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$354,500 Just Listed
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Property Description
Welcome home to this brand-new listing in the highly sought-after College Station neighborhood of Panama City! This charming three-bedroom, two-bathroom home offers 1,901 square feet of well-designed living space that checks all the boxes for comfortable Florida living. The split floor plan gives everyone their own space, which is honestly one of the smartest layouts out there. The primary bedroom is a true retreat, featuring a large closet and a double vanity bathroom that makes morning routines a breeze. Vaulted ceilings throughout create an airy, open feel that makes the home live even larger than its generous square footage suggests. Vinyl plank flooring runs through the home, giving you that beautiful look without the fussy maintenance. The kitchen comes equipped with a pantry, because nobody ever complained about having too much storage. Ceiling fans keep things comfortable alongside the central electric system, and the garage provides covered parking plus extra room for all your stuff. The quality of construction here is evident in every detail, built to handle the Florida lifestyle with ease. The neighborhood puts you in a fantastic spot with Publix just minutes away for grocery runs, Zollie Young Dog Park nearby for your pets, and North Bay Haven Charter Academy right around the corner. Residents will also appreciate easy access to Mosley High School and even Florida State University Panama City for higher education options. This one is fresh on the market and ready for its new owners. Schedule your showing today before someone else calls it home! Washer, Dryer, and TV in primary bedroom convey in as-is condition with the sale of this home.
Full Property Details
Full Property Details for 3855 Heartwood St
General
- Price: $354,500
- Taxes: $4,086 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 788132
- Updated: 4/11/2026
- Added to Site: 3 day(s) ago
Interior
- Number of Rooms: 3
- Appliances: Electric Range
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Security/Safety: Carbon Monoxide Detector(s), Smoke Detector(s)
Exterior
- Porch/Patio/Deck: Covered, Patio, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Paved
Location
- County: Bay
- Subdivision: College Station Phase 2
- Driving Directions: From Intersection of HWY 231 and Transmitter Rd, Head North on 231 for 1.0 mile, Make Right onto Pipeline Rd, Make left onto E 39th St, 39th will change to Conifer Lane, as you enter College Station, stay straight, make right onto Heartwood home will be on you right.
School Information
- Elementary School: Tommy Smith
- Middle School: Merritt Brown
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Contemporary
- Construction: Brick, Wood Frame
- Roof: Shingle
- Sq. Ft. Source: Appraiser
- Year Built: 2022
Lot Features
- Lot Size (Acres): 0.26
- Lot Size (Sq. Ft.): 11,326
- Lot Size: .26
- Lot Dimensions: 66.06 x 203.88 x 60 x 176.24
- Lot Features: Paved
- Zoning: City, Resid Single Family
Financial Considerations
- Tax Amount: $4,086
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: COLLEGE STATION PHASE 2 LOT 39
- Property ID: 05948-300-390
Listed by Overstreet Realty
Get Pre-Approved Today
Schools
Schools serving 3855 Heartwood St
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Tommy Smith Elementary School 5044 Tommy Smith Drive, Panama City, FL 32404 | PK-5 | 2.2 mi |
Merritt Brown Middle School 5044 Merritt Brown Way, Panama City, FL 32404 | 6-8 | 2.2 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 5.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3855 Heartwood St
Date
Details
Price
Change
Source
4/09/2026
Listed
$354,500
3.17%
MLS
5/25/2022
Sold
$343,600
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3855 Heartwood St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,013
—
$326,999
2%
2024
$4,013
7%
$321,700
8%
2023
$3,759
636%
$296,957
591%
2021
$511
1%
$42,944
-2%
2022
$508
-1%
$44,021
63699%
2021
$511
—
$69
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3855 Heartwood St
3855 Heartwood Street, Panama City, FL 32404 (MLS# 788132) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3855 Heartwood Street is currently listed for $354,500 and was received on April 09, 2026. Want to learn more about 3855 Heartwood Street? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

