 P 1090 ORB 3934 1298
- Property ID: 11954-915-000
Listed by Adventure Realty Group LLC
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Schools
Schools serving 3638 Lane Rd
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Cedar Grove Elementary School 2826 East 15th Street, Panama City, FL 32405 | PK-5 | 1.7 mi |
Merritt Brown Middle School 5044 Merritt Brown Way, Panama City, FL 32404 | 6-8 | 4.2 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 3.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3638 Lane Rd
Date
Details
Price
Change
Source
10/23/2026
Listed
$220,000
300%
MLS
3/27/2019
Sold
$55,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3638 Lane Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,437
-3%
$208,786
8%
2024
$2,513
8%
$193,477
9%
2023
$2,336
58%
$177,288
107%
2021
$1,481
-26%
$85,840
-47%
2022
$1,993
35%
$160,839
98%
2021
$1,481
44%
$81,383
-18%
2019
$1,031
-10%
$99,555
-6%
2018
$1,142
2%
$106,355
2%
2017
$1,125
1%
$104,167
2%
2016
$1,114
2%
$102,024
3%
2015
$1,097
3%
$99,170
1%
2014
$1,066
60%
$98,383
2%
2013
$667
—
$96,929
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3638 Lane Rd
3638 Lane Road, Panama City, FL 32404 (MLS# 796950) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3638 Lane Road is currently listed for $220,000 and was received on October 23, 2026. Want to learn more about 3638 Lane Road? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

